4,000 Clubcard points (9,600 Avios or 10,000 Virgin miles) with Tesco Pet Insurance

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Here’s a surprisingly attractive Tesco Bank offer for pet owners.

If you take out pet insurance before 1st March 2016, you will not only give your furry friend that bit of extra protection, you will also receive 4,000 Clubcard points. This is worth 9,600 Avios or 10,000 Virgin Flying Club miles.

Simply enter the code TOPPET and your Clubcard number when getting a quote on the Tesco Bank website. Although, having said that, I couldn’t actually find a box anywhere on the Pet Insurance website to put my Clubcard number ….

There are 4 different levels of pet insurance to choose from which you can compare on the pet insurance website, but only Extra and Premier Cover will give you the 4,000 Clubcard points.

As this is potentially worth over £100 of Avios or Virgin miles or over £100 of value via a different Clubcard Boost deal (this is the Shopper Points list of the most attractive Clubcard redemptions), this is a deal which you should take a serious look at.

Out of curiosity I did a quote for my cat here in London and also checked what the price would be in Wales. The result is not surprising – just slightly annoying.

If we lived on a farm in Wales, Extra Cover with an excess of £60 would cost just £8 a month. This would mean that, if I managed to get £100 of value from the 4000 points, I would effectively be getting a years coverage for free.

In North West London surrounded by busy streets the same insurance costs £20 a month. 4,000 bonus points is still a very attractive incentive to switch, however, if you are currently paying something similar via another insurer.

The rules for the Tesco pet insurance promotion are:

You have never had any pet policy covering this pet that has been declared void or been cancelled by Tesco Bank.
You are the owner and keeper of the pet.
You and the pet on the policy live in the UK, Isle of Man or Channel Islands.
Your pet is at least 8 weeks old.
Your pet is not on the list of uninsurable breeds.
Your pet is not used for business, commercial breeding or for monetary gain.
And if you’re insuring a dog: Your dog is not trained to attack, used for commercial guard or security purposes, or for any form of racing.
If you cancel your policy within the first 30 days you will not receive the Clubcard points.

Whilst Tesco does not make this too obvious, the policy is only available for cats and dogs.

Unlike the recent Tesco Bank life insurance deals where Tesco was giving you the Clubcard points in quarterly chunks, it seems as if you will receive these points all at once. This means even if you decide after a few months that the policy isn’t right for the needs of your pet, you will keep the full amount of Clubcard points.

It does not say how long Tesco will take to award your 4,000 points. It will clearly take longer than 30 days as that is the cut-off period, but realistically I think you should expect to wait three months. If you cancel before they arrive it is unlikely that you would ever receive them.

This offer is available until 1st March 2016 and is not available if you visit the Tesco Pet Insurance site from a link on a price comparison website. Those Clubcard points are funded by the commission they are saving.

How to earn Avios points from UK credit cards

How to earn Avios from UK credit cards (December 2021)

As a reminder, there are various ways of earning Avios points from UK credit cards. Many cards also have generous sign-up bonuses!

There are two official British Airways American Express cards with attractive sign-up bonuses:

British Airways BA Amex American Express card

British Airways American Express

5,000 Avios for signing up, no annual fee and an Economy 2-4-1 voucher for spending ….. Read our full review

British Airways BA Premium Plus American Express Amex credit card

British Airways American Express Premium Plus

25,000 Avios and the UK’s most valuable credit card perk – the 2-4-1 companion voucher Read our full review

You can also get generous sign-up bonuses by applying for American Express cards which earn Membership Rewards points, such as:

American Express Preferred Rewards Gold

Your best beginner’s card – 20,000 points, FREE for a year & two airport lounge passes Read our full review

The Platinum Card from American Express

30,000 points and an unbeatable set of travel benefits – for a fee Read our full review

Run your own business?

We recommend Capital On Tap for limited companies. You earn 1 Avios per £1 which is impressive for a Visa card, along with a sign-up bonus worth 10,500 Avios:

Capital On Tap Business Rewards Visa

The most generous Avios Visa or Mastercard for a limited company Read our full review

You should also consider the British Airways Accelerating Business credit card. This is open to sole traders as well as limited companies and has a 30,000 Avios sign-up bonus: