Why the Lloyds Avios credit card ‘refer a friend’ service is a joke
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Four weeks ago I wrote about the new refer-a-friend offer that Lloyds was offering on the Lloyds Avios Rewards credit card.
This was a decent deal. You could refer someone for the card and they would receive 4,500 Avios points for signing up. Given that there is usually no bonus on this card, it was a good incentive.
You, as the person making the referral, would also receive 4,500 Avios.
It was all very nice. Apart from the fact that the Avios website was well and truly broken.
I tried to make a number of referrals over a number of days. Only once did I ever receive the email. Feedback from other Head for Points readers confirmed it.
I don’t know how difficult it is to write a piece of software that sends an email to an address you type into a box but I am guessing it does not require a PhD …..
And then, last Thursday afternoon, I received a massive flow of emails into my inbox. Someone had unblocked the pipe and all of the emails I had triggered over the previous three weeks suddenly appeared.
I thought it was fixed. Not that this helped much, since the people who were interested had already got fed up with waiting.
On Friday, I was asked for another referral. I triggered an email but nothing arrived. Nothing on Saturday either. Or Sunday. Finally, at 5pm on Monday, it arrived. Just three days after being requested.
Until Lloyds / AGL can hire a 12-year old who is capable of writing a bit of computer code to automatically send an email, I would give the refer-a-friend scheme a miss. You are just opening yourself up to hours of grief.
Want to earn more points from credit cards? – December 2021 update
If you are looking to apply for a new credit or charge card, here are our November 2021 recommendations based on the current sign-up bonus.
You can see our full directory of all UK cards which earn airline or hotel points here. Here are the top current deals:

British Airways American Express
5,000 Avios for signing up, no annual fee and an Economy 2-4-1 voucher for spending ….. Read our full review

British Airways American Express Premium Plus
25,000 Avios and the UK’s most valuable credit card perk – the 2-4-1 companion voucher Read our full review

American Express Preferred Rewards Gold
Your best beginner’s card – 20,000 points, FREE for a year & two airport lounge passes Read our full review

The Platinum Card from American Express
30,000 points and an unbeatable set of travel benefits – for a fee Read our full review
Earning miles and points from small business cards
If you are a sole trader or run a small company, you may also want to check out these offers.

American Express Business Gold
20,000 points sign-up bonus and free for a year Read our full review

American Express Business Platinum
40,000 points sign-up bonus and a long list of travel benefits Read our full review

British Airways Accelerating Business American Express
30,000 Avios sign-up bonus – plus annual bonuses of up to 30,000 Avios Read our full review

Capital On Tap Business Rewards Visa
The most generous Avios Visa or Mastercard for a limited company Read our full review
For a non-American Express option, we also recommend the Barclaycard Select Cashback card for sole traders and small businesses. It is FREE and you receive 1% cashback on your spending:

Barclaycard Select Cashback Credit Card
1% cashback and no annual fee Read our full review
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