Get 7,200 Avios or 7,500 Virgin points or £90 of Hotels.com credit with Tesco Pet Insurance

Links on Head for Points may pay us an affiliate commission. A list of partners is here.

Tesco Bank has launched a new pet insurance offer, and it is the most generous we have seen for a long time.

Why is this relevant? Let me explain.

Via a new promotion with Money Saving Expert, you will earn 3,000 Clubcard points when you take out a new policy with Tesco Pet Insurance.

How long I do need to keep my policy?

Here’s the key thing. According to the rules, you only need to keep the policy for 35 days to earn the bonus. This means you need to make two monthly payments.

The points should arrive within 80 days although it is usually faster.

What can I get with 3,000 Tesco Clubcard points?

3,000 Tesco Clubcard points converts into:

7,200 Avios

7,500 Virgin points

£90 of Hotels.com credit (but your stay doesn’t earn Hotels.com Rewards stamps)

…… or many other deals from Tesco Clubcard partners.

How do I apply?

You MUST click through from Money Saving Expert to qualify for the bonus. This means visiting this page of MSE, scrolling down until you see the Tesco logo and this offer, and then click the link to redirect you to the Tesco Bank website.

Note that the cheapest ‘Accident & Injury’ policies do not count. You need to buy a Standard, Extra or Premium policy.

You must not be an existing customer of Tesco Pet Insurance.

Here’s a tip: there is usually no box on the application form for your Tesco Clubcard number. Tesco Bank finds your account by matching email addresses. It is essential that you use an email address which matches the one on your Tesco Clubcard account.

The last date to apply is 31st December 2020, so there is no rush if your existing pet insurance policy still has some time to run. As with all insurance, be wary of switching if your pet has pre-existing conditions.

How to earn Avios points from UK credit cards

How to earn Avios from UK credit cards (December 2021)

As a reminder, there are various ways of earning Avios points from UK credit cards. Many cards also have generous sign-up bonuses!

There are two official British Airways American Express cards with attractive sign-up bonuses:

British Airways BA Amex American Express card

British Airways American Express

5,000 Avios for signing up, no annual fee and an Economy 2-4-1 voucher for spending ….. Read our full review

British Airways BA Premium Plus American Express Amex credit card

British Airways American Express Premium Plus

25,000 Avios and the UK’s most valuable credit card perk – the 2-4-1 companion voucher Read our full review

You can also get generous sign-up bonuses by applying for American Express cards which earn Membership Rewards points, such as:

American Express Preferred Rewards Gold

Your best beginner’s card – 20,000 points, FREE for a year & two airport lounge passes Read our full review

The Platinum Card from American Express

30,000 points and an unbeatable set of travel benefits – for a fee Read our full review

Run your own business?

We recommend Capital On Tap for limited companies. You earn 1 Avios per £1 which is impressive for a Visa card, along with a sign-up bonus worth 10,500 Avios:

Capital On Tap Business Rewards Visa

The most generous Avios Visa or Mastercard for a limited company Read our full review

You should also consider the British Airways Accelerating Business credit card. This is open to sole traders as well as limited companies and has a 30,000 Avios sign-up bonus:

British Airways Accelerating Business American Express

30,000 Avios sign-up bonus – plus annual bonuses of up to 30,000 Avios Read our full review

Click here to read our detailed summary of all UK credit cards which earn Avios. This includes both personal and small business cards.

(Want to earn more Avios? Click here to visit our home page for our latest articles on earning and spending your Avios points and click here to see how to earn more Avios this month from offers and promotions.)

