The HfP chat thread – Wednesday 27th January

This article is closed to new posts. Discussion continues in the HfP Forums.

• Mark says:

  27 Jan27 January 10:51

  whats the latest on the Barclays premier tie up with Avios? I know it was supposed to be in early 2021but haven’t heard anything

  • Rob says:

    27 Jan27 January 11:07

    Barclays doesn’t want to launch whilst few people are travelling. This is the official line, by the way, and not just some random comment from me.

    • Mark says:

      27 Jan27 January 11:09

      cool thanks, does make sense!

      • Symon says:

        27 Jan27 January 11:51

        Does it? I think many want to spend this down time collecting Avois for as soon as travel reopens.

    • Ali M says:

      27 Jan27 January 12:05

      thanks Rob

• Jay says:

  27 Jan27 January 11:17

  Anyone with a Trading 212 referral link ?

  • Alexis says:

    27 Jan27 January 11:27

    Not 212 but Freetrade in case anyone is interested.

    https://freetrade.app.link/hcppaBmK9bb?_p=c50a35c09e1c65f3eb038ff8e8

  • John says:

    27 Jan27 January 11:28

    If you use code FzFqYEKI we both get a free share 🙂

    • John says:

      27 Jan27 January 11:28

      That is for 212

  • Optimus Prime says:

    27 Jan27 January 11:28

    https://www.trading212.com/invite/HYC6mVHt

• J says:

  27 Jan27 January 11:26

  Has anyone experience of Curve making incorrect multiple transactions/overcharging? I use Curve/PayPal for Uber and have noticed I’m being over-charged/charged multiple times – not just in pending. I’ve emailed Curve and Uber but don’t seem to be getting anywhere. Lesson learnt I suppose not to complicate things with PayPal and Curve.

  • The real John says:

    27 Jan27 January 11:32

    Curve preauths often can post as full charges and occasionally they are not reversed properly.

    What is the purpose of using paypal for uber?

    • J says:

      27 Jan27 January 13:37

      No reason just convenience. Thanks, I’ll keep on at Curve to fix.

    • the_real_a says:

      27 Jan27 January 15:19

      Don’t uber transactions “open a tab” on your card in a similar way to petrol pre-auths of £99? These are always problematic waiting for the final amount to apply to the underlying card.

    • Chrisasaurus says:

      28 Jan28 January 07:24

      How in gods name is that not picked up? Surely they’re left with a balance?

  • Mr. AC says:

    27 Jan27 January 14:52

    FWIW I’ve been tracking Curve charges and refunds for 2 years, including Go Back in Time (hundreds of transactions total) and I’ve only been actually double charged once. And they refunded it before I even complained (bug affected many people).
    The issue is, however, that depending on the underlying cards refunds / temporary holds are displayed in very different ways. E.g. Revolut is pretty straightforward with push notifications and separate items in history, but something like Creation is not (no trace of the incoming transaction in history, but the “Available” balance suddenly increases). Additionally some cards receive refunds from Curve within 1-2 days, and some take a month (probably until the next statement is generated).
    I hope Curve just goes back to “refund to Curve cash” system, was much simpler…

  • Alex says:

    27 Jan27 January 22:47

    Yes, with Uber Eats, tips added have been charged twice. Makes me think whether I will be tipping again. Uber said they did not do it, Curve refunded as they said as a goodwill but only after several reminders.

• Harry T says:

  27 Jan27 January 11:30

  I bought a £175 gift card in Waitrose for JL and the rebate triggered a day or two after the charge hit my card.

• Barry says:

  27 Jan27 January 12:08

  RE: Viking/Nectar offer.
  Anyone know if this works on gift card purchases?
  I’ve noticed Viking sell One4all giftcards that could be bought to reach the £30 min spend.

  • Travel Strong says:

    27 Jan27 January 12:35

    Cushelle looks to be reasonably priced! Haven’t checked shipping fees though

  • Phil says:

    27 Jan27 January 12:59

    I’ve just bought £40 worth of One4all giftcards from Viking to see if that will trigger the 2000 Nectar Points.

    Anybody know how long it takes for Nectar Points to post from Viking?

    • BJ says:

      27 Jan27 January 17:03

      See the t&c, they likely state 28 days after the closing date. If so, that is very likely when you will get them (regardless of you transaction date). Some nectar offers post quickly but very few IME.

• BuildBackBetter says:

  27 Jan27 January 12:34

  More news in Chase coming to UK.
  https://media.chase.com/news/jpmorgan-chase-to-launch-digital-consumer-banking-in-the-uk

  • Youllnever says:

    27 Jan27 January 13:01

    Hoping that they plan on joining the credit card game as well.

  • Steven says:

    27 Jan27 January 13:08

    Might see the release of the Apple Credit Card.

• Steven says:

  27 Jan27 January 13:00

  Don’t know if Creation are also tightening their eligibility criteria for self-employed. Just tried the pre-elig. checker and advised not eligible. No issues at all with my income/credit score.

  • the_real_a says:

    27 Jan27 January 15:21

    If its for IHG and certainly if you have held the card previously it was impossible to re-apply.

    • Steven says:

      27 Jan27 January 16:12

      Yes, it’s the IHG one. Never held the card though. Will try again in a few months. Someone on here before mentioned about the address being in the correct format causing an issue so may well be that.

    • Genghis says:

      27 Jan27 January 16:26

      I’ve had the White card twice, both whilst holding the Black card.

      • memesweeper says:

        27 Jan27 January 16:30

        … which according to their own rules you absolutely should not be able to do!

        I love their IT 🙂

        • Genghis says:

          27 Jan27 January 20:24

          Really? Where does it say that?

• GaryE says:

  27 Jan27 January 13:51

  Is anybody aware of 0% purchase card, with a reasonable period, that offers any rewards? I cannot apply for the Sainsburys Nectar card as I already hold their Mastercard, and need it in the next 2-3 weeks as have a couple of large expenses coming through at the beginning of March.

  • lumma says:

    27 Jan27 January 15:35

    Tesco?

  • BJ says:

    27 Jan27 January 17:06

    Virgin Money?

    • Jonathan says:

      27 Jan27 January 17:31

      Non Virgin Atlantic Virgin money credit cards don’t offer rewards

  • Max says:

    27 Jan27 January 23:26

    M&S Bank credit card

This article is closed to new posts. Discussion continues in the HfP Forums.