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BEST BONUS EVER: Get 12,000 to 30,000 sign-up miles with the Virgin Atlantic credit cards

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Virgin Atlantic has brought back an impressive special offer for its new Virgin Money-issued Reward and Reward+ credit cards.

This is the biggest bonus that Virgin Atlantic has EVER run on these cards.  If you have not already applied then this is the ideal time to jump in.

For a limited period:

you will earn an extra 7,000 miles (12,000 miles in total) on the FREE Virgin Atlantic Reward credit card 

you will get an extra 15,000 Flying Club miles (30,000 miles in total) if you take out the Virgin Atlantic Reward+ credit card, which has a £160 fee

Virgin Flying Club Reward credit card extra bonus

This offer runs until 30th June.  You can apply here.

You have two choices – 12,000 Flying Club miles for free on the ‘no fee’ card, or 30,000 Flying Club miles for £160 on the paid card, plus an exceptionally high earning rate for the next 12 months.  It is up to you.

If this article sounds familiar it is because it is based on the one I used when this offer last ran.

Here are the details:

The free card

The free Virgin Atlantic Reward credit card is a Mastercard which earns 0.75 miles per £1 spent.  The representative APR is 22.9% variable.

New sign-ups to the Virgin Atlantic Reward Credit Card will be able to earn up to 12,000 miles:

  • 5,000 miles for the first purchase made on the card in the first 90 days
  • Plus another 7,000 miles when you apply on or before 30th June and you spend £1,000 on the card within 90 days of opening the account

This means that you are earning 12,000 Virgin Flying Club miles – which are worth around £120 if redeemed for long-haul premium flights – for free.

Virgin Atlantic Reward credit card

The paid card

The £160 Virgin Atlantic Reward+ credit card is a Mastercard which earns 1.5 miles per £1 spent.  The representative APR is 63.9% variable including the £160 fee based on a notional £1200 credit limit The interest rate on purchases is 22.9% variable.

If you take out the Virgin Atlantic Reward+ credit card you will be able to earn up to 30,000 miles:

  • 15,000 miles for the first purchase made on the card in the first 90 days
  • Plus another 15,000 miles when you apply on or before 30th June and you spend £3,000 on the card within 90 days of opening the account

With this deal, you are receiving 30,000 Virgin Flying Club miles, which are worth around £300 if redeemed for long-haul premium flights.

Virgin Reward Plus credit card extra bonus

The Reward+ card remains the better deal in my view.  Whilst the sign-up deals are roughly equal (12,000 miles for free vs 30,000 miles for £160), once you have the Reward+ card you are earning the superior 1.5 miles per £1 whenever you shop.  You also trigger the upgrade and companion vouchers more quickly

In terms of eligibility, the application form asks you to confirm:

“I am not an existing Virgin Atlantic Credit Card customer and I have not closed another credit card issued by Virgin Money in the last 6 months.”

This implies that you CAN apply again if you previously closed one of the Virgin Atlantic cards over six months ago, but that you cannot apply for a 2nd card if you already have one.  This is tucked away in the small print, however, and some readers have already been accepted for another card despite this.  Up to you if you want to try ….. if you are accepted, you WILL get the bonus.

How do the upgrade and companion vouchers work?

Each year you can earn a special extra reward.  Your reward is triggered IMMEDIATELY upon hitting the spending target.  The target is £20,000 in a card year for the free Virgin Atlantic Reward credit card and £10,000 in a card year for the £160 Virgin Atlantic Reward+ credit card.

Unlike the British Airways American Express cards, the rewards vary depending on your tier in the Virgin Flying Club scheme.  If you have elite status, you get a better reward.

