The HfP chat thread – Friday 11th September

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Anna says:

11 Sep11 September 21:17

I cancelled my BAPP today and am going to have a 24 month break (if it still exists by then!) Interim spend will go on OH’s BAPP. We won’t need 2 companion vouchers next year so I may as well wait for another sign up bonus – all this year’s travel has been moved to next year, and there’s still no guarantee any of it will go ahead!
It depends on your individual circumstances though.
- Erico1875 says:
  
  11 Sep11 September 22:27
  
  for me there is plenty value still in the 2 4 1 even on short haul.
  On my recently booked trip EDI -LHR-LCA Club Europe 49K Avios
  There and back we will probably consume the RFS cost (£175) on food and champers between lounges and inflight.
  Low cost flights would have been £400 + bagage + without any F+B
  We also get the middle seat free which would be another £200
Spaghetti Town says:

11 Sep11 September 21:31

Would someone be able to help please?

I recently created a LTD company – but start buying stuff for my new business a couple of months ago as I wasn’t sure to do sole trader or LTD company at that point.

I bought a load of bits on my credit card over the last few months, can I now expense this back to my LTD company even though it was only created last week?
- Rob says:
  
  11 Sep11 September 21:55
  
  Shouldn’t be an issue. Just buy it off yourself, if necessary.
- Crafty says:
  
  12 Sep12 September 08:49
  
  HMRC has specific guidance on this. I recall the time period being something like 6 weeks before company formation.
Mike says:

11 Sep11 September 22:05

Third day running I’m unable to topup Starling & Monese with my Curve linked to HH BC. I confirm in the app and it says declined in Starling/Monese. No issues with other payments with Curve.

I wonder if BC are blocking the MCC?

Revolut works fine directly with HH BC. I haven’t tried Curve on Rev because I thought the new MCC passthrough could be an issue?
Nigel W says:

11 Sep11 September 22:53

A quick question, how have people found the chargeback system via Curve Card? I’m probably going to have to apply for one but wanted to find out people’ experiences before proceeding.