The HSBC Premier credit card is offering a free hotel night to new applicants

HSBC Premier has brought back its ‘free hotel nights’ offer on its free HSBC Premier Mastercard credit card.

If you take out the HSBC Premier credit card before 9th November you can claim a free night in one of a number of – surprisingly decent – UK hotels.

You need to have a HSBC Premier current account in order to get the credit card, and strict financial criteria apply.  There is a similar offer available if you do not already have the current account, so you would get two free nights if you applied for both.

The credit card offer requires you to apply by 9th November and spend £1,000 on the card, or make a £1,000 balance transfer, within 30 days.

The offer does not apply to the £195 HSBC Premier World Elite credit card.

This offer comes with a catch, to the extent that you need to give HSBC three possible dates and three possible hotels from the list.  This leads to a fairly decent chance that they will not be able to find anything you can use.  I am guessing they refuse to make rooms available if the cash price on that particular night is above a certain level.

The HSBC Premier credit card is the most generous free Visa or Mastercard available if you want to earn Avios.  You get 1 HSBC point, which converts to 0.5 Avios, per £1 spent.  You can also choose to earn Etihad Guest, Singapore Airlines KrisFlyer or Asia Miles.

My full review of the free HSBC Premier Mastercard credit card is here.   You can learn more about the ‘free hotel nights’ offer here.

Want to earn more points from credit cards? – December 2021 update

If you are looking to apply for a new credit or charge card, here are our November 2021 recommendations based on the current sign-up bonus. 

You can see our full directory of all UK cards which earn airline or hotel points here. Here are the top current deals:

British Airways American Express

5,000 Avios for signing up, no annual fee and an Economy 2-4-1 voucher for spending ….. Read our full review

British Airways American Express Premium Plus

25,000 Avios and the UK’s most valuable credit card perk – the 2-4-1 companion voucher Read our full review

American Express Preferred Rewards Gold

Your best beginner’s card – 20,000 points, FREE for a year & two airport lounge passes Read our full review

The Platinum Card from American Express

30,000 points and an unbeatable set of travel benefits – for a fee Read our full review

Earning miles and points from small business cards

If you are a sole trader or run a small company, you may also want to check out these offers.

American Express Business Gold

20,000 points sign-up bonus and free for a year Read our full review

American Express Business Platinum

40,000 points sign-up bonus and a long list of travel benefits Read our full review

British Airways Accelerating Business American Express

30,000 Avios sign-up bonus – plus annual bonuses of up to 30,000 Avios Read our full review

Capital On Tap Business Rewards Visa

The most generous Avios Visa or Mastercard for a limited company Read our full review

For a non-American Express option, we also recommend the Barclaycard Select Cashback card for sole traders and small businesses. It is FREE and you receive 1% cashback on your spending:

Barclaycard Select Cashback Credit Card

1% cashback and no annual fee Read our full review