This is what you can pick from:

All Flying Club members

A 2-4-1 voucher, valid for two years, for a Virgin Flying Club redemption in Economy, or

A return upgrade to Premium when you book an Economy reward flight (requires reward availability in Premium)

Flying Club members with Silver status

A 2-4-1 voucher, valid for two years, for a Virgin Flying Club redemption in Premium or Economy, or

A Virgin Clubhouse lounge pass for Heathrow or Gatwick (requires a same-day Virgin Atlantic flight), or

A return upgrade to Premium when you book an Economy reward flight (requires reward availability in Premium)

Flying Club members with Gold status

A 2-4-1 voucher, valid for two years, for a Virgin Flying Club redemption in Upper Class, Premium or Economy

TWO Virgin Clubhouse lounge passes for Heathrow or Gatwick (require same-day Virgin Atlantic flights)

A return upgrade to Premium when you book an Economy reward flight (requires reward availability in Premium)

Taxes and charges are due on ‘free’ 241 seats in the same way as the British Airways American Express 241 vouchers.  Vouchers are valid for two years and you must fly the outbound leg of your trip before the expiry date.

Some tips on applying

Do NOT use the ‘pre-approval checker’ on the Virgin Money website.  It is a joke.  It is designed for Virgin Money’s mass-market cards and is likely to reject you for being too wealthy and so unlikely to pay interest.  Apply directly.

If your full application is rejected, this can often be overturned if you appeal in writing.  Write to Virgin Money at Jubilee House, Gosforth, Newcastle upon Tyne, NE3 4PL with a couple of paragraphs expressing your dismay, referencing your Virgin Atlantic status and/or that you had the old MBNA credit cards, and outlining your income and lack of non-mortgage debts.  They will reconsider and you will normally end up being successful.

Conclusion

This is an excellent sign-up bonus.  If you haven’t taken out one of the new Virgin Atlantic credit cards yet, I doubt you will see a better deal than this.  I genuinely don’t know how Virgin Money / Virgin Atlantic can afford such a bonus in the world of 0.3% interchange fees, and you should take advantage before they realise.

The £160 Reward+ card is the better overall package because of the high earning rate and the long-term spending bonus triggered at just £10,000.

However, even if the Reward+ card is not for you, EVERY Head for Points reader should think about picking up a cheeky 12,000 Virgin Flying Club miles by getting the free Virgin Atlantic Reward credit card and spending £1,000 within 90 days.

You can apply for either of the new Virgin Atlantic credit cards via this link.

Disclaimer: Head for Points is a journalistic website. Nothing here should be construed as financial advice, and it is your own responsibility to ensure that any product is right for your circumstances. Recommendations are based primarily on the ability to earn miles and points and do not consider interest rates, service levels or any impact on your credit history.  By recommending credit cards on this site, I am – technically – acting as a credit broker.  Robert Burgess, trading as Head for Points, is regulated and authorised by the Financial Conduct Authority to act as a credit broker.


How to earn Virgin Points from UK credit cards

How to earn Virgin Points from UK credit cards (December 2021)

As a reminder, there are various ways of earning Virgin Points from UK credit cards.  Many cards also have generous sign-up bonuses.

You can choose from two official Virgin Atlantic credit cards (apply here, one has a bonus of 15,000 points):

Virgin Rewards credit card

Virgin Atlantic Reward Mastercard

The UK’s most generous free Visa or Mastercard at 0.75 points / £1 Read our full review

Virgin Rewards Plus credit card

Virgin Atlantic Reward+ Mastercard

15,000 points bonus and the most generous non-Amex for day to day spending Read our full review

You can also earn Virgin Points from various American Express cards – and these have sign-up bonuses too.

American Express Preferred Rewards Gold is FREE for a year and comes with 20,000 Membership Rewards points, which convert into 20,000 Virgin Points:

Nectar American Express

American Express Preferred Rewards Gold

Your best beginner’s card – 20,000 points, FREE for a year & two airport lounge passes Read our full review

The Platinum Card from American Express comes with 30,000 Membership Rewards points, which convert into 30,000 Virgin Points:

American Express Platinum card Amex

The Platinum Card from American Express

30,000 points and an unbeatable set of travel benefits – for a fee Read our full review

Click here to read our detailed summary of all UK credit cards which earn Virgin Points

(Want to earn more Virgin Points?  Click here to see our recent articles on Virgin Atlantic and Flying Club and click here for our home page with the latest news on earning and spending other airline and hotel points.)

