Diners Club acceptance to hugely increase in the UK with a new Barclaycard deal
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The most surprising event in UK loyalty credit cards last year was Lufthansa partnering with Diners Club to return to the UK market. Luckily, given the exceptionally low Diners Club acceptance in the UK, the card came partnered with a prepaid Mastercard which is funded via the Diners Club.
As both cards have the same earn rate of 1.25 Miles & More miles per £1, I assume that 99% of Lufthansa credit card holders have done what I have done – put the Diners Club card in a drawer and just carry the Mastercard.
This might change. Barclaycard has just announced that the 110,000 businesses which use Barclaycard as their payment processor can now accept Diners Club. This article from Finextra explains more. Barclaycard is not asking shops for additional fees on Diners Club transactions so the majority will presumably opt in.
I see a small risk here for the Miles & More payment cards. If Diners Club acceptance increases sharply, it would make sense for Diners Club to reduce the earning rate on the Mastercard element of their UK payment cards. This would allow them to stop paying Mastercard its fee cut on those transactions. It won’t happen in the short term but I can see it happening eventually.
Want to earn more points from credit cards? – December 2021 update
If you are looking to apply for a new credit or charge card, here are our November 2021 recommendations based on the current sign-up bonus.
You can see our full directory of all UK cards which earn airline or hotel points here. Here are the top current deals:

British Airways American Express
5,000 Avios for signing up, no annual fee and an Economy 2-4-1 voucher for spending ….. Read our full review

British Airways American Express Premium Plus
25,000 Avios and the UK’s most valuable credit card perk – the 2-4-1 companion voucher Read our full review

American Express Preferred Rewards Gold
Your best beginner’s card – 20,000 points, FREE for a year & two airport lounge passes Read our full review

The Platinum Card from American Express
30,000 points and an unbeatable set of travel benefits – for a fee Read our full review
Earning miles and points from small business cards
If you are a sole trader or run a small company, you may also want to check out these offers.

American Express Business Gold
20,000 points sign-up bonus and free for a year Read our full review

American Express Business Platinum
40,000 points sign-up bonus and a long list of travel benefits Read our full review

British Airways Accelerating Business American Express
30,000 Avios sign-up bonus – plus annual bonuses of up to 30,000 Avios Read our full review

Capital On Tap Business Rewards Visa
The most generous Avios Visa or Mastercard for a limited company Read our full review
For a non-American Express option, we also recommend the Barclaycard Select Cashback card for sole traders and small businesses. It is FREE and you receive 1% cashback on your spending:

Barclaycard Select Cashback Credit Card
1% cashback and no annual fee Read our full review
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