Maximise your Avios, air miles and hotel points

What are the best credit card sign-up deals for June 2018? – plus a news round-up

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UPDATE – DECEMBER 2021:  This article is now out of date, but don’t worry.  We produce a monthly directory of the top UK travel credit card offers – please click HERE or use the ‘Credit Card Offers’ menu above.  Thank you.

It is time for our regular round up of what is coming and what is going in the world of UK airline and hotel credit card sign-up deals.

The market is slowly coming to terms with the interchange fee caps and is moving forward.  The key news in May was the notification of the official closing dates for the Etihad Guest, American Airlines and Virgin Atlantic credit cards.

Our directory of the 16 main UK travel credit cards can be found by clicking the ‘Credit Cards’ tab at the top of the site or – for email, Flipboard, Apple News or mobile readers – by clicking here.

Etihad Guest credit cards closed

What is new in the last month?

The Etihad Guest and American Airlines cards are closing on 27th July

MBNA has finally announced the closing date for these cards.

You will be swapped onto their Horizon Visa card.  This is a surprisingly impressive card to use when travelling as I explained in this article.

If you are looking for alternatives to the American Airlines credit card, read this article.  For alternatives to the Etihad Guest credit card, read this article.

There is still no word on when the United, Emirates and Lufthansa credit cards will close but it will happen.

American Airlines credit card closed

Meanwhile, the Virgin Atlantic cards close on 6th July

The MBNA Virgin Atlantic cards will switch earlier.  Charges must post to your statement by 6th July if you want to earn Flying Club miles.  From the 7th, your card will be operating as a Horizon Visa.

This article will help you decide which of the two new Virgin Money issued Virgin Atlantic cards is best for you.  The website for the two new cards is here.

Remember that:

You CAN apply for the new cards – and get a sign-up bonus – if you already have the MBNA Virgin Atlantic credit cards.  You don’t need to wait for your MBNA cards to be closed on 7th July.

The free Reward card has a 5000 miles sign-up bonus, earns 0.75 miles per £1 and comes with a 241 or upgrade voucher for spending £20,000 per year

The £160 Reward+ card has a 15000 miles sign-up bonus, earns 1.5 miles per £1 and comes with a 241 or upgrade voucher for spending £10,000 per year

The cards are issued by Virgin Money so it is very unlikely that you will be conflicted due to having any other cards from the same bank

As long as your credit is excellent, picking up 5000 miles from the free Virgin Reward credit card seems a no-brainer especially as there is no minimum spend threshold.

Legal stuff: I need to tell you that the free Reward card has a representative APR of 22.9% variable.  The Reward+ card has a representative APR of 63.9% based on a notional £1200 credit limit and the annual fee.  The representative APR on purchases is 22.9%.

New Virgin Atlantic credit cards

You can still get 2,400 Avios with the FREE Tesco credit card

Of the (few) temporary special offers currently running, don’t forget the 2,400 Avios or 2,500 Virgin Flying Club miles sign-up bonus on the FREE Tesco Clubcard Mastercard.

The bonus is actually 1,000 Tesco Clubcard points but that converts into Avios or Virgin miles at the rates above.

We rarely see a bonus on this card.  You don’t even need to hit a spend target – you get the bonus as soon as you make your first transaction.  The representative APR is 18.9% variableMy full article on the deal is here and you can apply here.

The Tesco Clubcard Mastercard is the most generous free Visa or Mastercard for earning Avios unless you have a £75k+ salary and qualify for HSBC Premier.

The Tesco Premium card is still offering 12,000 Avios

The Tesco Premium credit card is offering a sign-up bonus of 5,000 Tesco Clubcard points until 11th July.  This means that the bonus is worth 12,500 Virgin Flying Club miles or 12,000 Avios.

There is no spend target.  You simply need to make one purchase in Tesco within the first two months.

The snag is the £150 annual fee, which basically nets off the bonus.  This means that whether you get the card depends on how you value the other benefits, including free travel insurance and a strong (for Avios) earning rate which works out at 0.6 Avios per £1 spent.

If you spend over £5000 per year with Tesco on this card, including petrol, you receive an end-of-year bonus of another 5,000 Clubcard points.  This does make it a decent proposition but clearly not many people spend that much.

You can apply here but read my full article on the deal first.  Representative APR 56.5% variable, including the fee, assuming a £1200 credit limit.

Finally, remember that the Marriott Rewards Mastercard is returning in August.  We don’t know the terms yet but Creation will be the issuer.


Want to earn more points from credit cards? – December 2021 update

If you are looking to apply for a new credit or charge card, here are our November 2021 recommendations based on the current sign-up bonus

You can see our full directory of all UK cards which earn airline or hotel points here. Here are the top current deals:

British Airways BA Amex American Express card

British Airways American Express

5,000 Avios for signing up, no annual fee and an Economy 2-4-1 voucher for spending ….. Read our full review

British Airways BA Premium Plus American Express Amex credit card

British Airways American Express Premium Plus

25,000 Avios and the UK’s most valuable credit card perk – the 2-4-1 companion voucher Read our full review

Nectar American Express

American Express Preferred Rewards Gold

Your best beginner’s card – 20,000 points, FREE for a year & two airport lounge passes Read our full review

American Express Platinum card Amex

The Platinum Card from American Express

30,000 points and an unbeatable set of travel benefits – for a fee Read our full review

Earning miles and points from small business cards

If you are a sole trader or run a small company, you may also want to check out these offers.

