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BEST BONUS EVER: Get 12,000 to 30,000 sign-up miles with the Virgin Atlantic credit cards

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Virgin Atlantic has brought back an impressive special offer for its new Virgin Money-issued Reward and Reward+ credit cards.

This is the biggest bonus that Virgin Atlantic has EVER run on these cards.  If you have not already applied then this is the ideal time to jump in.

For a limited period:

you will earn an extra 7,000 miles (12,000 miles in total) on the FREE Virgin Atlantic Reward credit card 

you will get an extra 15,000 Flying Club miles (30,000 miles in total) if you take out the Virgin Atlantic Reward+ credit card, which has a £160 fee

Virgin Flying Club Reward credit card extra bonus

This offer runs until 30th June.  You can apply here.

You have two choices – 12,000 Flying Club miles for free on the ‘no fee’ card, or 30,000 Flying Club miles for £160 on the paid card, plus an exceptionally high earning rate for the next 12 months.  It is up to you.

If this article sounds familiar it is because it is based on the one I used when this offer last ran.

Here are the details:

The free card

The free Virgin Atlantic Reward credit card is a Mastercard which earns 0.75 miles per £1 spent.  The representative APR is 22.9% variable.

New sign-ups to the Virgin Atlantic Reward Credit Card will be able to earn up to 12,000 miles:

  • 5,000 miles for the first purchase made on the card in the first 90 days
  • Plus another 7,000 miles when you apply on or before 30th June and you spend £1,000 on the card within 90 days of opening the account

This means that you are earning 12,000 Virgin Flying Club miles – which are worth around £120 if redeemed for long-haul premium flights – for free.

Virgin Atlantic Reward credit card

The paid card

The £160 Virgin Atlantic Reward+ credit card is a Mastercard which earns 1.5 miles per £1 spent.  The representative APR is 63.9% variable including the £160 fee based on a notional £1200 credit limit The interest rate on purchases is 22.9% variable.

If you take out the Virgin Atlantic Reward+ credit card you will be able to earn up to 30,000 miles:

  • 15,000 miles for the first purchase made on the card in the first 90 days
  • Plus another 15,000 miles when you apply on or before 30th June and you spend £3,000 on the card within 90 days of opening the account

With this deal, you are receiving 30,000 Virgin Flying Club miles, which are worth around £300 if redeemed for long-haul premium flights.

Virgin Reward Plus credit card extra bonus

The Reward+ card remains the better deal in my view.  Whilst the sign-up deals are roughly equal (12,000 miles for free vs 30,000 miles for £160), once you have the Reward+ card you are earning the superior 1.5 miles per £1 whenever you shop.  You also trigger the upgrade and companion vouchers more quickly

In terms of eligibility, the application form asks you to confirm:

“I am not an existing Virgin Atlantic Credit Card customer and I have not closed another credit card issued by Virgin Money in the last 6 months.”

This implies that you CAN apply again if you previously closed one of the Virgin Atlantic cards over six months ago, but that you cannot apply for a 2nd card if you already have one.  This is tucked away in the small print, however, and some readers have already been accepted for another card despite this.  Up to you if you want to try ….. if you are accepted, you WILL get the bonus.

How do the upgrade and companion vouchers work?

Each year you can earn a special extra reward.  Your reward is triggered IMMEDIATELY upon hitting the spending target.  The target is £20,000 in a card year for the free Virgin Atlantic Reward credit card and £10,000 in a card year for the £160 Virgin Atlantic Reward+ credit card.

Unlike the British Airways American Express cards, the rewards vary depending on your tier in the Virgin Flying Club scheme.  If you have elite status, you get a better reward.

