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BEST BONUS EVER: Get 12,000 to 30,000 sign-up miles with the Virgin Atlantic credit cards

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Virgin Atlantic has brought back an impressive special offer for its new Virgin Money-issued Reward and Reward+ credit cards.

This is the biggest bonus that Virgin Atlantic has EVER run on these cards.  If you have not already applied then this is the ideal time to jump in.

For a limited period:

you will earn an extra 7,000 miles (12,000 miles in total) on the FREE Virgin Atlantic Reward credit card 

you will get an extra 15,000 Flying Club miles (30,000 miles in total) if you take out the Virgin Atlantic Reward+ credit card, which has a £160 fee

Virgin Flying Club Reward credit card extra bonus

This offer runs until 30th June.  You can apply here.

You have two choices – 12,000 Flying Club miles for free on the ‘no fee’ card, or 30,000 Flying Club miles for £160 on the paid card, plus an exceptionally high earning rate for the next 12 months.  It is up to you.

If this article sounds familiar it is because it is based on the one I used when this offer last ran.

Here are the details:

The free card

The free Virgin Atlantic Reward credit card is a Mastercard which earns 0.75 miles per £1 spent.  The representative APR is 22.9% variable.

New sign-ups to the Virgin Atlantic Reward Credit Card will be able to earn up to 12,000 miles:

  • 5,000 miles for the first purchase made on the card in the first 90 days
  • Plus another 7,000 miles when you apply on or before 30th June and you spend £1,000 on the card within 90 days of opening the account

This means that you are earning 12,000 Virgin Flying Club miles – which are worth around £120 if redeemed for long-haul premium flights – for free.

Virgin Atlantic Reward credit card

The paid card

The £160 Virgin Atlantic Reward+ credit card is a Mastercard which earns 1.5 miles per £1 spent.  The representative APR is 63.9% variable including the £160 fee based on a notional £1200 credit limit The interest rate on purchases is 22.9% variable.

If you take out the Virgin Atlantic Reward+ credit card you will be able to earn up to 30,000 miles:

  • 15,000 miles for the first purchase made on the card in the first 90 days
  • Plus another 15,000 miles when you apply on or before 30th June and you spend £3,000 on the card within 90 days of opening the account

With this deal, you are receiving 30,000 Virgin Flying Club miles, which are worth around £300 if redeemed for long-haul premium flights.

Virgin Reward Plus credit card extra bonus

The Reward+ card remains the better deal in my view.  Whilst the sign-up deals are roughly equal (12,000 miles for free vs 30,000 miles for £160), once you have the Reward+ card you are earning the superior 1.5 miles per £1 whenever you shop.  You also trigger the upgrade and companion vouchers more quickly

In terms of eligibility, the application form asks you to confirm:

“I am not an existing Virgin Atlantic Credit Card customer and I have not closed another credit card issued by Virgin Money in the last 6 months.”

This implies that you CAN apply again if you previously closed one of the Virgin Atlantic cards over six months ago, but that you cannot apply for a 2nd card if you already have one.  This is tucked away in the small print, however, and some readers have already been accepted for another card despite this.  Up to you if you want to try ….. if you are accepted, you WILL get the bonus.

How do the upgrade and companion vouchers work?

Each year you can earn a special extra reward.  Your reward is triggered IMMEDIATELY upon hitting the spending target.  The target is £20,000 in a card year for the free Virgin Atlantic Reward credit card and £10,000 in a card year for the £160 Virgin Atlantic Reward+ credit card.

Unlike the British Airways American Express cards, the rewards vary depending on your tier in the Virgin Flying Club scheme.  If you have elite status, you get a better reward.

This is what you can pick from:

All Flying Club members

A 2-4-1 voucher, valid for two years, for a Virgin Flying Club redemption in Economy, or

A return upgrade to Premium when you book an Economy reward flight (requires reward availability in Premium)

Flying Club members with Silver status

A 2-4-1 voucher, valid for two years, for a Virgin Flying Club redemption in Premium or Economy, or

A Virgin Clubhouse lounge pass for Heathrow or Gatwick (requires a same-day Virgin Atlantic flight), or

A return upgrade to Premium when you book an Economy reward flight (requires reward availability in Premium)

Flying Club members with Gold status

A 2-4-1 voucher, valid for two years, for a Virgin Flying Club redemption in Upper Class, Premium or Economy

TWO Virgin Clubhouse lounge passes for Heathrow or Gatwick (require same-day Virgin Atlantic flights)

A return upgrade to Premium when you book an Economy reward flight (requires reward availability in Premium)

Taxes and charges are due on ‘free’ 241 seats in the same way as the British Airways American Express 241 vouchers.  Vouchers are valid for two years and you must fly the outbound leg of your trip before the expiry date.