Comments (259)

This article is closed to new posts. Discussion continues in the HfP Forums.

  • Steve says:

    I have received the 241 reward but I haven’t used it yet. Is it ok if I cancel my credit card now or if I cancel it, reward is not valid anymore?

    • Rob says:

      No feedback so far to say they are lost. My wife still has hers.

  • DaveL says:

    Disappointing change of T&Cs. Similar to others, I took the free card out 5-6 months ago, and was planning to take out the paid card and focus spending on that from next month. It doesn’t make sense to me that ‘free’ card holders are banned from upgrading to the paid card. Go figure!

    • DaveL says:

      Rob – any chance you could possibly clarify this with Sinead? Am I really not allowed to take out the paid card now without cancelling the free card and waiting six months? Thanks

      • momomo says:

        I’d like to know the answer to this too.

        It’s a little different to the old Amex rule of being allowed to apply but not being eligible for the sign-up bonus. Not being allowed to even apply, and no other route to upgrade, means Virgin will just be missing out on new business.

  • TripRep says:

    “This is the biggest bonus that Virgin Atlantic has EVER run on these cards.”

    Sure I’ve had 33k sign up in the VS CH

    • Peter K says:

      I also got that deal, but that was not *these* cards, they were MBNA cards.

      • JPa says:

        It was for these cards but it was targeted at MBNA Virgin card holders.

  • Andrew says:

    Just catching up on emails and notice that “Noddle” is has been sold off with the data being migrated to Credit Karma of Delware.

    Not impressed. The “any queries” email address is just bouncing as unrecognised…

  • Zaheer says:

    Who is Arun Khanna at virgin Atlantic? Please update me.

  • ee says:

    My MSE Credit Club report says I’m ineligible for these cards (0% hit rate) – has anyone applied in similar circumstances and actually been accepted?

    • ee says:

      (I should have said, with decent income and other issuers giving limits running into 5 digits)

      • RS says:

        Yeah, I’m finding this too. I don’t understand why I’m not eligible. I have an excellent score with Experian and American Express want to lend to me.

      • Shoestring says:

        MSE report is just an indication of possible acceptance/ rejection so you are best to apply to the credit card provider to get a proper answer.

      • luckyjim says:

        Maybe shed a few of those other cards.

    • Riccatti says:

      If you already have another account with the lender (eg, MBNA, Barclays) chances are you will be accepted. You can always write for reconsideration (manual underwriting) but has to be a postal letter.

      • Rob says:

        Do NOT waste your time with MSE Credit Club etc. All that does is plug into Virgin Money’s official checker which, as the article says, is a total joke.

        HFP reader acceptance last month was 94%, to put this into perspective.

        • Memesweeper says:

          As part of the 6% of HfP loyalists who got turned down I’m not impressed. A bazillion other card and other finance companies just keep saying ‘yes’ when I apply.

  • Yawn says:

    How annoying. I signed up the last time they had a special offer for the free one, thinking I’d apply for the premium one after. You were able to have both then, as long as they were at least six months apart. Not any more apparently!

    • Sandgrounder says:

      I have the premium, just been accepted for the free card. Was a bit concerned by the new prerequisites as well, but applied anyway. Will have to see if the card turns up now I suppose.

  • Andy says:

    Are Virgin miles much use of you think you’ll never have enough to fly on Virgin itself?

    • Alex W says:

      Yes. With a minimum of 10k you can transfer to 15k Hilton or 10k IHG. You could also spend them on partner airlines including short haul.

This article is closed to new posts. Discussion continues in the HfP Forums.