This is what you can pick from:

All Flying Club members

A 2-4-1 voucher, valid for two years, for a Virgin Flying Club redemption in Economy, or

A return upgrade to Premium when you book an Economy reward flight (requires reward availability in Premium)

Flying Club members with Silver status

A 2-4-1 voucher, valid for two years, for a Virgin Flying Club redemption in Premium or Economy, or

A Virgin Clubhouse lounge pass for Heathrow or Gatwick (requires a same-day Virgin Atlantic flight), or

A return upgrade to Premium when you book an Economy reward flight (requires reward availability in Premium)

Flying Club members with Gold status

A 2-4-1 voucher, valid for two years, for a Virgin Flying Club redemption in Upper Class, Premium or Economy

TWO Virgin Clubhouse lounge passes for Heathrow or Gatwick (require same-day Virgin Atlantic flights)

A return upgrade to Premium when you book an Economy reward flight (requires reward availability in Premium)

Taxes and charges are due on ‘free’ 241 seats in the same way as the British Airways American Express 241 vouchers.  Vouchers are valid for two years and you must fly the outbound leg of your trip before the expiry date.

Some tips on applying

Do NOT use the ‘pre-approval checker’ on the Virgin Money website.  It is a joke.  It is designed for Virgin Money’s mass-market cards and is likely to reject you for being too wealthy and so unlikely to pay interest.  Apply directly.

If your full application is rejected, this can often be overturned if you appeal in writing.  Write to Virgin Money at Jubilee House, Gosforth, Newcastle upon Tyne, NE3 4PL with a couple of paragraphs expressing your dismay, referencing your Virgin Atlantic status and/or that you had the old MBNA credit cards, and outlining your income and lack of non-mortgage debts.  They will reconsider and you will normally end up being successful.

Conclusion

This is an excellent sign-up bonus.  If you haven’t taken out one of the new Virgin Atlantic credit cards yet, I doubt you will see a better deal than this.  I genuinely don’t know how Virgin Money / Virgin Atlantic can afford such a bonus in the world of 0.3% interchange fees, and you should take advantage before they realise.

The £160 Reward+ card is the better overall package because of the high earning rate and the long-term spending bonus triggered at just £10,000.

However, even if the Reward+ card is not for you, EVERY Head for Points reader should think about picking up a cheeky 12,000 Virgin Flying Club miles by getting the free Virgin Atlantic Reward credit card and spending £1,000 within 90 days.

You can apply for either of the new Virgin Atlantic credit cards via this link.

Disclaimer: Head for Points is a journalistic website. Nothing here should be construed as financial advice, and it is your own responsibility to ensure that any product is right for your circumstances. Recommendations are based primarily on the ability to earn miles and points and do not consider interest rates, service levels or any impact on your credit history.  By recommending credit cards on this site, I am – technically – acting as a credit broker.  Robert Burgess, trading as Head for Points, is regulated and authorised by the Financial Conduct Authority to act as a credit broker.


How to earn Virgin Points from UK credit cards

How to earn Virgin Points from UK credit cards (December 2021)

As a reminder, there are various ways of earning Virgin Points from UK credit cards.  Many cards also have generous sign-up bonuses.

You can choose from two official Virgin Atlantic credit cards (apply here, one has a bonus of 15,000 points):

Virgin Rewards credit card

Virgin Atlantic Reward Mastercard

The UK’s most generous free Visa or Mastercard at 0.75 points / £1 Read our full review

Virgin Rewards Plus credit card

Virgin Atlantic Reward+ Mastercard

15,000 points bonus and the most generous non-Amex for day to day spending Read our full review

You can also earn Virgin Points from various American Express cards – and these have sign-up bonuses too.

American Express Preferred Rewards Gold is FREE for a year and comes with 20,000 Membership Rewards points, which convert into 20,000 Virgin Points:

Nectar American Express

American Express Preferred Rewards Gold

Your best beginner’s card – 20,000 points, FREE for a year & two airport lounge passes Read our full review

The Platinum Card from American Express comes with 30,000 Membership Rewards points, which convert into 30,000 Virgin Points:

American Express Platinum card Amex

The Platinum Card from American Express

30,000 points and an unbeatable set of travel benefits – for a fee Read our full review

Click here to read our detailed summary of all UK credit cards which earn Virgin Points

(Want to earn more Virgin Points?  Click here to see our recent articles on Virgin Atlantic and Flying Club and click here for our home page with the latest news on earning and spending other airline and hotel points.)

Comments (259)

This article is closed to new posts. Discussion continues in the HfP Forums.

