The HfP chat thread – Tuesday 6th April

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• Aim High says:

  6 Apr6 April 14:27

  amex business platinum
  does it have to be business use or would they frown upon if Sainsbury and waitrose are appearing on it

  • Jay says:

    6 Apr6 April 14:38

    If only spend was Sainsbury and Waitrose then probably get alter after a while advising you that the card is for business spend. If for example Sainsbury and Waitrose was mixed in with other business looking spend then no issue.

    • Jay says:

      6 Apr6 April 14:49

      *a letter not alter…. oops. It’s true that 90%+ of offers are personal related, but they do write if it is all clearly personal spend just to remind you … I speak from experience.

  • Rob says:

    6 Apr6 April 14:43

    Given that I have offers on my Business Platinum from restaurants and fashion chains, Amex clearly isn’t too bothered. It does, however, print a warning on your statement each month that you shouldn’t do it. I’ve never met anyone who had a problem.

    The issue is that shops pay far higher fees to accept business cards.

  • Aim High says:

    6 Apr6 April 15:45

    Thank you guys.
    Yes I see that that if they are giving personal offers – then one can’t help it I guess. I also see the point of being ‘told off’ – its the first 10k that I am trying to hit any way…but in my head – I was able to achieve it by paying for private schools and some flights etc…

    • AJA says:

      6 Apr6 April 17:44

      If it is a business card that gets expensed by a business where you are the employee you will end up creating a personal income tax and Class 1A NIC liability and P11D reporting issue on the personal expenses you put through the card if you do not refund your employer as they are not wholly and exclusively business expenses. That might be OK if you are the business owner but you will create a headache for your accountant and/or finance departments

      • Rob says:

        6 Apr6 April 17:50

        Except these are not actually business cards because they have personal liabilty – although putting personal expenses through them, in theory, means you should pro-rata the part of the fee you reclaim from your business.

  • Ali M says:

    6 Apr6 April 15:53

    Can you not get into trouble?
    Is it worth having the points and being investigated?
    I suppose as Rob said if majority is ‘justifiable’ then not a biggie and you can probably ‘carry the party on’ until that letter comes through, lol. so hit the 10k in one month and then be told off.

• Will says:

  6 Apr6 April 14:30

  Reward flight savers effectively gone? Rob is this a second devaluation?

  • The real John says:

    6 Apr6 April 14:32

    Elaborate please?

  • TGLoyalty says:

    6 Apr6 April 14:41

    You have to earn atleast 1 point in the past 12 months to be eligible for RFS

  • Rhys says:

    6 Apr6 April 14:49

    Have you earned an Avios in the past 12 months? If not, you won’t see RFS fares. I can see them.

    • Will says:

      6 Apr6 April 15:13

      my explanation is not updating on here

• Will says:

  6 Apr6 April 15:14

  see award wallet blog

  • Will says:

    6 Apr6 April 15:20

    perhaps the awardwallet commentator fails to qualify for RFS 🙂

    • ChrisC says:

      6 Apr6 April 16:14

      Someone didn’t click on the ‘more pricing options’ before writing an article.

  • Rhys says:

    6 Apr6 April 15:22

    Ah, no. Award Wallet is late to the game. We wrote about the slight Avios redemption price increase here: https://hfp2022.headforpoints.blog/2021/03/16/british-airways-increases-avios-flight-prices/

    Reward Flight Saver still exists.

    • Will says:

      6 Apr6 April 15:29

      they say this is a second increase. 1999 miles distance flown now costs more than 2001

      • Rhys says:

        6 Apr6 April 15:54

        By the looks of it they haven’t earnt an Avios in the past 12 months and are therefore not getting RFS pricing….

      • Jody says:

        6 Apr6 April 16:03

        I don’t claim to be an expert at all, but just had a look at this and it looks as if they simply haven’t clicked through to get all the avios and taxes prices. Just checked a random Athens flight in January (off-peak) and after clicking through, I still get 18500 avios plus £35 which is the correct reward saver price I believe?