Category

British Airways and Avios, Tesco Clubcard, Virgin Atlantic and Flying Club

This article is closed to new posts. Discussion continues in the HfP Forums.

r* says:

27 May27 May 09:43

Previous policy was closed a few weeks ago, think that the new one would trigger?
Alan says:

27 May27 May 09:44

Really hoping we get some of transfer bonus offer from Tesco to VS in the next quarter or two – although ideally once the future of VS is secured as don’t want to transfer them across then lose them!
C says:

27 May27 May 10:26

Good timing – my 2 real cats both have their renewals coming up. Hoping I can put one in my name and one in hubby’s. I’m assuming they accept Amex as payment too? The insurer they are currently with does not and I need some help to reach my annual bonus on Gold at the moment (assuming it does actually work out cheaper, taking the points into account, in the end)!
- Secret Squirrel says:
  
  27 May27 May 11:02
  
  Direct debit monthly I think.
  - C says:
    
    27 May27 May 11:23
    
    Ah ok, I’ll look into it. As I do actually need the insurance I’m not opposed to paying annually up front if that’s an option
    - Anna says:
      
      27 May27 May 13:20
      
      We pay our car insurances up front with Amex each year, it saves money in the long run and helps with triggering our companion vouchers. So companies are definitely set up to do this.
Andy says:

27 May27 May 10:45

For us non-pet insurance pros, what are the best characteristics for a cheap quote – male/female, pedigree/moggie etc? Thanks
- Lumma says:
  
  27 May27 May 11:26
  
  2 year old female moggie that lives inside. £200 excess. £5.88 per month, Central London
  - Lumma says:
    
    27 May27 May 11:28
    
    I’m not saying that’s the cheapest possible, but it was my example. Was wondering if I kept editing the cat’s credentials if it would flag up something with their fraud systems.
    - Tom says:
      
      27 May27 May 18:22
      
      My 2 year old male moggy with £200 excess is cheaper…
Sal says:

27 May27 May 11:25

O/T

Can you top up your Hargreaves lansdown account using ihg credit card? I’ve got curve also. Thanks
- Grant says:
  
  27 May27 May 11:32
  
  Never worked for me. Virgin is fine though
Connor says:

27 May27 May 11:43

Still a possibility to double dip. Can always claim a “missing claim” on the website that shall not be named after going through the MSE link and hope for the best.
- Rob says:
  
  27 May27 May 12:17
  
  You can’t, because they overwrite each other.
  - Connor says:
    
    27 May27 May 12:48
    
    I’ve done it before, though not necessarily with Tesco Pet Insurance. Sometimes works but just depends on how they’re validating it on their end.
  - Charlieface says:
    
    27 May27 May 14:20
    
    Usually what I do is click through from whichever site I’m using, then copy their URL after the ? and paste over the one I want, so in this case it would be:
    https://www.tescobank.com/pet-insurance/affiliate-offer-landing-page? and then the pasted bit. Works in most cases
RTS says:

27 May27 May 13:02

how long do you have to keep these polices for?
- Aston100 says:
  
  27 May27 May 13:32
  
  Depends if you actually have a pet or are an immoral person.
  - mutley says:
    
    27 May27 May 14:57
    
    This is the points game, big boys rules, morality doesn’t come into it!
    
    Check out the Thai rice farmers shuttling between Bangkok and Chang Mai in the article earlier this week, genius in my book.
    - Peter K says:
      
      27 May27 May 15:48
      
      There’s a difference between spotting a sweet spot in a scheme and lying.
  - McCorkadale says:
    
    28 May28 May 15:25
    
    Immoral? We are talking about insurance companies here. They’ll stab their own granny if it gets them out of paying a claim.
- Secret Squirrel says:
  
  27 May27 May 19:29
  
  As Long as it takes to pay out!
Lloyd says:

27 May27 May 13:20

Is there any risk in cancelling this policy after two months? I.e not getting done for some kind of insurance fraud!
- Bootlace says:
  
  27 May27 May 14:54
  
  Err no, it like getting house insurance for contents, and you decided to move three months later and cancelled the policy.
  - Dave says:
    
    27 May27 May 15:36
    
    Err…no it’s not if you’re taking a policy out for an imaginary pet. You’re making a false statement to an insurance company for the purpose of gain. I’m all for “free” points but there are red lines and committing fraud crosses them!
    - BJ says:
      
      27 May27 May 19:45
      
      Imaginary pets are quite legitimate emotional support animals these days so…
- Secret Squirrel says:
  
  27 May27 May 19:31
  
  You can cancel the policy after one day if you want, however why would you until you’ve received the bonus.
  Once you have the bonus, then cancel.