The new HFP chat thread – Friday 15th May

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• Brasov says:

  15 May15 May 17:54

  Hi, any thoughts on safety of High Street cards – ie which ones to spend ASAP and which ones to hold?

  • mark2 says:

    15 May15 May 18:34

    I have bought thousands of pounds worth over the years and never had any problems with the actual cards.
    I suggest sticking to major retailers e.g. John Lewis, as if the retailer goes bust you will probably lose your money as you will be an unsecured creditor. For example I would not buy cards for Debenhams or House of Fraser. In the recent 10% statement credit etc. at Morrison’s I bought some One4All which can be used at most major retailers https://www.one4all.com/retailer.html?p=5

• Wally1976 says:

  15 May15 May 17:59

  Are others still waiting for Tesco Pet Insurance points? Is there an email address I can use rather than calling?

  Apologies if this is answered elsewhere; I can’t keep up with all the chat on here these days!

  Many thanks.

  • rams1981 says:

    15 May15 May 21:23

    tesco.petinsurance@uk.rsagroup.com

    • Baji Nahid says:

      15 May15 May 22:13

      Hey, yes my son is too! when did you apply for the points?

      • Wally1976 says:

        15 May15 May 22:24

        I think it was the last day, 31st March?

        Thanks for the email address Rams, I’ll give it a go.

• Clive says:

  15 May15 May 18:07

  A prominent American hedge fund has emerged among a pack of suitors eyeing a deal to prop up Virgin Atlantic Airways as it races to secure the funds it needs to survive the COVID-19 crisis.
  Sky News has learnt that New York-based Davidson Kempner Capital Management is one of the prospective investors which held talks with Virgin Atlantic bosses this week.

• Benilyn says:

  15 May15 May 18:09

  Apparently can make credit card payments to overpay Halifax mortgage. If I do direct via IHG (or VA) card, will I get charged a cash advance?

  • TGLoyalty says:

    15 May15 May 18:16

    There’s only ever one real way to find out

• Y says:

  15 May15 May 18:20

  Quick question:
  Looking to book an avios redemption but there are other options at payment page (equivalent to buying avios at 0.74p/mile). This means a large cash component.

  However, if i were to cancel this booking, would the fee still be £35/person? Or is this booking now considered a avios+money booking?

  • GeorgeJ says:

    15 May15 May 18:40

    Is the question really relevant. If you have Avios why on earth would you use cash to buy Avios in the current no fly environment. Treat the standard GBP35 cash as an option to cancel if you are stuck with a flight into quarantine at either end (or you just change your mind). Also pretty easy to get cash back from BA at the current time if they dont fly.
    Best to keep it simple.

• BJ says:

  15 May15 May 18:54

  Datapoints:

  1. Virgin FC – Hilton transfer requested by phone 3 May posted today.
  2. Called amex travel Monday 11 May regarding a nonrefundable IHG hotel stay in June, they agreed to cancellation and full refund which hit my card today.

  Some good service out there, not everybody behaving like BA.

  • Bigmaggot says:

    15 May15 May 19:21

    My 29 April virgin to hilton transfer posted today too 👍🏻

    • Secret Squirrel says:

      15 May15 May 20:15

      Need some help with flights.
      Trying to peice together a future trip to BORA BORA. BA fly to LAX, LAX – BOB on Air Tahiti. Air Tahiti in OW but BA Flight planner won’t let me price up using points?
      Am I right that you can use Virgin & Air France also to get there on points? Any ideas on points & how to get round BA Flight planner to see available dates or Virgin?

      • marcw says:

        15 May15 May 21:34

        You can’t use Avios to fly on Air Tahiti.You can use Avios to fly from Santiago de Chile to PPT *very limited availability”. Otherwise, you can use Flying Blue // Virgin FC miles to fly from LAX to PPT. You will need a short hop from PPT to Bora Bora (cash).

      • Blindman says:

        15 May15 May 21:51

        You can also use AAdvantage miles to fly on Air Tahit Nui LAX-PPT.

        Unfortunately AFAIK the only way to get to BOB is to pay $$$$$$ for a very short return flight.

        • Secret Squirrel says:

          16 May16 May 07:44

          Cheers, looks like its Virgin miles then or i may use BA LHR – LAX then use VS to PPT.

• FloriGuy says:

  15 May15 May 22:18

  What do Revolut target when they give warnings/bans.

  Is it excessive topping up with your credit card or excessive bank transfers after credit card deposits? I do have a fair degree of spending on my Revolut card but I always top up with a credit card. The app doesn’t seem to like that.

  • Secret Squirrel says:

    16 May16 May 07:42

    It seems to be excessive amounts of funds topped up and the frequency of top ups & also cash outs to bank accounts seem to trigger the app warnings. Just reduce your frequencies & amounts for a couple of months then slowly increase again.
    I’ve heard of people getting 2x warnings but not sure if your out by the 3rd warning!

• Benilyn says:

  16 May16 May 00:46

  I’ve been using Curve historically to double dip on VA, always worked fine. Now I have an interest charge on my bill from a few days ago… not sure what it’s for but looks like because of what I mentioned. When did this happen? You think I could get it refunded?

  • Secret Squirrel says:

    16 May16 May 07:39

    VA are notorious for passing fee charges through any channels, stay clear if I were you.

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