The HfP chat thread – Friday 1st October

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General

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Mark Peterborough says:

1 Oct1 October 13:03

I’ve being in a relationship with my partner from Solihull for a few years and a couple of years ago we introduced a new curvy partner into the mix , this three-way relationship went on for a few years and everyone seemed happy . The curvy one and I did a few extra things that the Solihull one wouldn’t do and still it all seemed happy as I though Solihull understood and didn’t mind .

My two partners had a hissy fit last month and in the end I decided that the curvy one had to go , they weren’t offering me what I wanted anymore and also they had a moan about someone else called ‘Ernie’ .

So Solihull and I looked forward to a normal relationship , that is of course until they found out exactly what curvy was letting me do with them behind their back . Solihull is about to dump me and I am now looking for a new partner.
- Anna says:
  
  1 Oct1 October 13:05
  
  Mark – I decided that the three-way curvy thing wasn’t working for me and have been pretty much exclusive with Che for a while now. I’m hoping he feels the same way and sees a future for us!
  - Mark Peterborough says:
    
    1 Oct1 October 13:15
    
    I am aware of Che , but as I have been happily carrying on in the way described above , I haven’t checked it’s functionality and options . I will take a closer look thanks .
- ankomonkey says:
  
  1 Oct1 October 13:11
  
  Brilliant! You should submit that to an Agony Aunt column if such things still exist.
  - Mark Peterborough says:
    
    1 Oct1 October 13:23
    
    Thank you 😊
  - EwanG says:
    
    1 Oct1 October 13:38
    
    Richard Madeley in Saturday’s Telegraph would be an appropriate column!
- BJ says:
  
  1 Oct1 October 13:23
  
  You should have gotten yourself a more HHonorable partner!
  - Voltron says:
    
    1 Oct1 October 13:44
    
    The one that got away…
  - FFoxSake says:
    
    1 Oct1 October 14:30
    
    They will be the next victim…
  - Mark Peterborough says:
    
    1 Oct1 October 18:18
    
    Missed the boat on that one , back then I only used one card which was the IHG Barclaycard
- AndyGWP says:
  
  1 Oct1 October 14:35
  
  😂
- BP says:
  
  1 Oct1 October 23:14
  
  Sorry to tell you but I’ve been pumping Solihull for year’s now!
KBuffett says:

1 Oct1 October 13:04

Calling Xero experts – Does anyone know how I can resolve issues I’m having getting AmEx feeds into Xero? I’ve had the message “There is a problem with this bank feed” for months. I’ve tried refreshing the feed and updating the feed login (which ends up processing forever).

Loathe to deactivate and reactivate as I thing is causes problems with duplicate transactions?

Any help gratefully received.
- Char Char says:
  
  1 Oct1 October 13:07
  
  I think it originally stopped working until they could fix it, I believe they have fixed it now so likely needs reactivating. I just use manual importing at the moment.
Scott says:

1 Oct1 October 13:08

I received the closure letter for Creation Premium card today. I called them – agent had no idea what happens with annual fee (just paid it in July) and what happens with free nights. They just said ‘all we have been told is that this is a business decision’.
They then gave me an email address to write to for an enquiry on my annual fee / free nights: cce@creation.co.uk. I plan to do this shortly. They said to include your full name and address details.
Sad day for non Amex spending opportunities!
Jim says:

1 Oct1 October 13:17

I’ve had my IHG black card cancelled and have just been successfully approved for a IHG white card. Credit limit was £10,500 on the black and now £3,000 on the white.
SwissJim says:

1 Oct1 October 13:19

To be honest I don’t get all the moaning about Creation, at least from those who like me were only using it for MS (sorry everyone else for ruining it for you…). We took them for a ride, and knew all good things must come to an end. That day has sadly arrived that’s all. I’ll just look at my many millions of IHG points, smile, and move on to the next. After maxing out for the next 60 days of course.

