Earn 5,000 Virgin Flying Club miles with Virgin Money life insurance, from £10 a month

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• Jonty says:

  23 Aug23 August 06:20

  Life insurance is the one product I buy that I always hope to have been a waste of money

  • Alex W says:

    23 Aug23 August 07:55

    Exactly, I sincerely hope no HFP readers get any “value” out of the policy over the next 6 months!

    • Matt says:

      23 Aug23 August 08:06

      Obviously he doesn’t mean it like that. In this case you would assign value to having a virgin life insurance product if you didn’t have another policy already and they offered a competitive rate. Also you get a free will writing service which again carries value if you haven’t got a written will yet.

• Nick says:

  23 Aug23 August 09:01

  Slightly relevent – I took out a policy in the golden window last time when the 10k miles were offered but there wasn’t a £10 minimum spend. Just checked and so far neither of the two direct debits meant to go out seem to have although the DD is set up and the policy is still showing live – anyone else had this?

  • Vivian says:

    23 Aug23 August 09:11

    Same here. I had a call from a guy at Virgin Money last month who confirmed my first DD would go earlier this month – it didn’t.

    • Nick says:

      23 Aug23 August 09:41

      I thought I’d give them a call – supposedly the issue is if your premium is less than £1 a month then they/the bank can’t process the DD, confirmed my policy was live and fine and supposedly the DD will be taken from September. Hope this doesn’t cause another issue on top of already expecting to have to argue for the miles in 4 months time due to the £10p/m T&C change.

      • Genghis says:

        23 Aug23 August 10:52

        I’ve just realised that this has happened to us too as our policies are less than £1pcm. What’s the resolution? It’s 6 monthly payments to get the miles? Or do we just have a free life insurance policy?

      • Nick says:

        23 Aug23 August 11:04

        Genghis supposedly my DD is now meant to start in September and take the by then 3 x e.g. 80p = 2.40 payments but then do monthly at 80p again?, person did not sound altogether convincing on this though. Ultimately they confirmed the policy is live and no action required from me. It took about 3minutes total so maybe worth double checking on your ones – number is 0800 294 7575.

      • Sue says:

        23 Aug23 August 11:33

        I’ve been told where they couldn’t take the payments as it was less than £1 then they’ll write off those months. So I would still expecting my points in 6 months from when I took out the policy as it was their error that they couldn’t DD less than £1

  • KevMc says:

    23 Aug23 August 09:44

    My wife and I have both had two DD’s paid, the first of which was on 4th July. Our policies were £1.20 and £1.05 though, so I guess this may be the reaosn we haven’t seen any problems (judging by Nick’s comment above).

    I am also expecting to have to fight for the points come December, but we shall see.

  • Nick M says:

    23 Aug23 August 11:04

    My premium is (just) over £1 and has been collected as expected… I had a call a week or so after taking it out and they confirmed I was eligible for the miles – so not expecting too much of an issue once I’ve paid the 6 premiums

    (Premiums are ridiculously expensive when compared like for like with my other policies)

• EOC says:

  23 Aug23 August 10:46

  I think I’d rather buy a case of wine from Virgin Wines and get 3000 points rather than spend £80 and get 5000 points and no wine…

• Phil says:

  23 Aug23 August 11:04

  OT – I’ve asked before but not very clearly.

  Long and short of my questions is, do you think the BAPP AMEX will still be here in 3 months’ time?

  I would like to wait until I’m eligible for the bonus, but I don’t want to wait so long that the card is gone completely!

  • Rob says:

    23 Aug23 August 12:56

    Yes

    • Phil says:

      23 Aug23 August 14:24

      Thanks!

• mr dee says:

  23 Aug23 August 13:21

  OT: Just noticed you can pay 10k virgin miles to access the clubhouse, worth if you have no lounge access and have a load of miles to burn
  https://www.virginatlantic.com/gb/en/flying-club/flying-co/miles/clubhouse-invites.html

  • Rob says:

    23 Aug23 August 14:47

    No. That is ONLY for members of Flying Co, the small business loyalty scheme.

    • mr dee says:

      23 Aug23 August 16:53

      Thought it was odd came up when I searched in google.

• Lady London says:

  23 Aug23 August 13:49

  I can hardly contain my disinterest.

  BTW, where’s Harry?

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