Get 10,000 extra bonus miles with the Miles & More credit cards
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Lufthansa and MBNA have brought back a decent sign-up bonus for the Miles & More credit card.
Normally the bonus is a dull 1,500 miles. However, until 15th December, you will receive 11,500 miles.
These are paid in two instalments:
1,500 miles with your first purchase (as per normal)
10,000 miles when you spend £1,000 within 90 days
The cards come as a double-pack with an Amex and a Visa. The earnings rate is surprisingly good – 1.5 Miles & More miles per £1 on the Amex and 0.75 miles per £1 on the Visa.
You also receive a 33% miles bonus on ALL your spending for the first six months, on both cards. This takes the Amex up to 2 miles per £1, a very impressive earnings rate for a free card.
One of the key benefits of the Miles & More credit card is that it stops your Miles & More miles expiring. Without the card, your miles have a 3-year expiry. Unlike Avios, Miles & More miles expire after three years even if you have earned other miles in the meantime.
The card has no annual fee.
The issuer is MBNA, which also issues the American Airlines, Etihad, Emirates and United cards in the UK. They are generally quite good at accepting modest earners (my Mum, who is retired on a modest pension, got a BMI card with no problem a couple of years ago).
You cannot churn MBNA cards, though. If you have already had the Miles & More card, you will not receive a second sign-up bonus if you apply again – although they are happy to give you the card.
Miles & More miles only have value for long-haul redemptions, due to the crazy taxes on short-haul flights. If you are a solo traveller, though, there might be some value in getting this card. A one-way in Business Class from the UK to, say, Dubai is only 30,000 Miles & More miles on Swiss, Lufthansa or Austrian. An 11,500 mile sign-up bonus would leave you 18,500 miles short, which would only require £9,250 of Amex spend at the ‘2 miles per £1’ rate for the first six months.
Miles & More also runs monthly mileage sales, which often have very good bargains – see this article for example.
Miles & More is NOT an American Express Membership Rewards partner, so you cannot top up your balance directly using Amex points. The only option would be to transfer Amex points to Starwood and then to Miles & More, but that only gets you 0.5 M&M miles per 1 Amex point.
You could, of course, also get the Starwood Amex card (review here) with a sign-up bonus 10,000 points and transfer those into 10,000 Miles & More miles Lufthansa is also a Heathrow Rewards partner if you have any of those to convert.
Want to earn more points from credit cards? – December 2021 update
If you are looking to apply for a new credit or charge card, here are our November 2021 recommendations based on the current sign-up bonus.
You can see our full directory of all UK cards which earn airline or hotel points here. Here are the top current deals:

British Airways American Express
5,000 Avios for signing up, no annual fee and an Economy 2-4-1 voucher for spending ….. Read our full review

British Airways American Express Premium Plus
25,000 Avios and the UK’s most valuable credit card perk – the 2-4-1 companion voucher Read our full review

American Express Preferred Rewards Gold
Your best beginner’s card – 20,000 points, FREE for a year & two airport lounge passes Read our full review

The Platinum Card from American Express
30,000 points and an unbeatable set of travel benefits – for a fee Read our full review
Earning miles and points from small business cards
If you are a sole trader or run a small company, you may also want to check out these offers.

American Express Business Gold
20,000 points sign-up bonus and free for a year Read our full review

American Express Business Platinum
40,000 points sign-up bonus and a long list of travel benefits Read our full review

British Airways Accelerating Business American Express
30,000 Avios sign-up bonus – plus annual bonuses of up to 30,000 Avios Read our full review

Capital On Tap Business Rewards Visa
The most generous Avios Visa or Mastercard for a limited company Read our full review
For a non-American Express option, we also recommend the Barclaycard Select Cashback card for sole traders and small businesses. It is FREE and you receive 1% cashback on your spending:

Barclaycard Select Cashback Credit Card
1% cashback and no annual fee Read our full review
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