The HfP chat thread – Friday 27th November

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• Vit says:

  27 Nov27 November 17:14

  Nothing in my inbox as well.

• The real John says:

  27 Nov27 November 17:18

  At the end of January I did £200 and then in early February I did £300 and was not charged. Usually do £200 a month although I stopped bothering in June as it became too difficult to get into a bank to deposit the cash and I opened an NS&I account because it had the best interest rate…

  • The real John says:

    27 Nov27 November 17:19

    Forgot the most important thing – same underlying card

• Rob says:

  27 Nov27 November 17:19

  Have you had this card before? If so, have you fully deleted the old one from your account? This can be an issue for Amex.

  • Mco says:

    27 Nov27 November 17:46

    How to fully delete a card? Is that just by deleting a card from online services?

    • TGLoyalty says:

      27 Nov27 November 17:55

      Sometimes cards don’t add until a few days later, other times not at weekends.

      And unfortunately some just won’t add at all. No sense behind it from what I can tell.

    • Rob says:

      27 Nov27 November 18:25

      Yes. If you have a card showing as ‘cancelled’ it will stop you adding back the same card type.

      • Mco says:

        27 Nov27 November 19:18

        Thank you

• TGLoyalty says:

  27 Nov27 November 17:40

  You sure that was it ending and not just you anniversary so when you get a payout for this year?

  • Chrisasaurus says:

    27 Nov27 November 18:25

    Is everyone’s anniversary the same? Im assuming we mostly all have the month from when the virgin card was killed?

• BuildTheWall says:

  27 Nov27 November 18:20

  Didnt work for me on mobile, but worked on desktop. As TGLoyalty says, its a hit and miss.

• Harry T says:

  27 Nov27 November 19:12

  So I ordered some clothes from Mr Porter but they are unfortunately all the wrong size and need to be returned. I triggered the “spend £350, get £100 back” offer on my Amex Plat. If I return the items, and they refund me to the card, will I have the £100 clawed back? If I return them after the offer period ends, will this make a difference?

  • TGLoyalty says:

    27 Nov27 November 19:17

    Likely it’ll be clawed back as they’ll reverse the original transaction. You can get away with it when you buy online and return Instore etc.

    no difference if it’s before or after it ends.

  • YC says:

    27 Nov27 November 19:31

    See if you can get a Mr.Porter credit to account rather than a refund to card

    • Harry T says:

      27 Nov27 November 19:33

      Thanks – I can, but don’t really want £500 of their credit that only lasts two months. Good idea though!

      • Kevin says:

        27 Nov27 November 19:43

        How about ask for a credit note to be issued to your account that can be used in the future.

  • Carol says:

    27 Nov27 November 21:41

    When I return some items to Harvey Nichols they took back the £30 so I assume Mr Porter would do a similar thing.

• meta says:

  27 Nov27 November 19:45

  When is the deadline to return? If it is 2-3 months after the Amex offer expiry date (unlikely I know), the system probably won’t recognise it. It usually works for me, though not always.

• Aston100 says:

  27 Nov27 November 21:07

  I thought I read a couple of comments in the past 2 days that there were charges when topping up Che Guevara (we’re using new names for this one every week right?!) using Interconty. As in, the charges were being applied by Che Guevara, not by the Interconty card.
  I did a test with a hundred quid, and didn’t see anything untoward.
  Did I misunderstand?

  • Peter K says:

    27 Nov27 November 21:10

    Love the code! Wierd that Che has done that though.

    • Aston100 says:

      27 Nov27 November 21:21

      I’m a bit baffled. Maybe I misread.
      Was gonna give Che a few K before month end, but I thought I read some people saying he was suddenly out of nowhere applying (2.99%?) cash advance fees or something.
      I’m well aware (by getting burnt previously) of Interconty’s interest charges for giving money to Che, but this is not it.

      Anyway, nothing happened when I did a hundred quid.
      Hope nothing happens when I do a few grand later.

      • rams1981 says:

        27 Nov27 November 21:31

        The creative folk don’t show such charges clearly do they until statement point?

      • Ronald Jeremy says:

        27 Nov27 November 23:27

        I showed beardy my bendy but Che didn’t like it.

        • Bazza says:

          27 Nov27 November 23:53

          #metoo Ron

  • TGLoyalty says:

    27 Nov27 November 21:55

    Creation don’t charge you. They charge interest from the date of the transaction. If you don’t clear your WHOLE balance straight away you’ll start accruing interest daily which will show when your statement is generated.

    Che won’t charge you anything.

    • Aston100 says:

      27 Nov27 November 22:22

      That is exactly my understanding and experience to date.
      Just that I thought I read comments suggesting Che Guevara had out of the blue suddenly started applying cash advance fees for credit card top ups (from Interconty and HH?).
      Maybe I misread.

      • TGLoyalty says:

        27 Nov27 November 23:23

        No looks like they’ve changed the mcc again and HH has started charging when it didn’t before.

        • FloriGuy says:

          27 Nov27 November 23:50

          OK. I know Bendy, Curve and Beardy but any hints on Che?

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