The best Avios collection tip I’ve had from a reader this week ….

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I get to hear some great Avios collecting stories from readers. I rarely repeat them because the idea is often not scaleable or would collapse if given wider exposure. I am happy to share this one though.

With Amazon Prime Day coming on Tuesday (see our Shopper Points article on it here), this tip is even relevant.

The British Airways American Express Premium Plus card earns 1.5 Avios per £1 spent. However, as the American Express reporting system cannot handle fractions, it always rounds up your points.

Our reader initially discovered this quirk after he popped into his local branch of Poundland and bought just one item …..

Last year Amazon introduced a very quick way of topping up your Amazon account with credit for future use. You simply go to this page, type in the amount you want to top up and submit. The sum is automatically charged to your linked credit card and added to your account.

Imagine that our reader wants to buy an item for £15.

Instead of buying it directly and charging £15 to his BA Premium Plus credit card – earning 23 Avios in the process – he buys 15 x £1 top-ups.

This goes through his statement as 15 separate transactions of £1. Each transaction earns 2 Avios because Amex rounds up the 1.5 Avios due. This means that you earn an additional 33% Avios on each Amazon purchase.

This only works with the British Airways Premium Plus card, not the free BA card which gives 1 Avios per £1 and therefore does not benefit from any rounding. It may work with other credit cards which offer an odd number of points per £1.

If you have any similar Avios collection tips which would not be killed off if they were shared with a wider audience, please let me know. I can’t guarantee to use them but at the very least it will make me smile to read them.

How to earn Avios points from UK credit cards

How to earn Avios from UK credit cards (December 2021)

As a reminder, there are various ways of earning Avios points from UK credit cards. Many cards also have generous sign-up bonuses!

There are two official British Airways American Express cards with attractive sign-up bonuses:

British Airways BA Amex American Express card

British Airways American Express

5,000 Avios for signing up, no annual fee and an Economy 2-4-1 voucher for spending ….. Read our full review

British Airways BA Premium Plus American Express Amex credit card

British Airways American Express Premium Plus

25,000 Avios and the UK’s most valuable credit card perk – the 2-4-1 companion voucher Read our full review

You can also get generous sign-up bonuses by applying for American Express cards which earn Membership Rewards points, such as:

American Express Preferred Rewards Gold

Your best beginner’s card – 20,000 points, FREE for a year & two airport lounge passes Read our full review

The Platinum Card from American Express

30,000 points and an unbeatable set of travel benefits – for a fee Read our full review

Run your own business?

We recommend Capital On Tap for limited companies. You earn 1 Avios per £1 which is impressive for a Visa card, along with a sign-up bonus worth 10,500 Avios:

Capital On Tap Business Rewards Visa

The most generous Avios Visa or Mastercard for a limited company Read our full review

You should also consider the British Airways Accelerating Business credit card. This is open to sole traders as well as limited companies and has a 30,000 Avios sign-up bonus:

British Airways Accelerating Business American Express

30,000 Avios sign-up bonus – plus annual bonuses of up to 30,000 Avios Read our full review

Click here to read our detailed summary of all UK credit cards which earn Avios. This includes both personal and small business cards.

(Want to earn more Avios? Click here to visit our home page for our latest articles on earning and spending your Avios points and click here to see how to earn more Avios this month from offers and promotions.)

Category

British Airways American Express

This article is closed to new posts. Discussion continues in the HfP Forums.

Gavin says:

9 Jul9 July 06:09

I can’t believe pound land would take Amex!
- Neil says:
  
  9 Jul9 July 06:20
  
  They do but its a minimum spend of £5.
  - Worzel says:
    
    9 Jul9 July 06:44
    
    Spend a Fiver!
    
    That counts me out then Neil :).
  - Jp says:
    
    9 Jul9 July 09:12
    
    Not any more, they dropped that a couple of years ago.
    - Worzel says:
      
      9 Jul9 July 09:17
      
      Phew!! Ha ha 🙂 .
- Marc says:
  
  9 Jul9 July 09:42
  
  You can pay with Amex. There isn’t a minimum amount!
Nick M says:

9 Jul9 July 06:52

The free BA card also rounds up – spending £1.51 will get you 2 avios, whereas you’d only get 1 if using the Gold charge card
- Mark B says:
  
  9 Jul9 July 09:28
  
  Yes I’ve noticed that, when I buy fuel always make it £x.51, every point counts 🙂
  - Gavin says:
    
    9 Jul9 July 17:04
    
    Dedication!
JP says:

9 Jul9 July 07:00

I’m curious – if you top up £0.67, in perfectly fair world you should earn 1.005 avios points – does that also “round up” to 2 points, or do you need to top up a full £1.00 to earn anything?
- Andrew (@andrewseftel) says:
  
  9 Jul9 July 07:36
  
  Avios are calculated on the amount of the purchase and then rounded up or down to the nearest full Avios.
  
  For example, if you make a purchase of £25.99, if Avios are earned at the rate of 1.5 Avios per £1 (£25.99 x 1.5, i.e. 38.9, rounded up to the nearest full Avios) 39 Avios will accrue.
Erico1875 says:

9 Jul9 July 07:36

Taking it further,(as we do, lol ) £1.34 x 1.5 = 2.1 . do you think they will round up to 3 ?
- Genghis says:
  
  9 Jul9 July 07:46
  
  No
- Genghis says:
  
  9 Jul9 July 07:51
  
  But I think a purchase of £0.34 would become X 1.5 = 0.51, rounded up to 1 avios.
  