Some tips on applying

Do NOT use the ‘pre-approval checker’ on the Virgin Money website.  It is a joke.  It is designed for Virgin Money’s mass-market cards and is likely to reject you for being too wealthy and so unlikely to pay interest.  Apply directly.

If your full application is rejected, this can often be overturned if you appeal in writing.  Write to Virgin Money at Jubilee House, Gosforth, Newcastle upon Tyne, NE3 4PL with a couple of paragraphs expressing your dismay, referencing your Virgin Atlantic status and/or that you had the old MBNA credit cards, and outlining your income and lack of non-mortgage debts.  They will reconsider and you will normally end up being successful.

Conclusion

This is an excellent sign-up bonus.  If you haven’t taken out one of the new Virgin Atlantic credit cards yet, I doubt you will see a better deal than this.  I genuinely don’t know how Virgin Money / Virgin Atlantic can afford such a bonus in the world of 0.3% interchange fees, and you should take advantage before they realise.

The £160 Reward+ card is the better overall package because of the high earning rate and the long-term spending bonus triggered at just £10,000.

However, even if the Reward+ card is not for you, EVERY Head for Points reader should think about picking up a cheeky 12,000 Virgin Flying Club miles by getting the free Virgin Atlantic Reward credit card and spending £1,000 within 90 days.

You can apply for either of the new Virgin Atlantic credit cards via this link.

Disclaimer: Head for Points is a journalistic website. Nothing here should be construed as financial advice, and it is your own responsibility to ensure that any product is right for your circumstances. Recommendations are based primarily on the ability to earn miles and points and do not consider interest rates, service levels or any impact on your credit history.  By recommending credit cards on this site, I am – technically – acting as a credit broker.  Robert Burgess, trading as Head for Points, is regulated and authorised by the Financial Conduct Authority to act as a credit broker.


How to earn Virgin Points from UK credit cards

How to earn Virgin Points from UK credit cards (December 2021)

As a reminder, there are various ways of earning Virgin Points from UK credit cards.  Many cards also have generous sign-up bonuses.

You can choose from two official Virgin Atlantic credit cards (apply here, one has a bonus of 15,000 points):

Virgin Rewards credit card

Virgin Atlantic Reward Mastercard

The UK’s most generous free Visa or Mastercard at 0.75 points / £1 Read our full review

Virgin Rewards Plus credit card

Virgin Atlantic Reward+ Mastercard

15,000 points bonus and the most generous non-Amex for day to day spending Read our full review

You can also earn Virgin Points from various American Express cards – and these have sign-up bonuses too.

American Express Preferred Rewards Gold is FREE for a year and comes with 20,000 Membership Rewards points, which convert into 20,000 Virgin Points:

Nectar American Express

American Express Preferred Rewards Gold

Your best beginner’s card – 20,000 points, FREE for a year & two airport lounge passes Read our full review

The Platinum Card from American Express comes with 30,000 Membership Rewards points, which convert into 30,000 Virgin Points:

American Express Platinum card Amex

The Platinum Card from American Express

30,000 points and an unbeatable set of travel benefits – for a fee Read our full review

Click here to read our detailed summary of all UK credit cards which earn Virgin Points

(Want to earn more Virgin Points?  Click here to see our recent articles on Virgin Atlantic and Flying Club and click here for our home page with the latest news on earning and spending other airline and hotel points.)

Comments (259)

This article is closed to new posts. Discussion continues in the HfP Forums.

  • Leigh Ashton says:

    does anyone know if my partner can apply for a card account in her own name even though she is a supplementary cardholder on my own card? (and of course, will she get the bonus?)

  • stevenhp1987 says:

    The reward+ also comes with Boingo membership which is a nice perk. It’s a WiFi service allowing free WiFi via their hotspots if you are a member.

    I’m currently sat on an American Airlines flight using the WiFi with my Boingo membership provided by my Virgin Reward+ card.

