The HfP chat thread – Monday 30th November

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Roostee123 says:

30 Nov30 November 21:20

Is anyone having troubles using bendy to pay creation with underlying card as creation?
It’s worked fine for me for the past 6 months but I keep getting declined and the error in curve is I’ve hit my spending limit?

I can do little amounts now and again between £20-£100 but anything more than that seems to decline
- SteveSlow says:
  
  30 Nov30 November 22:42
  
  Started happening for me too, not tried smaller amounts, but my usual is declinining every time.
  Might be the end of the road
TonyT says:

30 Nov30 November 21:34

Just spoke amex platinum regarding my renewal due December. UK CS offered me 50k rewards (£220 equivalent the agent said) or a gold rewards card free for a year. I’ve gone for the gold card.
- Rob says:
  
  30 Nov30 November 21:54
  
  I hope you’re joking Tony, given that you could have banked the 50k, cancelled Plat and applied fresh for Gold and got it free for a year.
- DT says:
  
  30 Nov30 November 22:05
  
  I agree with Rob, I hope this is a joke, considering the Gold card comes free for a year as standard. 50k points is also the highest retention offer I’ve heard of so seems to be a huge shame to waste that.
  - Genghis says:
    
    30 Nov30 November 22:24
    
    lol. As I’ve posted before, they’re not really “retention” offers.
- 747_Brat says:
  
  30 Nov30 November 22:12
  
  Blimey! 😳
  It was a no brainer to bank 50k MR points.
- TGLoyalty says:
  
  30 Nov30 November 23:00
  
  50k points for nothing and you turned them down ?
  - Josh says:
    
    30 Nov30 November 23:17
    
    This feels like the Bullseye ending with Jim Bowen saying “Here’s what you could have won” …
    - Harrier25 says:
      
      30 Nov30 November 23:24
      
      🤣Fair play to Amex having the cheek and pulling it off!
    - TGLoyalty says:
      
      1 Dec1 December 00:09
      
      The CS will remember this one forever.
      - Lady London says:
        
        1 Dec1 December 01:04
        
        +1
        Wow.
        I was a bit worried it might be just me that thought this when I saw this a few hours ago, but then you’ve all pitched up and said the same….
        
        Sorry, but it’s a bit like missing a slam dunk penalty shootout…!
    - Rob says:
      
      1 Dec1 December 10:07
      
      A speedboat ….
- Chris says:
  
  30 Nov30 November 23:40
  
  How can you know you’re getting hold of UK-based CS though?
  - Harrier25 says:
    
    30 Nov30 November 23:49
    
    Probably because they’re still celebrating the late penalty against Liverpool on Saturday!
  - Josh says:
    
    1 Dec1 December 01:42
    
    UK based will have a British accent. The offshore ones are in Manila I think
- BJ says:
  
  1 Dec1 December 06:25
  
  Ignore them Tony, you’d think none of them had ever made a mistake, we all do in this game from time to time, even when we know better. The joke’s on them anyway because they have all AFAIK missed a golden goose because they cannot see past their platinum benefits despite my hinting on numerous occasions that something much better was on offer.
  - TGLoyalty says:
    
    1 Dec1 December 07:39
    
    Since you can bank 50k then phone up the next day and cancel / downgrade or whatever else then I don’t see your point.
Martha says:

1 Dec1 December 00:49

can you hold more than one MR earning card? I have the gold, can I get a different amex?
- Jonathan says:
  
  1 Dec1 December 01:08
  
  Yes of course
  
  Rob has an article explaining why he thinks that anyone who has a MR earning card that carries an annual fee should apply for the free MR credit card. Having a card that earns MR safe guards your points balance in the event that you need to unexpectedly cancel one of your cards that earns MR and requires an annual fee to keep the account open.
  
  I don’t know any particular number, but in theory you could hold about 5 different Amex cards at once, without needing to close anyone of them
Earl says:

4 Dec4 December 23:13

Which points credit card works allows curve with Ernie?
Heard Natwest Tesco and hsbc block curve