The HfP chat thread – Thursday 30th September

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• Bizboy says:

  30 Sep30 September 12:46

  Any thoughts on the Chase UK bank account which appears to be offering 1% cash back?

  • Toaster says:

    30 Sep30 September 12:50

    see

    https://hfp2022.headforpoints.blog/2021/09/29/the-hfp-chat-thread-wednesday-29th-september/comment-page-5/#comments

  • Rob says:

    30 Sep30 September 13:02

    Weak deal, no Section 75 on debit card spend, lots of exclusions to 1%.

    • CarpalTravel says:

      30 Sep30 September 13:48

      And the card is really bland looking….

    • jack charlton says:

      30 Sep30 September 14:15

      Is there another free card that offers 1% back on all purchases in cash, and is taken virtually everywhere ?

      The exclusions list for chase, result in cash advance fees and daily interest with most credit cards.

      • jack charlton says:

        30 Sep30 September 14:15

        or when you said weak, do you mean they would not partner with you for the launch ? 🙂

        • Rob says:

          30 Sep30 September 14:35

          We don’t work with bank products which don’t have a miles or points option.

          Your 1% means you are giving up a) normal card rewards which are worth FAR more than 1%, eg BA Amex 2-4-1 and b) S75 protection. And its just for a year. Do you really want to swap your current account for that?

          If it was a credit card offering 1% then we’d be very positive about it.

        • Youllnever says:

          30 Sep30 September 17:54

          They’re not forcing you to swap or switch current accounts though, so I’m not sure that point stands.

  • DJ says:

    30 Sep30 September 13:18

    For day to day shopping is fine. Though I’m only using it as a backup current account and for foreign currency transactions.

    A little bit disappointed that direct debit is not supported yet.

  • Youllnever says:

    30 Sep30 September 13:41

    Good for use on the weekend when travelling abroad.

    • Sophie says:

      30 Sep30 September 15:34

      What about the “Boost your savings with 5% interest on round-ups”? Could you make a whole load of individual transactions for £0.01 (stamps?) and get 5% interest on the £0.99?

      • Rob says:

        30 Sep30 September 17:17

        That’s a great use of your time …

• Sunny says:

  30 Sep30 September 13:37

  Is there a way to search for the extra seats that are made available with the new companion voucher, without triggering the voucher?

  • Peter K says:

    30 Sep30 September 13:46

    If you have the voucher in your account then do a search using it, just don’t book with it.
    Otherwise, no I don’t think so.

• Simon says:

  30 Sep30 September 13:50

  Is there anyone who has triggered a new 2-4-1 who could do me a favour. Looking for 4 business class LHR-FNC departing 10 August returning 24 August – want to see if it opens up seats and worthwhile triggering mine

  • JDB says:

    30 Sep30 September 13:59

    Don’t have a new voucher to help you but on ExpertFlyer for those dates it shows:
    J9 C9 D2 R2 I0 – exactly the same outbound and inbound, so it doesn’t look like anything extra will come up. It does show 3 Avios Club seats outbound and 7 inbound.

  • MW says:

    30 Sep30 September 14:02

    Out 2, back 4, so doesn’t seem to align with I buckets for some reason.

  • Peter K says:

    30 Sep30 September 14:07

    There are 2 business out, 4 business back.

• Simon says:

  30 Sep30 September 13:51

  Is there anyone who has triggered a new 2-4-1 who could do me a favour. Looking for 4 business class LHR-FNC departing 10 August returning 24 August – want to see if it opens up seats and worthwhile triggering mine

• Aston100 says:

  30 Sep30 September 13:58

  Price for a 12 day car hire from Hertz in Birmingham city centre on their own website is £1092.62 (pay on collection).
  Exact same car, dates and payment arrangements when made through Priceline = £277.23
  I note however, that Priceline presumes your licence is issued in the USA.

  Anyone know if this is going to go wrong if I go ahead and turn up at the Hertz branch with my UK licence?

  I know that whenever I have hired cars from elsewhere, my licence is checked, but I don’t know if they compare it against the country of issue on the booking.
  Any thoughts?

  • Brighton Belle says:

    30 Sep30 September 14:14

    Just don’t bend the car and force them to trawl through your documentation. “Sir….you actual licence and what you told us don’t agree. The insurance cover was therefore voided.” Chances are a broker will get you a sensible price without taking an insurance risk.

  • Rich says:

    30 Sep30 September 14:35

    Prices for the US market tend to have low or even zero insurance, because most renters will be covered by their own cover.

  • Reeferman says:

    30 Sep30 September 14:36

    Coincidentally, I emailed Priceline on this very subject a few days ago (the price for my car hire in USA more-than doubled when I switched to UK for driving licence!)
    Priceline gave a very clear response saying leave it as USA as the information isn’t passed on to anyone – it only says USA to obtain their discount codes/rates

    • Aston100 says:

      30 Sep30 September 15:53

      Thanks guys.
      Just found a car directly through Sixt for about £260.
      I’ve got beef with Sixt and they are not happy I did an amex charge back for an upgrade fee that they weren’t supposed to charge.
      Guess I’ll have to get the wife to book it with their supp card and hope the address doesn’t raise a flag!

  • Reney says:

    30 Sep30 September 17:28

    Last week I did a road trip in Scotland. I booked a car via expedia.com which is cheaper because it is the US version and includes NO insurance. I checked with Amex plat and they said that’s ok. Europcar said they cannot let me take the car without any insurance no matter what I said about my amex. They would only let me take the car with basic insurance added. Which worked out slightly more expensive than had I booked a car from a UK website. So my lesson is Don’t book via a US site for the UK (unless you are actually American resident?) I think the insurance at the counter was twice the price than if I purchased the expedia.com add on.

    • Reney says:

      30 Sep30 September 17:30

      Europcar said at the counter*. I did not call ahead to check. Probably should have.

• r* says:

  30 Sep30 September 14:01

  An update on the issues I was having getting BA to move a cancelled flight to a new date that was outside of 12 months of the original ticketing date but within 12 months of the flight date incase it helps anyone… they have now moved it to my new date via twitter. Took like 2 weeks of messaging and was probably due to getting a good CS agent rather than BA changing policy again, but it avoided the need to mcol.

• Nicky says:

  30 Sep30 September 14:05

  Sorry if already asked….but is there any hint on when sleepy Joe is going to re-open the US borders yet??????

  • Save East Coast Rewards says:

    30 Sep30 September 14:31

    Feels like he only said this so the UK and EU leaders didn’t keep hassling him about it!

    • Mycity says:

      30 Sep30 September 15:25

      This was at the time and still is my view hope I’m wrong.

  • ChrisC says:

    30 Sep30 September 15:04

    Don’t know about “sleepy Joe” but President Biden will announce the date when all the regulatory ducks have been aligned and this being the US it’s not an easy thing to do when you need several departments to sort themselves out.

    • Blair says:

      30 Sep30 September 16:52

      Nonsense though; that argument only holds water if the US had been closed to ALL arrivals for the last 18 months.

• Dave says:

  30 Sep30 September 14:11

  Hi all. Does any know if you re-sign up for Amex Business Gold (after 7/8 month gap – half previously for year) whether they try and re-verify the business? Nothing underhanded going on, but it was just a pain to get the necessary evidence sorted the first time for various reasons and would rather avoid a re-run! Trying to make the call between business gold and platinum (clearly much bigger bonus on the latter, but a significant cost attached, even if I don’t keep it long term..)

  • Rob says:

    30 Sep30 September 14:36

    It’s bizarre they even asked for verification. They never asked for anything re HfP and we have no corporate structure.

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