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The HfP chat thread – Wednesday 17th November

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Category

General

Comments (445)

This article is closed to new posts. Discussion continues in the HfP Forums.

  • Jody says:
    17 Nov17 November 10:51

    Cancelled a hotel on hotels.com yesterday afternoon that had been pre-paid. Money already back on my (cancelled) Amex this morning. Very impressed!

  • Patrick C says:
    17 Nov17 November 10:59

    Has anyone contacted creation already about the IHG points they are yet to provide for last month?

    Or are they pretending that those don’t exist?

    • Aston100 says:
      17 Nov17 November 11:21

      No absolutely no one.
      Never gets mentioned in these comments every day.

      • Aston100 says:
        17 Nov17 November 11:23

        Sorry that was a bit harsh.
        Yes lots of people have, and there are comments in here practically every day.
        Creation aren’t transferring any points and you’ll need to raise a complaint (phone them to do so).

    • Char Char says:
      17 Nov17 November 11:59

      Yes no response, rude people!

    • Steven says:
      17 Nov17 November 13:25

      I conctaed them yesterday and they insisted that they had and are transferring points and any complaint needs to be raised directly with IHG and not them

    • Neil Spellings says:
      17 Nov17 November 14:34

      Yes, and they said they wouldn’t be due to the account going to be closed by them in December. Complaint raised.

  • BuildBackBetter says:
    17 Nov17 November 10:59

    So if the news of Visa increasing fees from 0.3% to 1.5% is true, that’ll make credit cards more profitable and we can see new cards introduced?
    Looks like good timing for Chase!

    • Youllnever says:
      17 Nov17 November 11:04

      Doubtful, since that only applies to cross-border transactions I believe, and most people spend domestically…

      • BuildBackBetter says:
        17 Nov17 November 11:15

        From what I read, it applies to all transactions. Why would amazon uk worry about cross border transactions?

        • Youllnever says:
          17 Nov17 November 11:33

          It would apply to all UK buyers purchasing from Amazon. All of these transactions would be classified as cross-border as I believe Amazon does not have a UK business entity.

        • Rui N. says:
          17 Nov17 November 11:33

          It doesn’t apply to all transactions, only cross-border. In the UK it’s still 0.2% for debit cards, 0.3% for credit.

    • Harrier25 says:
      17 Nov17 November 11:10

      Not very profitable when the largest retailer in the world, Amazon, refuses to accept your cards due to the higher fees!

    • Aston100 says:
      17 Nov17 November 11:24

      Won’t it lead to higher prices though?

      • BuildBackBetter says:
        17 Nov17 November 11:36

        Yes, merchants accepting cards will put prices up by the higher fees.

    • BuildBackBetter says:
      17 Nov17 November 12:48

      I’ll take back my comment then.
      I actually think government should push these cross border fees up to 5% to force amazon and Apple to move operations to uk.

      • Andy says:
        17 Nov17 November 13:46

        Is there even a cap on cross border interchange fees at the moment? I suspect they went with 1.5% because that’s what they think they can get away with. In which case there’s nothing for the government to do…

      • Ls says:
        17 Nov17 November 14:54

        I would double VAT on items bought from retailers who are based abroad for tax purposes.

    • Oh! Matron! says:
      17 Nov17 November 13:05

      Amazon to stop accepting Visa credit cards in UK https://www.bbc.co.uk/news/business-59306200

  • FFoxSake says:
    17 Nov17 November 11:05

    In keeping with the subject of credit cards today… some memories of Access for older HfP-ers…
    https://www.accesscreditcard.info/flexTvAds.aspx

    • Harrier25 says:
      17 Nov17 November 11:14

      Did Access become MasterCard?

      • FFoxSake says:
        17 Nov17 November 11:22

        according to the PPI info page on that site “In essence, all Access cards issued after 1973 were MasterCard plastics, but in the early days, the UK-centric Access brand had dominance over the MasterCard brand (and its predecessors, the Master Charge or Interbank brands).”

  • Can says:
    17 Nov17 November 11:05

    So, the car insurance is up for renewal. I was with Bell for years, they accept Amex.
    Now, they gave me a high quote — punitive for loyalty. I searched alternatives and literally none accepts Amex: S’buryBank, Hastings, Aviva, LV etc..
    I’d prefer this on my amex to hit the Amex Acc Biz bonus sooner.
    Any advise?

  • Rh says:
    17 Nov17 November 11:16

    Morning all, I raised a request to have my Iberia account erased on the 01/11 and I had confirmation today that this has been completed. I was worried that the -90,000 might be reflected on my BA Executive account after the changes they are doing at the moment.

    • Jonathan says:
      17 Nov17 November 22:09

      Asking for your account to be erased doesn’t mean they have to delete all your data. They are allowed to store data for accounts where they have a valid reason to (which would include a negative balance).

      You may well no longer have an active Iberia Plus account for earnings but still find they have a full record of the -90k & your name, d.o.b., address, passport number etc.

      • Yorkieflyer says:
        18 Nov18 November 00:16

        I’d love it if these chickens came home to roost. We used our 90k legitimately in IB

  • trader363 says:
    17 Nov17 November 11:22

    Mr_Jetlag, kindly replied to my post a couple of days ago saying there is only 1 VTL per day on BA.

    I was of the understanding that all BA flights are VTL? News outlets claimed all of them are VTL flights, but nothing on BA’s website to confirm nor deny.

    • BuildBackBetter says:
      17 Nov17 November 11:34

      Don’t go by news articles. I believe airlines can choose to designate some flights as VTL depending upon demand. They could choose to convert all flights to VTL if there’s demand for other flights.

    • Sam G says:
      17 Nov17 November 12:36

      The VTL currently only runs up to end-March, there is only one BA flight – the BA11/12 which is always VTL. What happens for summer and beyond is still provisional currently – depends on Sydney I imagine. But since you need to be vaccinated to travel there I suspect all BA flights would continue to operate as VTL until such a designation isn’t required.

      Other airlines operate a mixture

    • trader363 says:
      17 Nov17 November 15:03

      Thanks all!

  • Sam says:
    17 Nov17 November 11:26

    If I cancel my BA Amex today, do the Avios earnt transfer at the end of the month as normal?

    • AJA says:
      17 Nov17 November 11:31

      I don’t think so. Best to stop using the card and cancel after Avios have transferred. Weigh up value of Avios vs 1 month extra fee.

This article is closed to new posts. Discussion continues in the HfP Forums.

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