Get up to 25% off Priority Pass annual lounge club membership

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• BSI1978 says:

  4 Sep4 September 04:49

  OT ref. Annual worldwide travel insurance – are there any decent Avios earning deals (or discounts) that people might be aware of for a BAPP but not Platinum?

  Typically received it with my NatWest account but downgraded a while back.

  Note, little desire to apply for a new card this side of Christmas…

  Thanks!

  • Shoestring says:

    4 Sep4 September 07:40

    buy the most suitable/ best value policy – recommendations here
    https://www.moneysavingexpert.com/travel-insurance/

    • BFT01 says:

      4 Sep4 September 12:45

      Just a word of warning, read the policy documents carefully and pay particular note to what is not covered,as our flight to Nice was cancelled last month by Easy Jet just as we arrived at Gatwick, due to operational issues with Air Traffic Control, bookings.com will only refund 50% of the hotel costs as this is their policy even though we cancelled the booking on the Sunday, we were 2 days passed the date of getting the full amount back. We made a claim through Columbus travel insurance and they have refused to pay the balance of the hotel costs because it is not something that they cover in their policies. I think that this is poor on their part because these things happen and If we cannot travel due to circumstances beyond our control we should not have to incur a £500 loss.
      Easy Jet has refunded the cost of the flights as the next available flight out was Thursday which was no good as we were due to come back on the Friday.
      Gatwick Airport has refunded the parking in full to.

      • Genghis says:

        4 Sep4 September 14:16

        What has your credit card company said? Consequential loss covered under S75?

        • BFT01 says:

          5 Sep5 September 10:02

          Hi Genghis,
          I had not thought of checking with MBNA visa, I will look into it
          Thanks for the tip

      • Lady London says:

        4 Sep4 September 20:19

        Hi BFT01

        Wondering why you accepted the refund from Easyjet. Its your choice – not the airline’s – whether to accept a refund or being ticketed on another way there direct or indirect or even with another airline.

        I’d have requested replacement flights from Easyjet via an indirect route say via Paris or Geneva or Munich etc. I’d have let them know that I needed to travel at close to my original time and would accept indirect and if they didn’t have flights ticketable through to Nice set up quickly then you wanted to go on any other airline BA AF KL and were open to suggestions even TK via Istanbul. Ryanair even.

        Tell them refund is not your preference and give them x time to reroute you otherwise you will reroute yourself and charge them but they should be doing it. Don’t accept a refund if you don’t want one till you get what you want. A refund is the easy option for them and releases them contractually.

        • BFT01 says:

          5 Sep5 September 10:09

          Hi Lady London,
          The next time we would be able to get away is at Xmas as my husband is a contractor and
          it would cost way to much in lost income to justify the cost of the holiday.
          We only had that week to travel before the new contract job started and as it was still in school holidays it was impossible to get another flight at short notice.
          Which is the reason we chose to get the refund.
          Thanks for the reply.

  • Genghis says:

    4 Sep4 September 08:20

    Given it doesn’t include any health cover, I wouldn’t recommend it as a “travel insurance” product.

    • Harry T says:

      4 Sep4 September 09:03

      I think it’s just “travel inconvenience cover”. I certainly didn’t rely on it when I had an SPG.

      • Shoestring says:

        4 Sep4 September 09:10

        If you currently have the free British Airways or British Airways Premium Plus credit card:

        You would need to cancel and wait 24 months before you can get a bonus on Platinum Cashyback, Platinum Cashyback Everyday, British Airways, British Airways Premium Plus, Preferred Rewards Gold, Starwood Preferred Guest, Nectar, American Express Rewards

        https://headforpoints.com/2019/03/22/new-american-express-sign-up-bonus-rules/

  • pauldb says:

    4 Sep4 September 11:03

    HSBC Premier if you qualify and are willing to switch your banking. The travel insurance comes with the free bank account. The avios part comes with the credit card which yuo could delay until after Christmas. (2 years fee = £390. £10k spend gets you 40k avios bonus and 1av/£ for two years. With regular conversion bonus more likely to be 50k and 1.25av/£.)

• James says:

  4 Sep4 September 05:44

  Do Amex MR points transfer into M&M ??

  • Clive says:

    4 Sep4 September 05:47

    As far as I am aware no but you could go through Marriott

    • BJ says:

      4 Sep4 September 06:49

      I confirm – no, they don’t. Unfortunately the Marriott route you suggest is no longer an option either. It was suspended/scrapped a few months ago.

      • The Original David says:

        4 Sep4 September 07:37

        The main options for getting M&M are Heathrow Rewards, M&M credit cards, or M&M hotels/car hire. Or flying *A, obviously.

        • Bagoly says:

          4 Sep4 September 07:47

          Heathrow Rewards to M&M was also scrapped a few months ago as part of the Lufthansa legal defence against some German passenger wanting his miles paid out in cash.

          My last such transfer in June was sent back.
          However, I see that HR still has the option to send to M&M.
          I have tried a small transfer today to see what happens.

        • The Original David says:

          4 Sep4 September 09:19

          Oh no! Please do report back – Heathrow Rewards was my plan to top up a few thousand to get to a redemption, while Marriott is out. Fortunately I’ve managed to get FQT status this year so my miles are safe to sit around for another 2.5 years, even if I bin the credit card.