        • Will says:

          6 Apr6 April 17:22

          the blogger just replied: Seems it may have been a bug? I had account activity in the past year. And now, this morning, I’m seeing the expected rates.
          so everyone can relax…until the next BA ‘bug’ comes around

        • MD says:

          6 Apr6 April 20:26

          You are entirely correct. Same for me checking just now. Crisis averted.

• Diydegsy says:

  6 Apr6 April 15:29

  Just took out the card, had the offer so saved , this morning spent £1010 and it’s already registered as I received an email from Amex so good result, just can’t see anything about the dell offer or Times subscription so any help appreciated.

  • BLT says:

    6 Apr6 April 15:46

    Dell and Times subscription is on the same page as where you request hotel status. You have to opt into these offers there. I can’t find the link in my account but I used google which leads to this page, the hilton status offer, which you can then sign in and see the sign up page for all Hotels/ car hire/ dell/ times etc

    https://www.americanexpress.com/uk/benefits/the-platinum-card/hilton-honors-elite-gold-status.html

  • Mco says:

    6 Apr6 April 21:05

    Thanks!

• Roger* says:

  6 Apr6 April 16:25

  Anybody else unable to log into their Virgin Money account?

  I usually do so on my mobile but can’t even enter my code. I tried online. They said they had sent me a one-time code to help. 30 minutes later, it hasn’t arrived.

  • Navara says:

    6 Apr6 April 16:39

    twitter reporting issues with APP

    • Roger* says:

      6 Apr6 April 16:57

      Thanks.

      In the end, after I tried phoning and listened to the Sorry tape for 25 minutes, I tried again on the mobile. The Virgin Money page burst, er, tiptoed into action and I could see my accounts.

  • Patrick Cold says:

    6 Apr6 April 17:48

    The app went down three times in the two weeks I was with them.

• ChrisC says:

  6 Apr6 April 16:25

  BA sale just popped up on the website

  Flights and holidays included.

  Not looked in detail at dates or destinations but dates are generally Novemnber – March exclusding christmas week

  • Aston100 says:

    6 Apr6 April 17:13

    Oh bum, I can see a better deal through BA Holidays for Barcelona in February half-term than the DIY I put together and booked the other week.
    Someone please remind me if I can take an FTV for my BA flights and use them for a BA Holiday instead? (will almost certainly be the very same flights).
    Thanks.

    • ChristopherW says:

      6 Apr6 April 17:23

      Just looked at the new BA sale for flights next February. The sale section of the website says flights are covered by the flexible ‘book with confidence commitment’, but when I tried to make an actual booking for a sale flight, the T&Cs clearly said that I could only change the date/time on my ticket. No changes to destination, no refunds (other than taxes) in the event of my cancellation and no mention of any voucher. Not having tried to book a flight for many months, I’ve no idea if this just a technicality/glitch which I can safely ignore or if it’s something new which could backfire on me. Presumably BA would like to get out of ‘book with confidence’ as soon as they can…

      • Anna says:

        6 Apr6 April 17:55

        Are they still offering the really low deposit though?

        • Rob says:

          6 Apr6 April 19:24

          Yes

  • Clive Field says:

    6 Apr6 April 17:26

    Yes just seen Dubai in First for £2K

    • Rich says:

      6 Apr6 April 20:44

      Or £1920 with the £150 deposit pay later and extra Avios if you add a Budget car (not the £2001 quoted for Avis on the main page) via the BA Holidays. Looks to be a decent sale compared to previous.

• Aston100 says:

  6 Apr6 April 16:28

  Che Guevara just told me that his payment processor is “currently facing an issue which is causing card top-ups to fail”.

  • Anna says:

    6 Apr6 April 17:00

    He was perfectly amenable this morning.

  • Aston100 says:

    6 Apr6 April 18:25

    OK, Che is accepting cards again.
    Viva la revolucion.

    • David D says:

      6 Apr6 April 19:03

      Che was having a siesta, or went dark for his/her revolutionary plans to take over the Bendy by disguising the Beardy with feathers of a Seagull from Solihull. After which the world looked rosy once again, and everyone was none the wiser about anything said or done once more.

• Clive says:

  6 Apr6 April 17:55

  Did i remember correctly that Virgin were offering some incentive for award bookings which they cancelled in you took a voucher? Could someone remind my of the deal if this was the case please.

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