Maximise your Avios, air miles and hotel points

HfP ‘Credit Cards’ page updated for September 2016 – what are the best deals?

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UPDATE – DECEMBER 2021:  This article is now out of date, but don’t worry.  We produce a monthly directory of the top UK travel credit card offers – please click HERE or use the ‘Credit Card Offers’ menu above.  Thank you.

It’s time for our monthly round up of what is coming and what is going in the world of UK airline and hotel credit card sign-up deals

Our updated directory of all 25 UK travel credit cards can be found by clicking the ‘Credit Cards’ tab at the top of the site or – for email, Flipboard, Apple News or mobile readers – by clicking here.  This article is a summary of the recent changes.

UK Rewards credit and charge cards

What’s new?

Enhanced sign-up bonuses are back but only with the two usual suspects – British Airways and Virgin.

The issuers of the other 20+ cards on the market continue to sit on their hands, which is not entirely surprising as they are probably losing money at the moment following the cap on interchange fees last December.

The only card which may see a sign-up bonus launched is the new Tesco Premium Mastercard.  It has been trialling a targetted 5,000 Clubcard points bonus

The big recent news, however, was the announcement that the bmi Diamond Club credit cards, issued by MBNA, are to close on 30th September (article).  This is a big blow as they are far more generous than any cards currently available.  My Mastercard earns me 2.5 Avios per £1, albeit with a £60 annual fee.

If you have a Diamond Club card, you should look at this article I wrote on the best alternative Visa and MasterCard products for you.


Want to earn more points from credit cards? – December 2021 update

If you are looking to apply for a new credit or charge card, here are our November 2021 recommendations based on the current sign-up bonus

You can see our full directory of all UK cards which earn airline or hotel points here. Here are the top current deals:

British Airways BA Amex American Express card

British Airways American Express

5,000 Avios for signing up, no annual fee and an Economy 2-4-1 voucher for spending ….. Read our full review

British Airways BA Premium Plus American Express Amex credit card

British Airways American Express Premium Plus

25,000 Avios and the UK’s most valuable credit card perk – the 2-4-1 companion voucher Read our full review

Nectar American Express

American Express Preferred Rewards Gold

Your best beginner’s card – 20,000 points, FREE for a year & two airport lounge passes Read our full review

American Express Platinum card Amex

The Platinum Card from American Express

30,000 points and an unbeatable set of travel benefits – for a fee Read our full review

Earning miles and points from small business cards

If you are a sole trader or run a small company, you may also want to check out these offers.

American Express Business Gold

20,000 points sign-up bonus and free for a year Read our full review

Amex Platinum Business American Express

American Express Business Platinum

40,000 points sign-up bonus and a long list of travel benefits Read our full review

British Airways Accelerating Business American Express card

British Airways Accelerating Business American Express

30,000 Avios sign-up bonus – plus annual bonuses of up to 30,000 Avios Read our full review

Capital On Tap Business Rewards Visa

The most generous Avios Visa or Mastercard for a limited company Read our full review

For a non-American Express option, we also recommend the Barclaycard Select Cashback card for sole traders and small businesses. It is FREE and you receive 1% cashback on your spending:

Barclaycard Select Cashback Credit Card

1% cashback and no annual fee Read our full review

Comments (87)

This article is closed to new posts. Discussion continues in the HfP Forums.

  • Mr Dee says:

    OT: Did anyone receive the 500 points for booking a virgin train ticket back in July?

    • Graeme says:

      nope I think this one is subject to overhead line problems which are causing something of a delay…

      • Mr Dee says:

        Don’t know about ‘overhead line problems’ but I thought the bonus was supposed to be paid by 31/8/16 and there was a large uptake on the article here, be interested to know if anyone has seen/heard anything.

        • Graeme says:

          It was due on that day, and has been mentioned in a number of previous threads, and as far as I am aware no one has received anything as yet.

          • harry says:

            diddly

            not got my Accor conference organiser’s bonus yet, I’ve a good mind to move my conference to Marriott 🙂

        • Graeme says:

          Oh and if you have travelled on a Virgin East Coast train in the past week you would have appreciated my reference to overhead line delays..

          • Mr Dee says:

            Not been on the trains recently just booked the ticket for the points or the missing points 🙂

    • Genghis says:

      The miles have just posted to my account.

  • Rob says:

    Thanks, looks good.

  • Harry says:

    OT- has anyone had any luck getting the £140 fees waived off on the AMEX Gold card – after the first free year – specifically if you have spent over 15000 pounds in the year triggering the 10000 MR bonus points. Just wanted to check if there is any benefit in speaking to AMEX on this to see if they will waive off the yearly fees. thanks.

    • Roger says:

      If that does not work why don’t you get 10000 Miles, Upgrade to Platinum and get extra 20000 miles as fees should/could be used towards platinum and then cancel?

      • Harry says:

        Thanks Roger. I am not sure if you get the extra 20000 miles by upgrading to the AMEX platinum from gold card. I thought that was only for new members. If you do then yes that’s probably a better approach as you could cancel after a month and retain all benefits for a year.

This article is closed to new posts. Discussion continues in the HfP Forums.