American Express Business Gold

20,000 points sign-up bonus and free for a year Read our full review

Amex Platinum Business American Express

American Express Business Platinum

40,000 points sign-up bonus and a long list of travel benefits Read our full review

British Airways Accelerating Business American Express card

British Airways Accelerating Business American Express

30,000 Avios sign-up bonus – plus annual bonuses of up to 30,000 Avios Read our full review

Capital On Tap Business Rewards Visa

The most generous Avios Visa or Mastercard for a limited company Read our full review

For a non-American Express option, we also recommend the Barclaycard Select Cashback card for sole traders and small businesses. It is FREE and you receive 1% cashback on your spending:

Barclaycard Select Cashback Credit Card

1% cashback and no annual fee Read our full review

Comments (105)

This article is closed to new posts. Discussion continues in the HfP Forums.

  • rams1981 says:

    OT but kind of on topic. HSBC premier credit card. I had it and cancelled it. Waited around 9 months and applied again. Got bonus for spending 2k. So churnable.

    • Lawro says:

      Ta for the update

    • Geoggy says:

      One of the good benefits on the Premier card is the free Domestic Appliance insurance.

      Where it gets confusing is that HSBC offer you an upgrade to the World Elite Card, but it seems that this benefit disappears.

      So much for the upgrade (I haven’t used Loungekey once).

      • Optimus Prime says:

        That is annoying. Same happens with Amex Gold and Plat. Why don’t they give 3 MR per £1 spent on Amex Travel by using Plat?

    • Rob says:

      Result!

  • sunguy says:

    Has anyone heard anything on the Barclaycard Hilton card ?

    Ive just hit the £10k target for gold next year – which I would hope they would honour if the card completely closes…

    But just wondering if there is anything at all out there on the card front for HIlton in the UK ?

    • Rob says:

      The Hilton card lady is at the Bastille gig on Saturday night so if I see her I will ask.

  • Stewart says:

    Amex MR transfers to Radisson/Club Carlson:

    Tried to do this online over a few days, needed to setup transfer account, failed each time with a ‘try again later or call us message’. Caved today and called them, after some time on hold they said that with the move from Radisson to CC they have various backend issues, which may take ‘up to 14 days to resolve’ (apparently Amex have to send a manual linkage request over to CC as the Radisson->CC switch is in progress from their side).

    Anyone have any experience of this over the last few weeks? Keen to know if ‘up to 14 days’ is actually that, or is a CYA for ‘normally quick but can take longer’.

    Thanks

    • Rob says:

      That’s nonsense I think. I did two transfers last night, both accepted immediately and one (for my wife) on an Amex account not already linked to RR. Obviously the points haven’t arrived yet but the transfer and linkage were accepted.

      Note that you only use the last 10 digits on your RR account number. Use the last 10 and you can link it online perfectly well.

      • Stewart says:

        aaarrgh – I now have a linkage ‘pending’ and so I am unable to (re)add my account using only 10 digits. should have asked here first rather than calling amex…. 🙁

        Trying to book a room at PP for this weekend’s Bastille concert – amex tripping me every step of the way!

        • Rob says:

          Anika and I now have our media passes for that, so we will see you there.

        • Genghis says:

          I sent over points early last week. Still waiting…

  • Jeff says:

    OT: Went into Esso and used the offer to buy some gift cards. Nothing has shown up on my statement yet, is there a delay?

    • Tom1 says:

      Did you see 20% off some gift cards in Tesco too?

    • Mark2 says:

      I have today received the £5 statement credit for each of three £50 purchases on same visit on 30th May, all on the same card.
      But no email for the three today at 1200.

  • C says:

    Can anyone reassure me that cancelling my BA card that was used to gain a companion voucher (actually earned it on the PP card and then downgraded to blue card) won’t have an impact on my booking with said companion voucher? I actually used a different Amex card to pay the taxes on the booking anyway. Should I need to cancel the booking (unlikely), what will happen to the voucher? Will it just go back to my BA account?

    • Peter K says:

      Should be fine. Once with BA it is safe with BA almost 100%.

  • Jeff says:

    OT: Can I join Amex BA (free version) and get sign up bonus (baring in mind I have cancelled my amex gold and waiting 6 months to become a new customer)

    The two are separate right?

    • Alan says:

      Yep MR and Avios are separate rewards currencies so no interaction between them when it comes to churning.

  • Grimz says:

    OT – Are reward flights in Business class/1st Class easy to come by on a BA 241 to Bangkok? I’m looking to book for Aug 19 and was looking for some advice. Thanks in advance.

    • Darren says:

      You should be fine in August, I’ve recently booked a 241 for 2019 back from BKK. If you are having difficulty check Hong Kong as an alternate, the connections to Thai destinations are pretty good and the frequency/availability to HKG is usually better.

    • Rob says:

      Look a baredemptionfinder.com – it will show you in a few seconds what is available for the next year. Remember that if you ring exactly 355 days before you should get the guaranteed 2 CW seats anyway.

    • Roberto says:

      No First Class to BKK if you’re flying direct.. Its a clunky old three class 777 only unfortunatly. You could go the long way round via Hong Kong and go First on the 380 and get CCR out of LHR if your prefer of course.

  • Optimus Prime says:

    Yes you would.

    • Roberto says:

      However I was refused exec lounge access (and points) booking via a third party site stopping in Madrid a month or so ago.

      I did get all Danny Dyer momentarily and was allowed into the lounge after a conflab with El Hefe.

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