    • Yorkieflyer says:

      Boingo took over my wife’s android in the US and connected via her mobile signal and not Wi-fi, fortunately £20 cap kicked in. It only ever connected elsewhere where the Wi-fi was free anyway. A useless product in my view

  • Bruceylegs says:

    Picking up Rob’s final point, what would be the best conversion option for those cheeky 12,000 points? IHG?

  • Martin says:

    I’m going to apply to this card. Any referral bonus I can help anyone here with?

    • Rob says:

      No referral deal, we get a few quid off Virgin Money if you use our link. Thanks.

  • Alan says:

    Have we had confirmation yet whether you do qualify for the bonus if you hold the other Virgin card? I currently own the free card but would go over to the paid card if I were eligible for the bonus. Not financially viable (for me) without it though.

    • Alan says:

      I notice that the article still says no but I would have thought with all the free advertising Rob is giving this card he might have been able to talk to his contacts at Virgin to get actual confirmation of the situation

      • Rob says:

        It was only in Thursday that anyone noticed this new clause …

    • roberto says:

      The article says “if you are accepted, you WILL get the bonus” despite already holding the other card. That sounds pretty definitive to me.

      • Alan says:

        Fair enough. I was looking at the bit before that to be honest but that seems fairly definitive. Surprised that people have already made the required spend for the extra bonus and already received it.

        Would have been nice to get an official statement from Virgin on it.

        • roberto says:

          Indeed ,
          In Rob we trust….

        • Yorkieflyer says:

          The enhanced offer runs till the end of June so Mrs Yorkieflyer, already has free card, will be sitting on the fence for a while yet to see whether the bonus is paid or the t & s’s change

      • Rob says:

        My guess, not VM policy …

        • Alan says:

          So, in theory, you shouldn’t get the bonus if you hold the other card?

          • Rob says:

            During application there is now a note to that effect.

          • Alan says:

            Yes, that’s what is bothering me! I wonder whether it is deliberate VM policy or if they haven’t thought this through properly? When I looked at getting a + card in October I was told I could have one and get the bonus but this new clause is a real pain. Mind you, VM’s twitter people have assured me that I would get the bonus this time too but they are a bunch of muppets so I wouldn’t really trust them to be correct.

            Makes me wonder whether I wouldn’t be better off just cancelling my free card for 6 months (which is not good business on VMs part) and switching my spend somewhere else during that period. Hmmmm.

  • allycat says:

    Opinions welcome on this one please … wife’s car written off last week, found replacement for £22k. Have £23k credit limit on my free Virgin reward card, so could put it through that for 16,500 miles (assuming dealer is happy to take it all on credit card). From multiple comments on the new sign up bonus offer, I think it unlikely I could apply for and get the Reward+ card and its bonus (got the free card in Dec 2018), and cannot upgrade from the free to the + card ??

    I could get my wife to apply for the +card and see if she is accepted and what credit limit she gets. Any data points on how quickly the new cards physically arrive after acceptance ? Seems like a quick way to get a 30,000 bonus and 1.5 points per £ on a very high spend (could put the balance through my free card and get 0.75 points, assuming her credit limit will be lower than £22k which I think is likely.

    Thoughts anyone ?

    • Genghis says:

      Not to answer specifics but you could split the payment over multiple cards – that’s how I paid for my car earlier this year. If you’ve not done so already, negotiate on price first before saying how you’ll pay; don’t discount the finance option too early in the negotiation process.

      • Shoestring says:

        New card arrives pretty quickly, istr within a week.

        Given there’s a specific clause now saying you can’t apply for a second card on the same a/c (and you have to tick this box), you’d have to assume that if you got approved for card #2 on the same a/c & you weren’t awarded any points, Virgin would be completely within their rights not to give you the 30K points even if you appealed. So better to get card #2 in your wife’s name.

  • Sarah says:

    I already have free card so if my husband took free card out, would be able to pool points together like a household account?

  • Charles Parkinson says:

    Can you get the bonus for the Reward+ card if you already have bonus from a non fee Reward card?

    • Shoestring says:

      you have to tick something in the sign-up process that says you don’t have another Virgin credit card – so possibly: no

    • Rob says:

      In theory no, but some people have applied and got it. No real risk because if you get accepted you will get the bonus.

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