The HfP chat thread – Tuesday 8th September

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• Anna says:

  8 Sep8 September 13:36

  Hotels . Com seem to be offering an extra night stamp if you book through the app, just had an email.

• Aston100 says:

  8 Sep8 September 13:38

  I’ve got a couple hundred quid in my Monese account, waiting for an Amazon giftcard offer, but haven’t seen one since perhaps the start of the year.
  Before I xfer this back into my bank and close Monese down, can anyone advise if Monese is actually useful for anything? they don’t seem to accept credit card topups, and I don’t think I can pay my IHG or Amex cards either.

  Thanks.

  • xcalx says:

    8 Sep8 September 13:58

    Which plan are you on. Could you get the premium plan to work for you. ie post office and pay point (if these are still an option) If you have not used the free codes for premium, google will find them or maybe someone here has a link.

    • mark2 says:

      8 Sep8 September 14:03

      You can no longer use cards to top up at PO (please someone say it has changed).
      You can upgrade and downgrade monthly e.g. I am about to spend £14.95 to be able to spend £5000 (the monthly limit) on by BAPP and earn 241.

      • xcalx says:

        8 Sep8 September 14:06

        It was pre lockdown that I last used PO is the PP option still working. I need to give Curve a break

        • mark2 says:

          8 Sep8 September 14:58

          yes

        • xcalx says:

          8 Sep8 September 15:31

          Is the PP option still 2 x £250 per day . Thanks. That’s what I was doing back before lockdown

        • mark2 says:

          8 Sep8 September 15:50

          Actually £249 per load for PP, £500 per day for Monese

        • xcalx says:

          8 Sep8 September 16:08

          Thanks again.

        • Seen8 says:

          8 Sep8 September 16:47

          All of these routes make no sense unless you are on a Premium plan. I got stung a couple of times trying to top up having forgotten by Premium code no longer worked.

          Not really sure what the USP of Monese is in any case anymore – seems like a bit of a redundant product considering the likes of Monzo, Starling, Revolut.

          Happy to be corrected if other people have found useful avenues for this…

      • Chrisasaurus says:

        8 Sep8 September 20:35

        How are you spending with bapp ? PP elsewhere?

    • TGLoyalty says:

      8 Sep8 September 15:10

      Can still be topped up with up to £1k via Curve every calendar month

      • mark2 says:

        8 Sep8 September 15:18

        useful when you are advised of a gift card offer, is that ever happens again. (apologies for the full stop)

      • Mr. AC says:

        8 Sep8 September 16:33

        I assuming topped up from.. .something? Without attracting fees?

        • TGLoyalty says:

          8 Sep8 September 17:53

          I don’t know about other but no issues with Creation or Lloyd’s.

  • xcalx says:

    8 Sep8 September 14:04

    Try 1MONTHFREE

  • mark2 says:

    8 Sep8 September 14:05

    You can send payments to Amex via BACS (see statement for details). Have not tried IHG but you can use any card so no need.
    BACS payments also much cheaper than BillHop.

  • Nick_C says:

    8 Sep8 September 15:27

    Its another option for getting £200 from an ATM abroad. I would move the money out but keep the account open in case you find a use for it in future.

  • Amber Lynn says:

    8 Sep8 September 18:44

    give it to charity

• Henry says:

  8 Sep8 September 16:10

  Hit my Bapp 2for1 companion voucher target today.
  I’ve had the Bapp card for about 3 months, if i cancel and downgrade to the free card is the fee refunded pro-rata?
  Also is it worth the hassle of downgrading then upgrading next year again?
  How much do u save on average?

  Thank you

  • Genghis says:

    8 Sep8 September 16:24

    You’ll save about £150 but then you’d lose the ability to spend on the card, earning 1.5 avios / £. Are you eligible for other sign up bonuses, ie Amex plat? Work out what you want. Put it this way, I’ve never kept a BAPP after I’ve earned the voucher.

  • TGLoyalty says:

    8 Sep8 September 16:29

    Yes pro rata refund and I will say close it and sign up whenever you need another 2-4-1.

    Others may suggest that Amex is tightening up on new approvals so there’s a risk

    • RedEyeDonkey says:

      8 Sep8 September 23:09

      They definitely are. I have a high-mid income, totally clean credit, AMEX decline on reapply for a card. Just holding all my cards now until they resume normal lending.