  • Jack H says:

    Is there a pro rata refund for the paid card? And what is the rules on keeping the card once you have received the voucher? i.e. do I need to pay with said card to redeem…

  • Alex says:

    I’m surprised that no mention about the increased spend for reward+ card. In the previous offers 15000 miles for first purchase and the bonus 10000 miles for £1500 spend within 90days but with this offer the bonus 15000 miles comes only when you hit £3000 spend within 90days. Virgin money is making the recovery for extra 5000miles by increased spend limit for bonus!!

    • Peter K says:

      But is that really such a bad thing? You win, they win. If you can’t not the spend target then wait for a different promo to come along 🙂

      • Alex says:

        The surprise element is, no mention about it by Rob. Regular readers know about Rob’s style and I can sincerely believe it was an oversight!

      • Alex says:

        The surprise element is, no mention about it by Rob. Regular readers know about Rob’s style and I can sincerely believe it was an oversight! Also it answers how Virgin Money makes those margins through those small tweak in the bonus condition.

    • Rob says:

      You’re right, the target spend is higher this time. It’s not as if you have an option to spend less money and get a lower bonus, however!

  • @mkcol says:

    Has nobody noticed the statement that you have to verify as being true before applying “I am not an existing Virgin Atlantic Credit Card customer and I have not closed another credit card issued by Virgin Money in the last 6 months.”?

    I’ve got the free Virgin Atlantic card, so technically I’ll be lying when I apply for the Reward+ card .

    • Rob says:

      Oh, that’s new. I will tweak the article.

      • Anon says:

        Comments further up the thread say that someone holding a card applied for the other and received the bonus. Does this not contradict the application question? Or is it a case of Virgin not caring if you lie.

        • Chas says:

          I think that statement is new – I applied for the free card 6 months after getting the + card, and got the bonus on that. But at the time I didn’t have to confirm that statement

    • Alan says:

      Ah, that could well stop me from getting it then. Well spotted.

    • LewisB says:

      Rats. I was hoping to get the Reward+ at some point later this year when the next bonus comes around. I also don’t want to cancel the Reward card. Maybe the next offer won’t be restricted in this sense with a lower sign up bonus?

    • Dave R says:

      I wonder is supp cards count.

      • Shoestring says:

        Supps never count in this scenario – they are only interested in main cardholders. If you previously had a supp card, you are a new customer for Virgin if you now take out one of the cards as a main cardholder.

  • Bob says:

    It says online: “0% for 6 months on balance and money transfers (you’ll pay a 3% fee).”

    Probably not but do balance transfers count towards the £3k spend to earn the bonus?

    Thanks

  • Bob says:

    I just applied the free card and got rejected on Tuesday. Was about to appeal. Should I withdraw my application and apply again now? I understand Virgin Money suggests people only to apply again after 6 months. Any suggestions? Thanks!

    • Rob says:

      If there is an option to withdraw, perhaps do so, apply for the paid card and then appeal that.

      If you appeal the free card you’ll only get 5,000 miles I think.

      • Bob says:

        Was told over the phone that decision has been made and the application will be considered as finished if I don’t appeal. So no need to withdraw. And yes, if I appeal, will only get 5,000 miles, cause it’s all about the application date.

        Also asked about applying for the paid card, was told the 6 months rule applies to all Virgin Money products. It doesn’t make a difference if apply again for the paid one. Guess I will just apply again and appeal at the end of June and see what happens. Hope my credit score can afford it.

        Thanks Rob!

  • Scott says:

    Very tempted. It’s just the 2-4-1 restrictions that put me off. Any chance Virgin will ever remove the must be Gold to fly Upper Class rule!?

    • Rob says:

      I think if non-renewal rates are high (the card is now 13 months old so the first lot of renewals has just been done) I would be surprised if they don’t consider it.

  • KirtjE says:

    Is it possible to get Flying Club status without flying? i.e. through status elsewhere

  • Mike says:

    If you currently don’t collect Virgin miles and don’t typically fly with them, is this the right offer to switch from avios collecting to virgin miles collecting? how far would 57,000 miles get you with no status in terms of reward flights?

This article is closed to new posts. Discussion continues in the HfP Forums.