  So if you’re desperate, doing this on Amazon would be almost 3 avios per £ on BAPP
  
  This is the maths – not sure if it can actually be done.
  - Genghis says:
    
    9 Jul9 July 07:52
    
    Or in other words an almost 100% bonus
    - Simon says:
      
      9 Jul9 July 16:12
      
      Genghis, would this also work with an (MBNA-issued) American Airlines Amex which offers 1.5 AA miles per £1 spent, do you think? Or would MBNA adopt a different approach in all likelihood when it comes to rounding up? Thanks!
      - Rob says:
        
        9 Jul9 July 18:55
        
        It will cost you £1 to find out! (Although as MBNA does not break out transactions and the points earned you may have trouble working it out, unless you don’t make any other transactions that month.)
        
        I get a feeling that MBNA awards points based on total spend in the month, so no benefit of doing this, but I am willing to be proved wrong.
      - Genghis says:
        
        9 Jul9 July 23:01
        
        My MBNA diamond club and Virgin do it on monthly spend aggregated so works in a different way and not really applicable. I presume AA is the same.
  - Nick says:
    
    9 Jul9 July 09:38
    
    Well there is only one way to find out…
    
    Love it. I’m actually going to give this a go. I wonder if Amex will have a fit when they see scores of 34p transactions going through?
Frankie says:

9 Jul9 July 07:43

Love this! I still remember the Saturday, maybe 4 or 5 years ago my partner and I drove around a few tescos in SE London buying heaps of Vina Sol wine as each bottle was worth 150 Tesco points. And then on another occasion there were the £25 tents for 500 points that tescos were selling ( we drank the wine but used to return the tents and they never took the points back). Halcyon days….
- harry says:
  
  9 Jul9 July 08:55
  
  Must be a few ‘savvy shoppers’ out there…we got Double The Difference closed down lol
  - Frankie says:
    
    9 Jul9 July 09:05
    
    Don’t they still do double the difference? I’m sure I got it not that long ago (I do always have to point to the board behind them which states it)
    - harry says:
      
      9 Jul9 July 09:11
      
      The difference being: the old DTD was getting some of us several £hundreds of free stuff a day…mostly wine in my case http://www.dailymail.co.uk/news/article-1381641/Tesco-axes-Double-Difference-refunds-hijacked-savvy-shoppers.html
      - harry says:
        
        9 Jul9 July 15:46
        
        ISTR Raffles was on the thread but had more important stuff to do rather than getting a few £hundred free stuff a day lol
      - Rob says:
        
        9 Jul9 July 16:00
        
        We never covered DTD because it wasn’t points related.
      - harry says:
        
        9 Jul9 July 16:18
        
        Indeed
      - Jon says:
        
        9 Jul9 July 16:45
        
        Good old Auntie Bessie’s pancake mix- you ended up making the most profit of any item in store, without using a voucher.
      - xcalx says:
        
        9 Jul9 July 18:02
        
        “Good old Auntie Bessie’s pancake mix- you ended up making the most profit of any item in store, without using a voucher.”
        
        I remember that, the big plastic container with a small amount of powder in the bottom.
        
        Anyone remember the little Ambrosia rice tubs that caused all kind of problems for the Asda tills. I was in our local Asda 4 times a day for about 2 weeks during that little “promo”
  - xcalx says:
    
    9 Jul9 July 11:07
    
    I remember it well and I go back even further to the R&R days, so much free stuff plus the golden receipt. My best value R&R was a £299 sat nav wrongly priced at £319 = free, plus I got the golden receipt. LOL never used my clubcard back then and always cash.
    - xcalx says:
      
      9 Jul9 July 11:19
      
      “wrongly priced at £319” should read wrongly charged £319
    - harry says:
      
      9 Jul9 July 20:21
      
      I was abroad at the time otherwise might have a tale or 2 lol
Go says:

9 Jul9 July 08:29

And the 3v runs. How many different Tesco stores and how much money soent in a single day!
- Go says:
  
  9 Jul9 July 08:30
  
  Spent
  - Hingeless says:
    
    9 Jul9 July 08:39
    
    Nothing will ever beat spend £25 in Harvey Nics and get £25 statement credit, we did this on 9 cards buying gift vouchers, and then spent them all in the oxo tower.
    - Waribai says:
      
      9 Jul9 July 08:45
      
      Yes, we did this across 7 cards. Wife was very happy with her designer top! I think though ACHICA topped this. I actually stopped at 5 orders. I am intrigued to know what happened with those who really pushed it to the max!
      - xcalx says:
        
        9 Jul9 July 11:31
        
        Their seldom used email accounts were bombarded with Achica spam as I found out a couple of weeks ago when an email required opportunity was spotted and taken advantage of.
vol says:

9 Jul9 July 08:45

Do you think my local Tesco will allow me to pay for my weekly shop at the checkout in £1 increments…? 😉
- MR Bridge says:
  
  9 Jul9 July 09:01
  
  YES if you top up a gift card at £1 per time…BUT don’t be surprised if TESCO call the police
- Brian says:
  
  9 Jul9 July 09:02
  
  Isn’t that what self-service tills are specifically for? 🙂
  - John says:
    
    9 Jul9 July 09:55
    
    You can’t pay with more than one card
Mark says:

9 Jul9 July 09:02

Interesting technical edge case, although personally I don’t think i can be bothered to earn an extra 1 avios per transaction in this way. The benefit is definitely below minimum wage and i could earn extra avios quicker on e-rewards.