Maximise your Avios, air miles and hotel points

Curve Card is back – but with a £5 fee for new joiners

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Curve Card is back in action via a new processing deal with Checkout.com.  This is a pretty impressive turnaround given that their previous payment processor, Wirecard, was closed down with no notice on Friday.

By an exceptional stroke of luck, Curve was due to move away from Wirecard on Sunday anyway having already seen the writing on the wall.  It seems that the team was still able to pull this off despite Wirecard being shuttered.   

There are still some outstanding issues – anyone refunding a purchase made on Curve before Friday may not see their money for a while – but in general all seems well.

Curve Card £4.99 fee

As part of the move away from Wirecard, Curve has now brought in a fee if you want to receive a physical plastic card.  These are:

  • Curve Blue: £4.99
  • Curve Black / Metal: No fee

Whilst much of Curve’s functionality can be accessed via Apple Pay and other mobile wallets, or via online payments, HFP readers are likely to want a physical card.  This allows you to make cash withdrawals in the UK – up to monthly limits – and have it recharged as a purchase without fees to a miles or points earning Visa or Mastercard.

You can learn more about Curve Card in our master article here although it has not been updated to reflect the £4.99 fee.

You can join via our link here which gets you a special £10 credit.


Want to earn more points from credit cards? – December 2021 update

If you are looking to apply for a new credit or charge card, here are our November 2021 recommendations based on the current sign-up bonus

You can see our full directory of all UK cards which earn airline or hotel points here. Here are the top current deals:

British Airways BA Amex American Express card

British Airways American Express

5,000 Avios for signing up, no annual fee and an Economy 2-4-1 voucher for spending ….. Read our full review

British Airways BA Premium Plus American Express Amex credit card

British Airways American Express Premium Plus

25,000 Avios and the UK’s most valuable credit card perk – the 2-4-1 companion voucher Read our full review

Nectar American Express

American Express Preferred Rewards Gold

Your best beginner’s card – 20,000 points, FREE for a year & two airport lounge passes Read our full review

American Express Platinum card Amex

The Platinum Card from American Express

30,000 points and an unbeatable set of travel benefits – for a fee Read our full review

Earning miles and points from small business cards

If you are a sole trader or run a small company, you may also want to check out these offers.

American Express Business Gold

20,000 points sign-up bonus and free for a year Read our full review

Amex Platinum Business American Express

American Express Business Platinum

40,000 points sign-up bonus and a long list of travel benefits Read our full review

British Airways Accelerating Business American Express card

British Airways Accelerating Business American Express

30,000 Avios sign-up bonus – plus annual bonuses of up to 30,000 Avios Read our full review

Capital On Tap Business Rewards Visa

The most generous Avios Visa or Mastercard for a limited company Read our full review

For a non-American Express option, we also recommend the Barclaycard Select Cashback card for sole traders and small businesses. It is FREE and you receive 1% cashback on your spending:

Barclaycard Select Cashback Credit Card

1% cashback and no annual fee Read our full review