        • BJ says:

          4 Sep4 September 10:29

          David, the LH Economist offer may still be running. There were also ok-looking car hire and hotel earning opportunities on their app lately.

        • Lady London says:

          4 Sep4 September 10:43

          The more interesting route is to visit their site regularly as they don’t email all offers to us. Leave it in German as iirc some offers only ever appear in German but nothing wrong with using them.

          There are a couple of others routes same sort of thing as you would look to find in the uk is the blogosphere.

          There is also a route in Germany similar to those we don’t talk about here – not impossible for us to use but obvs people able to shop as though they were in germany would have a higher hit rate. I have dumped M&M due to their policies and high taxes. But definitely could have earned serious amounts of M&M if I’d been willing to focus on it.

        • Rob says:

          4 Sep4 September 11:57

          The German M&M credit cards load happily into the German version of Revolut.

  • guesswho2000 says:

    4 Sep4 September 08:55

    Only in Switzerland.

    • Rob says:

      4 Sep4 September 09:12

      Need to go via Marriott BUT only when Lufty starts allowing hotel transfers again.

      • Pangolin says:

        4 Sep4 September 15:42

        There will be no chance of transfers until the court case is settled, that’s for sure!

• Navara says:

  4 Sep4 September 06:39

  OT Has the Etihad winner been announced yet?

  • Peter K says:

    4 Sep4 September 07:14

    No.

    • Rob says:

      4 Sep4 September 09:16

      Even I don’t know who it is! I think Anika is waiting for someone to reply to an email saying they won. If they don’t reply within the states time we redraw.

      • Navara says:

        4 Sep4 September 16:28

        Time to check all your emails then fellow HfPer’s

• @mkcol says:

  4 Sep4 September 07:20

  For anyone who signed up to the recent IHG Ambassador promo which included 15000 bonus points: double check your points activity.

  I’ve just noticed my points weren’t credited after I joined on 1st August.

  I’ve emailed them & they’ve requested proof of the offer – thankfully I’d not deleted one of the several emails & in app messages.

  • Neil Donoghue says:

    4 Sep4 September 07:30

    Interesting, my points posted within seconds of purchasing. Great to know for other folks though.

  • met says:

    4 Sep4 September 11:17

    Thanks. I thought I read in T&C that it can take 6-8 weeks for points to post. Have sent them an email now.

    • meta says:

      4 Sep4 September 13:44

      Following on from this. They just sent me an email back to say that it takes 6-8 weeks and quoting T&C, so they won’t add them until this period has passed. I think I’ll need to wait and then claim again.

• Neil Donoghue says:

  4 Sep4 September 07:31

  Ps – Cheers Rob! I’ve just found use for all those M&M miles thanks to a few Hilton stays. Delighted

• Ben says:

  4 Sep4 September 07:34

  OT. My partners Nan has 25k MR on her gold Amex (that she will not use). Is there anywhere I can transfer them into my partners name.
  The obvious one is the HHA but my partner is already in my HHA. I though I remember reading about transferring a small amount over to different names. Thanks

  • Shoestring says:

    4 Sep4 September 07:44

    she can try to do a straight transfer into his BAEC a/c – this sometimes works if the surnames, emails etc are a reasonable match

    if it fails, try the same into his IB a/c and then transfer to BAEC

    no reason your partner’s nan couldn’t join the HHA if you give her the same HHA address as you 2 used

    transferring over to different names only works for free if she is BA Gold, otherwise you pay too much in fees

    • Ben says:

      4 Sep4 September 10:56

      Thanks for that

      And if I am gold I take it that does not help Nan transfer to me?

      I think your right I may just add Nan to the HHA and use them up.

    • met says:

      4 Sep4 September 11:23

      I’d advise against this. Points could be stuck between programmes for months. This happened to me early this year.

      Why don’t you add your partner’s nan to the BAEC household account? You can create BAEC account for her, transfer points and just have control over it. Once all points have been used you can close her account. Remember they’ll be proportionally deducted from each account in the household.

      • meta says:

        4 Sep4 September 11:25

        @Shoestring Sorry just re-read the secons part of your advice. My first reaction was based on your top one.

  • Joe says:

    4 Sep4 September 22:07

    If you’re not set on Avios, she could transfer to 50k Hilton. You can transfer Hilton points to another account for free (up to certain limits) regardless of the name on the account.

• Shoestring says:

  4 Sep4 September 07:59

  O/T hat tip FT, there are some cheap BA tier points on London airports to Helsinki, Sofia & Tirana – about £215 return in Business (October/ November) to get you 160 TPs

  not quite the hallowed £1/ TP but close enough: £1.34

  would make a great weekend break if you need to get to Silver, Sofia & Tirana are still usually pleasantly warm that time of year

  • Rob says:

    4 Sep4 September 09:15

    In hand for tomorrow!

• Shoestring says:

  4 Sep4 September 08:12

  the 25% off Standard Plus makes it (£141.75 + £6) = £147.75

  for 10 passes = £15 per pass

  plus you can get another 6.3% discount on Groupon purchases, making it £13.84/ pass

  • Paul says:

    4 Sep4 September 08:56

    Does the groupon offer work in combination with this September offer too?

    • Shoestring says:

      4 Sep4 September 09:11

      no

    • Rob says:

      4 Sep4 September 09:12

      Would guess not.

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