Get £100-£150 of Dell cashback with a new Amex Business benefit

This article is sponsored by American Express

American Express has launched a new statement credit offer with Dell Technologies.

It is worth £100 to £150 per year of statement credit on your future purchases from dell.co.uk.  Importantly, this is not a one-off promotion but an ongoing Cardmember benefit. 

There is a different offer for Business Platinum and Business Gold Cardmembers, and we will look at each in turn.

What do American Express Business Platinum Cardmembers receive?

As a reminder, American Express Business Platinum comes with a wide range of benefits for the small business owner.

You can find full details in our review of American Express Business Platinum.  Core cardmember benefits include:

• You will receive a free Priority Pass card.  You and a guest receive unlimited complementary access to 1200 airport lounges across the world.
• Your Supplementary Cardholder also gets a Priority Pass card.  If this is your partner or spouse, you would both be able to get into the lounge for free and each bring in a guest.
• You will receive comprehensive travel insurance.  This is a very valuable benefit because of the high level of coverage available – you can take a look at the policy document here (PDF). There is NO EXCESS payable on the worldwide travel insurance cover, although a £50 excess applies to purchase protection cover. Medical assistance and expenses are covered up to the age of 80.
• You will receive Gold Elite status in the Marriott Bonvoy hotel loyalty scheme.
• You will receive Gold status in the Radisson Rewards hotel loyalty scheme.  
• You will receive Gold Elite status in the Hilton Honors hotel loyalty scheme.  This is the best mid-tier hotel status to have, because you get free breakfast with it.
• You will receive Gold status in the MeliaRewards hotel loyalty scheme. 
• You receive £150 or equivalent cashback when you book a onefinestay home rental.  
• You receive a free digital subscription to The Times and The Sunday Times.  
• You can access the Amex Fine Hotels & Resorts Programme.  This offers genuine added value benefits at a large number of luxury hotels across the world.

There is an annual fee of £595 per year.  American Express Business Platinum is a Charge Card and you must repay your balance in full each month.

There is a generous sign-up bonus of 40,000 American Express Membership Rewards® points if you spend £6,000 within 90 days and meet the criteria for receiving the bonus.

You will receive 1 Membership Rewards point for virtually every £1 spent on the Card. 

This HfP article looks at how you can use American Express Membership Rewards points to benefit your business.

What is the Dell offer for Business Platinum cardmembers?

American Express Business Platinum Cardmembers will receive £150 of annual statement credit for purchases with Dell.

The annual credit is split into two parts:

• up to £75 statement credit for purchases between 1st January and 30th June, and
• up to £75 of statement credit for purchases between 1st July and 31st December

There is no minimum spend required to receive the statement credit but it is capped at £75 in each period.  The spend can be made over multiple transactions.

The credit is valid for purchases on the Dell UK website or via the Dell contact centre.  Products may only be shipped to UK addresses.

The offer is only available for the Basic Cardmember.  Spending by Additional Cardmembers will generate credit for the Basic Cardmember, up to their £75 limit.

Full terms and conditions are available on the American Express website.

What do American Express Business Gold Cardmembers receive?

As a reminder, American Express Business Gold has no annual fee for the first year.  From your second year, there is an annual fee of £125 per year.

There is a sign-up bonus of 20,000 American Express Membership Rewards points if you spend £3,000 within 90 days and meet the criteria for receiving the bonus.

You will receive 1 Membership Rewards point for virtually every £1 spent on the Card. 

You can find details of the Card benefits in our American Express Business Gold review here.

What is the Dell offer for Business Gold Cardmembers?

American Express Business Gold Cardmembers will receive £100 of annual statement credit for purchases with Dell.

The credit is split into parts:

• up to £50 statement credit for purchases between 1st January and 31st June, and
• up to £50 of statement credit for purchases between 1st July and 31st December

There is no minimum spend required to receive the statement credit but it is capped at £50 in each period.  The spend can be made over multiple transactions.

The credit is valid for purchases on the Dell UK website or via the Dell contact centre.  Products may only be shipped to UK addresses.

The offer is only available for the Basic Cardmember.  Spending by Additional Cardmembers will generate credit for the Basic Cardmember, up to their £50 limit.

Full terms and conditions are available on the American Express website.

Can new Cardmembers receive the Dell statement credit offer?

Yes.

New applicants for American Express Business Platinum or American Express Business Gold will be able to register for the Dell statement credit offer.

Conclusion

The addition of £150 of Dell statement credit is a generous extra offer for American Express Business Platinum Cardmembers. 

It is an especially good deal for American Express Business Gold Cardmembers, representing 80% of the annual fee from Year 2 onwards.

Whilst the credit would represent a good discount on a new computer, it is valid against any product bought from the Dell website.  You could purchase ink, toner, a docking station, a carry case, a mouse, a keyboard or a new monitor – amongst other things – and receive your statement credit.

If you were thinking of applying for an American Express Business card, it has just become more attractive.

You can find out more about, and apply for, American Express Business Platinum here.

You can find out more about, and apply for, American Express Business Gold here.

American Express Services Europe Limited is authorised and regulated by the Financial Conduct Authority.