The new HFP chat thread – Tuesday 28th April

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• MJ says:

  28 Apr28 April 09:24

  Just wondering regarding Curve limits, the highest I have heard anybody have is 300k, has anybody been given more?

  If so, could you list what your daily and monthly limits are aswell as annually? 🙂

  • Grant says:

    28 Apr28 April 10:03

    AFAIK there are also £500k and £1m annual limits.

    • Don says:

      28 Apr28 April 10:40

      I asked about increasing my annual limit and I was told to ask when I am nearer to using this one. Surely with Metal, if you’re on £95,000 and many months left of membership they won’t turn around and say sorry no dice. Especially if it’s a commercial card and those lovely interchange fees they capture!

      • Secret Squirrel says:

        28 Apr28 April 11:10

        Are you blue curve Don at present?
        Neil yesterday got a credit reset & he was near the credit limit if I can recall but he was legacy black upgrading to metal.

        • Don says:

          28 Apr28 April 12:12

          Yes only Blue. I’m considering Metal given I’ve got the BC Hilton.

          I do have a use for car hire cover, but the relatively puny max value is off putting as I generally score well with rental upgrades.

          Reading the metal T&C it seems they changed the insurance from gadget to mobile only? I wouldn’t mind insuring an iPad Pro I’m planning to buy.

    • MJ says:

      28 Apr28 April 12:29

      Haven’t heard of anybody with a £1m limit, that’s a lot of points hahaha

      But curve do say the maximum they offer is £1. 4m annual so perhaps there is somebody lurking around with that limit.

    • The Urbanite says:

      28 Apr28 April 14:05

      Curve won’t upgrade from the 500k limit until that has been maxed out.

  • JP_MCO says:

    28 Apr28 April 10:36

    I have the following on my Curve Metal:
    Daily: £7000
    30 day: £50,000
    365 day: £500,000

    • Secret Squirrel says:

      28 Apr28 April 11:12

      I would be happy with 200k a year, getting close to 100k already! 😲

      • Harry T says:

        28 Apr28 April 11:49

        @SS how much of that is genuine spend and how much is splashing out on our good friends the seagulls and ERNIE?

        • Nhs says:

          28 Apr28 April 13:45

          Any clues as to Ernies identity lol that’s gone over my head

        • Cloud says:

          28 Apr28 April 13:49

          seagulls are?

      • MJ says:

        28 Apr28 April 12:33

        JP_MCO – Thanks very much for that. It’s strange that the daily limits don’t increase as sharply as the annuals. What if somebody need sto make a large payment for a holiday etc that can’t be split.

        SS – You say that now but once you reach 200k spend you’ll want more 😉

  • Michael says:

    28 Apr28 April 12:45

    I’m sure I remember reading Rob say a friend of his has the maximum 1.4 million limit on his Curve.

• mark2 says:

  28 Apr28 April 09:41

  Yesterday I asked whether anyone else was interested in a Curve Metal card in plastic without the sub-standard insurance etc. but with the facility to make financial payments at a lower cost e.g. £75 per year. Several others expressed interest.
  I put the question to Curve and they came straight back and said no but they would pass on the suggestion to the relevant people.
  May I suggest that anyone else who would be interested also asks the question to show that it might be worthwhile. Maybe on the forum too.

  • Don says:

    28 Apr28 April 10:38

    You could argue that given the card penalty fee is £50 if cancelled within 6 months £50 is a clear amount to reduce the annual fee by and not plucked from the air.

  • Secret Squirrel says:

    28 Apr28 April 11:11

    I would certainly take up the offer but I can’t see them reducing it that much!

  • Spk says:

    28 Apr28 April 12:53

    The insurance is a scam with all its exclusions. Lounge access is chargeable. I actually think they are becoming a sustainable business. Are they losing a lot on payments to Ernie or seagulls? I suspect not.

  • Harry T says:

    28 Apr28 April 13:30

    If the insurance wasn’t utter garbage, I’d be more likely to actually pay £150. But they don’t cover pre-existing medical conditions, and only cover phones up to £800 ish (any flagship smart phone costs way over £1000).

• Lee says:

  28 Apr28 April 09:47

  Just noticed this on BA’s website, which is excellent, assuming they are still in business (which I’m personally confident they will be)

  Last updated 28 April 09:00

  Travel vouchers are now valid until 30 April 2022 (includes previously issued vouchers)

  • Secret Squirrel says:

    28 Apr28 April 11:13

    Datapoint:
    Morries points confirmed at virgin – 9th March transactions.

• Kev 85 says:

  28 Apr28 April 09:50

  “ Argentina has banned all internal and international commercial flights until 1 September because of the deadly coronavirus outbreak.
  The authorities said airlines should not be allowed to sell tickets for flights that may not go ahead in the next four months.”

• AndyGWP says:

  28 Apr28 April 09:50

  Re: Audi Finance – does anyone use the website to make manual (credit card) payments?

  I’ve not made a manual payment for a while, and they’ve revamped the website in the meantime, so I can no longer seem to find the “pay by card” option (I’m within 10 days of my payment date, so I’m sure it would normally appear by now).

  Has the option been removed (or hidden away within the depths of the website)?

  • Jonathan says:

    28 Apr28 April 15:44

    Personally never got it to work on the website but manual payments over the phone works fine.

• Sk123 says:

  28 Apr28 April 09:52

  Has anyone upgraded their BA Amex to BAPP via chat? I’m having issues with doing it online. I can call them but I find chat a lot quicker. If not, does anyone know what the wait time is these days when calling? Do you get any bonus for upgrading? I’m not eligible for the sign up bonuses.

• Brad M says:

  28 Apr28 April 10:07

  I saw in comments yesterday talking about Curve backed by IHG for Ernie you can check the reference once processed on the Creation website to see if treated as Cash like transaction. Any explanation how to do this as I only see long reference numbers.

  • DJ says:

    28 Apr28 April 11:56

    I would like to know that as well.. as when I expanded the transaction, it doesn’t show the MCC at all.

    • Don says:

      28 Apr28 April 12:16

      DVLA and NS&I seem to have a different MCC?

      While I didn’t need to use Curve for DVLA, that shows Tax Payments on BC and NS&I is Government Services.

• Anna says:

  28 Apr28 April 10:37

  Query – I bagged my inbound seats from GCM early this morning. When I go onto choose my seats to look at the cabin lagyout, the J cabin starts at row 5 and appears to be 4 across. Usually it’s 3 cabin and the standard 8 across. Could this be the fabled Club Suite?!

  • Stu N says:

    28 Apr28 April 11:24

    Yes – that is Club Suite 777 layout. I wouldn’t get too excited – loads of substitutions could happen between now and when you fly.

    • Anna says:

      28 Apr28 April 11:59

      Is that what they call “equipment changes”? I appreciate that, but there’s really not much else to be excited about at the moment 😂

  • Harry T says:

    28 Apr28 April 13:17

    @Anna did you ring or book online?

    • Anna says:

      28 Apr28 April 13:48

      Booked online. The surcharges for one way aren’t hugely inflated on that route and I’ve had my fill of trying to get through to BA recently! Fortunately with all the refunds I had more than enough Avios for 3 J seats and I’ll call BA to get 1 x 75k back when it’s (hopefully) a bit quieter.

      • Anna says:

        28 Apr28 April 13:51

        It was a bit nerve wracking as I always have to wait an extra 24 hours for the MAN connection to be released the following day!

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