• Stagger Lee says:

  8 Sep8 September 17:09

  Ilm sur ethis has been discussed before but can anyone recommend thw safest and cheaest way to trigger a 241 quickly by booking something that i can cancel and get refunded later? My year isn’t up for a couple of months and but If i do it before the end of this month I can get the 6 months extension.

  Cheers

  • Connor says:

    8 Sep8 September 18:44

    Reserve some expensive things from Argos, (iPhones, TV’s etc) wait for the voucher to come through and cancel all the reservations. Job done.

    • Stagger Lee says:

      8 Sep8 September 19:15

      Now that is sneaky. I like it. Cheers.

  • TGLoyalty says:

    8 Sep8 September 19:02

    Buy gift cards from your fav supermarket where you’ll spend it over the next month or Top up amazon.

    If you really don’t have the cash flow to support that then buy anything expensive that can be returned for a refund. Avoid flights and hotels as you may struggle to get a prompt refund.

    • Stagger Lee says:

      8 Sep8 September 19:19

      Cash flow is OK at the moment, mainly because I’ve not stopped working and haven’t really been anywhere for 6 months so store &/or Amazon sound like decent options.

      I’ll see where I am in two weeks and sort it then.

      Cheers

      • Anna says:

        8 Sep8 September 20:13

        Stagger Lee, if you shop at the shop that isn’t just any shop, they will refund to any card so returns never touch your BAPP or other Amex.

        • TGLoyalty says:

          9 Sep9 September 00:52

          M&S?

      • mark2 says:

        8 Sep8 September 21:38

        There was a 2% uplift on Amazon top ups may still be available.

• DK says:

  8 Sep8 September 17:56

  Is it me so SeatSpy is totally broken?

  • Lashious says:

    8 Sep8 September 18:07

    cleared cache and went through ok now

    • babyg says:

      8 Sep8 September 19:57

      rewardflightfinder also seem to be struggling

• Lashious says:

  8 Sep8 September 18:06

  hello, late to the party but are the business class meals still boxes, looking long haul to BKK, many thanks!

  • Amber Lynn says:

    8 Sep8 September 18:22

    No. but even if they aren’t they have changed in last three days, the meals still taste like cardboard on BA.

    • Lashious says:

      8 Sep8 September 18:46

      so you are saying that they aren’t in cardboard boxes any longer? Will they be hot meals though?

      • TGLoyalty says:

        8 Sep8 September 19:34

        Same old card oars box slop ex LHR May or may not have a box on the inbound.

• TGLoyalty says:

  8 Sep8 September 19:03

  Hear Welsh has stepped down effective today …

  • BJ says:

    8 Sep8 September 20:21

    Who’s that? I hear Willie has gone too, bye bye Willie…

    • TGLoyalty says:

      8 Sep8 September 23:44

      Walsh … easy mistake for autocorrect deffo not my fat fingers this time 🙂

• babyg says:

  8 Sep8 September 19:57

  Is my man math right?

  Looking to book a single club tix to Seychelles return
  1. Cash fare is £2462
  2. Avios is 137,500 + £622
  3. Booking PREM and upgrading both legs to club is 55k avios and £1072

  Option 3 seems the best option given im saving 82,500 avios for £449, e.g i am buying avios for aprox .54p upgrading from prem

  or have i calculated something wrong?

  • Jonathan says:

    8 Sep8 September 20:24

    You’re correct unless booking for 2 & you have a 241.

  • BJ says:

    8 Sep8 September 20:32

    Depends if you value flexibility in which case 2 would normally be best but then everything is sort of flexible these days. With 3 you will also earn PY avios and TP so your net avios outlay is less than you stated. These flights can usually be changed for around £280 (unless that has changed in past year or so) plus fare difference plus £35. You need to settle your attitude to flexibility and TP before comparing value. Then there is also the cash-rich versus avios-rich element to factor in.

    • babyg says:

      8 Sep8 September 23:26

      Hmmm interesting point(s) BJ, i assumed the book+upgrade fell into the same category as an avios booking and was a simple £35 to cancel? Worst case i have the book with confidence to fall back on currently. I had not factored in the 10k miles too.

      • BJ says:

        9 Sep9 September 05:23

        No, I’m afraid not. The t&c of the reservation are those of the revenue PY flight and remain so throughout. However, once upgraded using avios they superimpose the avios conditions including £35 change fee on top too (simplest way I can describe it in few words). There was a glitch for a while whereby we got the CW avios and not PY avios as we should which made it even better but I believe that has been totally fixed now. Good luck for your trip whichever option you choose.

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