The HfP chat thread – Monday 1st February

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• Wollhouse says:

  1 Feb1 February 19:25

  Amex business card- just had an email saying they recognise how frustrating it can be to not be able to use Amex. So they’ve now set up a platform that will allow you to pay with Amex, even when it’s not accepted by the merchant. There will be a 1% fee (which they say should be tax deductible) but you will get your 1mile/£1. They specifically state paying PAYE, HMRC and said they have a specialist team to help you setup if you need it. Maybe they’ve seen how willing people have been to pay Billhop or Curve fees?? Fees might make sense under some circumstances.

  • BuildBackBetter says:

    1 Feb1 February 19:55

    Wish they can extend it to the personal card. Some genuine expenses still need payment by bank transfer.

  • Peter K says:

    1 Feb1 February 20:04

    Covered here I believe:

    https://hfp2022.headforpoints.blog/2020/08/03/american-express-premium-rewards-programme-review/

  • Rob says:

    1 Feb1 February 20:07

    We did an article on this – https://hfp2022.headforpoints.blog/2020/11/25/american-express-premium-rewards/

    • Wollhouse says:

      1 Feb1 February 22:00

      Ah… missed that. Just got the email from them and thought it was new!

• Tom says:

  1 Feb1 February 19:42

  Can you pay beardy with bendy backed with the creationists? Do I need metal and is there a fee from the creationists? TIA

  • John says:

    1 Feb1 February 21:49

    best to go the other way round and no bendy needed

• jimc says:

  1 Feb1 February 19:46

  Using Clubcard points for hotels? I’ve regularly found good value with Hotels.com over the years as well as converting to Avios. I’d like to make a UK hotel booking (refundable on HC with cash) but wondered to what degree is the Clubcard voucher payment refundable if we’re still in lockdown. Has anyone cancelled a Hotels.com booking made with Clubcard vouchers before?

  • Blenz101 says:

    1 Feb1 February 20:28

    What you won’t be able to do is cancel and obtain a refund. Your CC voucher can not be returned or reinstated with by Tesco or Hotels.com. The value of the voucher will be lost if you cancel and you will only be able to get your taxes and any supplemental you paid back. The same will be true if the hotel cancels on you.

    What you can do is book a flexible rate which allows you to move the date of the booking, obviously this will be slightly higher than a non-refundable rate. You could then at least move the booking, never had to do this so not sure how they they would treat things if rates had changed.

    Whatever you do, don’t attempt to cancel a booking made with Tesco vouchers.

    • Jonathan says:

      1 Feb1 February 23:43

      With the way things currently are within the travel industry, you’d be very silly to book a non refundable hotel room(s)

      • Blenz101 says:

        2 Feb2 February 04:52

        Biggest issue with the way the Tesco vouchers are issued/handled is that even if the hotel cancels on you because it closes then you still can’t get a refund.

        • kitten says:

          2 Feb2 February 12:30

          Shurely not legal?
          I’d be having some strong words with Tesco/hotels.com

• Earl says:

  1 Feb1 February 19:59

  Is there a way to use Bendy Black (or an upgraded Metal) backed by Creationists to support Revolutionaries? If so, can the Revolutionaries then provide arms to Beardy ones?

  • Doug M says:

    1 Feb1 February 20:43

    Is there a reason you wouldn’t try with small amounts to find out? Any answer won’t necessarily be correct, and what works today may not work in a week.

  • Anon says:

    1 Feb1 February 22:34

    Only when the birds fly North in the Asian Spring.

    • Harrier25 says:

      1 Feb1 February 23:16

      You can tell its gonna be one of those nights when all the bearded bendy revolutionaries come out to play! 🙄

• ashish says:

  2 Feb2 February 00:55

  What is best card to use for trading212 to get any our points?
  curve + hilton or IHG?
  use HSBC?
  Thanks
  ash

  • Rhys says:

    2 Feb2 February 08:31

    T212 now charge on card top ups after a cumulative £2000

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