Maximise your Avios, air miles and hotel points

Get yourself an 18 carat gold debit card

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The Royal Mint has unveiled the world’s first 18 carat gold payment card, aimed at:

“those who value high quality luxury items that make a statement.”

And, unsurprisingly, it looks quite funky as you can see above (click to enlarge).  You’ll notice that your signature is laser engraved into the front.

Raris Royal Mint gold debit card

It comes with Mastercard World Elite benefits, such as Lounge Key airport lounge access – albeit you can get the same benefits with a £15 per month Curve Metal card.

Raris Royal Mint gold debit card

You can find out more on the Royal Mint website here.  What it doesn’t tell you is that the fee for the card is £18,750.  It is also a debit card, not a credit card, so you won’t earn any points when you use it.  On the upside, there are no foreign exchange fees and, as it is a debit card, anyone can get one ….. well, anyone happy to pay the £18,750 fee.


Want to earn more points from credit cards? – December 2021 update

If you are looking to apply for a new credit or charge card, here are our November 2021 recommendations based on the current sign-up bonus

You can see our full directory of all UK cards which earn airline or hotel points here. Here are the top current deals:

British Airways BA Amex American Express card

British Airways American Express

5,000 Avios for signing up, no annual fee and an Economy 2-4-1 voucher for spending ….. Read our full review

British Airways BA Premium Plus American Express Amex credit card

British Airways American Express Premium Plus

25,000 Avios and the UK’s most valuable credit card perk – the 2-4-1 companion voucher Read our full review

Nectar American Express

American Express Preferred Rewards Gold

Your best beginner’s card – 20,000 points, FREE for a year & two airport lounge passes Read our full review

American Express Platinum card Amex

The Platinum Card from American Express

30,000 points and an unbeatable set of travel benefits – for a fee Read our full review

Earning miles and points from small business cards

If you are a sole trader or run a small company, you may also want to check out these offers.

American Express Business Gold

20,000 points sign-up bonus and free for a year Read our full review

Amex Platinum Business American Express

American Express Business Platinum

40,000 points sign-up bonus and a long list of travel benefits Read our full review

British Airways Accelerating Business American Express card

British Airways Accelerating Business American Express

30,000 Avios sign-up bonus – plus annual bonuses of up to 30,000 Avios Read our full review

Capital On Tap Business Rewards Visa

The most generous Avios Visa or Mastercard for a limited company Read our full review

For a non-American Express option, we also recommend the Barclaycard Select Cashback card for sole traders and small businesses. It is FREE and you receive 1% cashback on your spending:

Barclaycard Select Cashback Credit Card

1% cashback and no annual fee Read our full review

Comments (147)

This article is closed to new posts. Discussion continues in the HfP Forums.

  • Colin MacKinnon says:

    Did I read something that the funds have to be with them by the deadline?I

    Know my current is a provider would take weeks to transfer.

    Can’t see anything in the t&c about when funds arruve, just when account opened.

  • EC says:

    Any of those 160 tier point destination worth a visit around Feb-Mar time?

  • Kaz says:

    Hey there,

    I’ve tried to post it on another more relevant post but for some reason comments get switched off. Do you know if BA started charging for making CV redemption bookings made over the phone?
    I tried booking my flight and the woman said ‘that will be £15 per person per booking’. Never happened to me before ….
    also seen somewhere previously that you cant call up any other BA customer centre located outside of the Uk as they wont book the CVoucher flight for you if it originates in the Uk.

    Is that true? Has anyone dealt with them recently?

This article is closed to new posts. Discussion continues in the HfP Forums.