Avios invests in online banking app Monese – what is its plan?

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• Russ says:

  13 Dec13 December 12:19

  Perhaps we should set up our own loyalty scheme. All it needs is money and the right connections. Failing that we could always give Heathrow Rewards a not so subtle hint about expanding into this area.

  • Rob says:

    13 Dec13 December 12:21

    I think Heathrow Rewards should do a credit card. The opportunity for redeeming for shopping vouchers or a mix of airlines, with transfer bonuses too, would be very attractive. HR is also less sensitive to ‘value’ because their core goal is not making profit from the programme but encouraging traffic to Heathrow and to the retailers.

    • Jamie says:

      13 Dec13 December 16:28

      Did HR rewards predessor, BAA WorldPoints have a credit card some years ago? I have a vauge recollection it did but was hard to get.

      • Alan says:

        13 Dec13 December 21:05

        Interesting, not that I recall?

• Optimus Prime says:

  13 Dec13 December 12:21

  OT – not sure if this has been mentioned here but looks like there will be new benefits for IHG Ambassador such as one free breakfast per night and guaranteed Platinum status.

  https://www.flyertalk.com/forum/30519008-post1.html

  • Optimus Prime says:

    13 Dec13 December 12:22

    BTW free breakfast only when statying in a InterContinental hotel.

  • Alan says:

    13 Dec13 December 12:35

    Yep, I mentioned it in another page – Rob is going to be covering tomorrow.

  • Simon says:

    13 Dec13 December 12:54

    I used my first Ambassador voucher last month in Ljubljana and was very impressed. These changes will improve the offering, even for ‘normal’ Ambassador membership so highly likely to renew next year.

    • Alan says:

      13 Dec13 December 12:55

      As long as they don’t restrict breakkie to paid-for stays only…

• Vivian says:

  13 Dec13 December 12:23

  O/T re bonus Heathrow Reward points for Heathrow Express tickets booked before 31 December.

  I made 4 separate bookings for HEX on the same day: 3 were for the £5.50 90-day advance purchase weekend fares, and 1 for £12.10 90-day advance purchase weekday fare. Only the £12.10 fare attracted the 250 bonus points and not for the other 3. Has this happened to anyone else?

  I probably won’t chase up on the remaining bonus points but nowhere on the T&C says the cheapest fare is not eligible for bonus points.

  • Cat says:

    13 Dec13 December 21:07

    The same thing happened to me – the two £5.50 fares didn’t get the bonus. The higher priced ones did. Very annoying!
    This is the email I got from them…
    Enjoy 250 extra Heathrow Rewards points on all Heathrow Express bookings made in December
    Hello Catherine,
    Travel from London Paddington to Heathrow Central (Terminals 2 & 3) in 15‑minutes† on Heathrow Express and enjoy 250 extra Heathrow Rewards points* on all bookings made between 1‑31 December 2018.
    *250 extra points available on all Heathrow Express bookings made between 1‑31 December 2018. Offer not applicable when using HAL employee discount. Participating fares may vary during the promotional period. Heathrow Rewards card must be presented at time of transaction. Points will be allocated to your account within 30 days of making a qualifying purchase. If the points do not appear in your account after 30 days please contact us. Only one offer per transaction. Points will be deducted from accounts if items are subsequently returned. Full Heathrow Rewards form terms and conditions apply. Click here to see the full terms and conditions.

• the_real_a says:

  13 Dec13 December 12:26

  As i understand it the major growth strategy is the upcoming open banking rules, that the “platform” with the greatest interactions will be best placed to plug-in other financial institutions products into the dashboard. So you would view your AMEX statement or buy your insurance inside of your – say – monese app. The race is on to get the most daily interactions, which the fintechs are best placed. So rather than seeing these things as products, we should actually view them as platforms.

• Simon says:

  13 Dec13 December 12:59

  O/T but linked to the article on partner avios redemptions yesterday, can anyone point me in the direction of where I can check the avios required for non BA flights please?
  Thanks

  • Anna says:

    13 Dec13 December 14:07

    I don’t know if anyone’s ever done an article pulling them all together but you can check on individual airlines’ websites or do a few dummy bookings on ba.com.

    • Rob says:

      13 Dec13 December 14:24

      The online BA calculator is the easiest way OR use gcmap.co.uk to work out the distance and then plug it into the redemption table here: https://headforpoints.com/2018/01/02/how-to-redeem-spend-avios-points/

      Remember it must be leg by leg when a change of plane is involved.

• Neil says:

  13 Dec13 December 13:50

  O/T – If anyone is flying next week (December the 21st) I can guest 2 people in to the Concorde lounge at T5 around 9am!

  • Nigel says:

    13 Dec13 December 14:24

    I thought you couldn’t guest people into Concorde Room unless they had F tickets? (As opposed to F lounge)?

    • New Card says:

      13 Dec13 December 14:34

      If they have F tickets why would they need to be guested in?

      • Doug says:

        13 Dec13 December 16:18

        Oh I would love that, but not flying until 9pm :/

  • Geoff says:

    15 Dec15 December 08:39

    That would be brilliant – we expect to arrive at that exactly that time. How do we make contact – wear a red carnation, carry a copy of the Times etc?

• Frenske says:

  13 Dec13 December 14:39

  On Monese website: “The process of opening a basic bank account with a highstreet bank can require long documentation and involve face to face appointments. The Monese app will enable you to open a fully-featured UK current account instantly on your mobile, without credit checks and without waiting.”

  Basically Monese is openly advertising for criminals to open an account with them! 😀

  • Callum says:

    13 Dec13 December 17:48

    No it’s not. They still do ID verification, address verification and fraud checks – just much, much quicker than other banks.

    • Lost says:

      14 Dec14 December 08:52

      However the bar on the checks is much lower than any other banking outfit (especially high street banks). As long as you show a valid passport + visa and give a plausible sounding reason during a video call you pass the address check (ie staying with family, partner etc) even if you don’t have any other footprint at the address.
      I’m not saying that isn’t very useful for some legitimate people who want a basic account in the UK but can’t provide a rental lease, utility bills etc because they are staying with family. It’s difficult to set up mobile phone contracts etc without a UK back account.
      Other banks know this and so don’t accept Moneze statements as a proof of address.

      • Callum says:

        14 Dec14 December 15:53

        While I have no idea whether banks accept their statements as proof of address, my understanding is that Monese do check your address. It doesn’t have to be your current address, but they check numerous EU records to find you listed at a previous one. Are you saying they still approve it if they can’t verify it?

        Regardless, I don’t quite get how knowing an address makes it any more secure?

• Teteto says:

  13 Dec13 December 14:41

  Can anyone recommend the best Priority Pass lounge in Johannesburg International? Have a few hours to kill and dont know which one is the best.

  Much appreciated!

  • Craig says:

    13 Dec13 December 17:34

    +1

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