The HfP chat thread – Thursday 25th February

This article is closed to new posts. Discussion continues in the HfP Forums.

• Ali M says:

  25 Feb25 February 20:30

  hey guys.
  hsbc to avios bonus – read something on here that happens off and on…any one knows / can predict when?🥲

  • mr_jetlag says:

    25 Feb25 February 20:42

    nothing since 2018, so unlikely to happen now.

    • Genghis says:

      25 Feb25 February 21:38

      Last happened Aug 19 and Dec 19

  • Ali M says:

    25 Feb25 February 21:52

    thanks guys.have a card I want to close and wanted to clear the points before closing

• Super Secret Stuff says:

  25 Feb25 February 20:55

  Oh dear…

  Martin Lewis money show has just promoted getting the amex gold card to transfer to avios and then transfer to Nectar. Could this be a short lived 2 way exchange?

  • Rob says:

    25 Feb25 February 20:59

    I reckon BA is neutral on this – it gets £ off Amex and pays it out to Sainsbury’s. No real loss.

    I don’t think Amex is a huge fan of Martin though. I doubt many of his readers stay beyond Year 1 and they are unlikely to be big spenders.

    • Super Secret Stuff says:

      25 Feb25 February 21:32

      I’m not sure on BA. If amex are paying 0.8 a point to BA and ba pay nectar 0.5 a point it will be ok. 1 to 1.6 conversion etc. but surely amex get a discount? So that won’t be true. Not sure about BA with Nectar.

      Yeh I can imagine that they’re not a fan of him, although a fair few will chance it and probably not hit the spend target so in Amex’s favour.

      • TGLoyalty says:

        25 Feb25 February 22:23

        Amex pays 1p

    • Cormac says:

      26 Feb26 February 16:02

      MSE and HfP are both sites focused on getting the best deals for consumers, not many companies are going to like sites that reveal every loyalty point loophole possible and they almost certainly observe them closely.

      I could imagine Amex imposed the 24-month period of not having owned an Amex to claim new bonuses, because of sites like these. Too many card churners!

      Don’t worry, i enjoy this site!

      • Rob says:

        26 Feb26 February 17:03

        You are way off the mark, because HfP readers are – on average – substantially wealthier than the average person and are therefore exceptionally good customers. Why do you think Amex spends so much buying ads and sponsored posts with us? Why has Amazon just rebooked the ad campaign we ran for their credit cards last Autumn? These are data driven decisions based on what they see from customers they have got from HfP in the past.

• mr_jetlag says:

  25 Feb25 February 21:00

  Have just put a tenner on the Euromillions tomorrow – think of all the Greggs sausage rolls £180m could buy 😀

  • Scott says:

    25 Feb25 February 21:21

    I had 5 lines on Tuesday and missed every number! 😉

  • Super Secret Stuff says:

    25 Feb25 February 21:33

    If recon they’d give you a bulk buy discount 🤣

  • Ali M says:

    25 Feb25 February 21:53

    + 1…
    I am thinking of all the points I can collect spending that money

• mark2 says:

  25 Feb25 February 21:21

  Rang Amex this pm re not cancelling my Platinum card. link of MR account with ARCC and 35,000 MR arrived within an hour.

  • Allan says:

    25 Feb25 February 21:44

    Was that your first attempt to cancel?

    • mark2 says:

      25 Feb25 February 22:18

      yes

• Chris says:

  25 Feb25 February 21:47

  “ Lots of people last year were deliberately booking flights they knew would be cancelled”

  Didn’t Rob basically explain this a possible loophole?? Effectively encouraging this behaviour

  • Ali M says:

    25 Feb25 February 21:54

    Yeah I got the idea from here too 😳😳😳 didn’t do anything of course x

• ChrisA says:

  25 Feb25 February 22:21

  If I transfer a credit balance from Plat (the result of a refund) to a BAPP (with a higher debit balance), which points do I lose?

  • TGLoyalty says:

    25 Feb25 February 22:27

    None

    • TGLoyalty says:

      25 Feb25 February 22:28

      Let me clarify.

      You’ll lose the points you earned from getting a refund on which ever card the refund was sent to.

      There’s no points impact from balance transfer between Amex cards.

      • ChrisA says:

        25 Feb25 February 22:36

        Thanks very much – appreciated.

        • BJ says:

          25 Feb25 February 22:53

          But you’ll only lose the points on the card you refund to if it is still active. If you close the card before refund hits your account you will not lose any points.

• Kevin D says:

  25 Feb25 February 22:44

  Any chance on this big points news Rob? I wanna go to bed!!!

  • BJ says:

    25 Feb25 February 22:58

    My guess is the amex 24 month rule will revert to 6 months.

    • babyg says:

      25 Feb25 February 23:12

      my wife got an unexpected signup bonus yesterday, she had previous held the card less than 12 months ago, rob mentioned this was an IT error and not part of an amex change….

    • Hotelier says:

      25 Feb25 February 23:48

      If only … you can’t play with my feelings like that !!!

  • Travel Strong says:

    26 Feb26 February 00:16

    It’s clearly the delayed Blue Bird news

• Dr C says:

  26 Feb26 February 00:55

  Has anyone had a manual telephone conversion of avios to nectar done within the 10 days yet?

This article is closed to new posts. Discussion continues in the HfP Forums.