Will continue to keep some ‘clean’ cards of course…
- Jonathan says:
  
  1 Oct1 October 13:22
  
  How are you going to max for next 60 days with no bendy?
  - Anna says:
    
    1 Oct1 October 13:25
    
    We have a £12k final payment on one of our cars due in a few months. Might be getting paid off early …
    - Andrew H says:
      
      1 Oct1 October 14:38
      
      Have you seen what WeBuyAnyCar offer – it’s absurd – my final payment on my Giulia is £14k. WBAC is offering £22500, and it’s been going up month by month
      
      Anyone who just hands their car back is losing a lot right now.
      - Tom says:
        
        1 Oct1 October 17:13
        
        +1 for WBAC.
        My 2018 F-Pace has appreciated by +£5K in 3 months. Unbelievable. All due to a global shortage of processor chips for new cars, allegedly.
  - SwissJim says:
    
    1 Oct1 October 13:26
    
    That would be telling I’m afraid…
    - Paul says:
      
      1 Oct1 October 14:00
      
      Any hints for the next 60 SwissJim? The end is nigh anyway, however I need just a few more IHG for a prized award stay.
      - SwissJim says:
        
        1 Oct1 October 14:09
        
        Easiest win. Just think about the other non underlying cards which are talked about on here…
  - BP says:
    
    1 Oct1 October 14:15
    
    Join the revolution!
    - SwissJim says:
      
      1 Oct1 October 14:18
      
      Ah yes, that was it…
    - Paul says:
      
      1 Oct1 October 20:39
      
      Got you – simple as joining it? Any hoops or conditions once sending over there?
- LEE says:
  
  1 Oct1 October 13:28
  
  Not sure on your comment as you seem to be behind the curve as creation blocked all transactions for curve . If they had a problem with curve they should have blocked it from the beginning .
Matthew says:

1 Oct1 October 13:22

Anyone have experience of transferring a credit limit with amex. One of mine is really high and the other so low it’s barely useable. Just wondered if there is a simple process to split the limit across the two cards? Thanks…
- KBuffett says:
  
  1 Oct1 October 13:26
  
  Very simple. They will transfer any which way you prefer between cards.
  - Matthew says:
    
    1 Oct1 October 13:27
    
    Great, thank you
    - BJ says:
      
      1 Oct1 October 13:40
      
      Just be aware they will not consider any further adjustments for 90 days so be sure to get it right for you the first time. Also, if you don’t need all the credit just let sone go as you will then be more likely to be approved for further cards, i.e. don’t let amex extend the credit they are willing to give you to the max, maintain some breathing space.
      - Matthew says:
        
        1 Oct1 October 13:45
        
        Good advice thanks. Yes just done over chat. Credit limited re-allocated and as you say no further adjustments for 90 days, which is fine.
  - Genghis says:
    
    1 Oct1 October 13:30
    
    +1. I’ve done it over chat.
- Scott says:
  
  1 Oct1 October 13:26
  
  You can adjust the limit yourself in your online account (an increase is sent for approval, but decrease is automatic.)
- Dan says:
  
  1 Oct1 October 14:35
  
  I did it on chat and the customer service advisor misunderstood and moved an actual £5k from one card to another (putting the receiving card in credit by more than £3k)! I should have queried why the request would need to go to the back office as the “front” office have done this before with no problem. It took a week to resolve as the back office had to return the £5k before the limit move could be actioned.
BJ says:

1 Oct1 October 13:32

A golden goose may be dead but a few golden eggs remain! The future is bright, but it is not orange, and aspirational travels will get you nowhere…
Simon says:

1 Oct1 October 13:33

Applying for the Amex Biz Gold. Does clicking on the application link mean you (HfP) get referral bonuses or must I use a dedicated link?
- Rob says:
  
  1 Oct1 October 13:47
  
  Any link on HfP (in our review, on our cards directory page, in an article) supports us. Thanks.
  - BJ says:
    
    1 Oct1 October 14:00
    
    In the same way as a personal referral or are readers still better to request one of those from you viavemsil?
  - Simon says:
    
    1 Oct1 October 14:01
    
    Great site. Keep up the good work!