The HfP chat thread – Sunday 10th January

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• Ana says:

  10 Jan10 January 16:31

  Hello!
  I used the Etihad offer (250£ of 500£).
  My flight was cancelled. If I request the money back, will the credit from the offer be removed?

  • memesweeper says:

    10 Jan10 January 16:41

    It should be.

  • Rob says:

    10 Jan10 January 17:03

    It might be – it depends if Etihad reverses the original transaction, which means Amex will take the money back, or if it makes a separate payment to your Amex account, in which case Amex won’t recognise it as a refund. I would imagine the former though.

    • TGLoyalty says:

      10 Jan10 January 17:06

      Usually it’s the first if it’s a simple transaction.

    • Andrew says:

      10 Jan10 January 17:07

      My experience with retail in store refunds is the credit is reversed then too – and that is a separate transaction putting your card into the terminal and sending a refund to your account rather than a reversal of a previous charge.

  • Matty says:

    10 Jan10 January 17:42

    I called yesterday to get a credit. I was on the telephone for all of 5 minutes. Very simple process. I’d booked a flight for £503. Etihad emailed a credit voucher for the full value – similar to BA. The credit also included a US$60 credit on top and 5000 miles to my account. I have 2 years to use the voucher. Doesn’t have to be the same route or country and anyone can use the voucher.

• John says:

  10 Jan10 January 16:33

  I booked a flight with Ryanair. The flight is still going but I don’t want to go with the current situation. If I submit this to Amex travel insurance, could I get any sort of compensation?

  • Rob says:

    10 Jan10 January 17:02

    No

    • TGLoyalty says:

      10 Jan10 January 17:08

      Is that right when you’re unable to travel due to government restrictions?

      • Mr(s) Entitled says:

        10 Jan10 January 17:29

        Are we unable to travel in law?

        • Rob says:

          10 Jan10 January 17:44

          Er, no.

          The CAA, to be fair, thinks airlines should refund customers in the current situation. I disagree. Try your travel insurance. If the flight is going and you have a ticket for it then why should you be refunded? If the airlines had been given huge bailouts it may be different but they haven’t.

          Great Western wouldn’t give me a cash refund for a train ticket I had booked and they are under defacto Government control, so it is a bit rich of the CAA to think privately run airlines should pay up.

        • TGLoyalty says:

          10 Jan10 January 17:46

          Yes you are unable to leave home for leisure travel

        • TGLoyalty says:

          10 Jan10 January 17:55

          the OP IS asking about making a claim on their travel insurance.

          I think they should try a claim.

        • kitten says:

          10 Jan10 January 23:24

          Plus if anyone’s noticed, the rail companies seem to have been spectacularly silent about any extensions for railcards or other concessions for not being able to use the railcard that was pre-paid for a year but utterly useless and quite a lot of that due to lack of services not just problems with people being allowed to travel.

          No concessions have been announced whatsoever on these so far as I’m aware. and yet the airlines have been as generous as they can.

  • Andrew says:

    10 Jan10 January 17:04

    Disinclination to travel is specifically excluded from the policy.

    • A says:

      10 Jan10 January 19:07

      This made me laugh!

    • Super Secret Stuff says:

      10 Jan10 January 20:01

      I dont think disinclination really applies when it is against the law!

      • memesweeper says:

        10 Jan10 January 20:23

        If you booked with insurance that doesn’t cover being unable to fly due to government regulations then you are not covered.

        It’s always been the case that if you buy a RyanAir ticket and then cannot fly, tough. This is a good reason to avoid them during a pandemic when other carriers are offering limited or full flexibility included in the ticket price.

        • Yorkieflyer says:

          10 Jan10 January 22:58

          Ryanair have been a lifeline for many in continuing to operate a reduced schedule with often very low load factors when every other airline has abandoned pax who need to travel, for once all credit to Michael o Leary

        • kitten says:

          10 Jan10 January 23:27

          …. If you were lucky enough to be based near one of the airports they didn’t pull out of for the whole winter 🙁

      • Yorkieflyer says:

        10 Jan10 January 23:01

        No you are ok to travel in some circumstances, how can an airline know your situation?

        • TGLoyalty says:

          11 Jan11 January 00:05

          Op clearly states “ Amex travel insurance” the claim would detail the circumstances.

• Kevin says:

  10 Jan10 January 16:56

  Do you need any COVID test done if travel with Qatar, from London and transit at Doha to Asia countries? TIA

  • Andrew says:

    10 Jan10 January 17:03

    Depends on the Asian country you’re going to.

• Graham says:

  10 Jan10 January 18:31

  I want to extend a companion voucher so need to book a avios flight, cancel it and claim a FTV. Anyone know What is the best destination to do this to for minimum avios/cost

  • Alex says:

    10 Jan10 January 18:44

    To tie up the least amount of avios/cash something like Manchester or Scotland, I’ve done it with Paris in the past. Just pick the shortest flight you can find if you’re just planning to cancel it anyway.

  • Doc says:

    10 Jan10 January 20:40

    A single domestic trip (even one way) could do it to minimise the cash element

    • BuildBackBetter says:

      10 Jan10 January 21:43

      Inverness to london?

• KBufett says:

  10 Jan10 January 19:56

  Does anyone know where I can buy discounted iTunes credit from, and what level of discount I can get? Hoping for 20% or more

  • Super Secret Stuff says:

    10 Jan10 January 20:02

    Try thru the PayPal offer on Amex at the moment

  • DodgyDCF says:

    10 Jan10 January 22:12

    amazon usually do 10% discounts on occasion 🙂

• Rob says:

  10 Jan10 January 21:22

  I’ve never seen it!

• Eric says:

  10 Jan10 January 21:37

  Most cost efficient platform to buy Crypto? Thinking Coinbase. Any referrals welcome.

  • Harrier25 says:

    10 Jan10 January 21:59

    You can buy Crypto extremely cost efficiently with a Revolut Premium Account.

    • TGLoyalty says:

      10 Jan10 January 22:06

      Revolut is CFD. Not the same as buying a coin.

  • Mr. AC says:

    10 Jan10 January 22:20

    Most efficient imo is indeed Coinbase – but what you need specifically is Coinbase Pro, since that’s where you get the lowest fees I’m aware of for non-professional traders on a reputable exchange (0.5%). Register on Coinbase first (I think you might need to buy some token amount of crypto there first), then navigate to pro.coinbase.com.
    Revolut wants 2.5% on the free tier and 1.5% on Premium, and you don’t even get the real thing (it’s a CFD).
    Referral: https://www.coinbase.com/join/cherny_yl ($10 worth of BTC. Many years ago I got a similar one… Now worth $250+)

• Genghis says:

  10 Jan10 January 21:38

  https://www.hsbc.co.uk/credit-cards/products/premier/promotions/cash-back/

  • N says:

    10 Jan10 January 21:39

    Thanks!

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