How to get 5,000+ extra Avios when applying for the Lloyds TSB Avios cards

Yesterday I wrote a long post about the new bonus on the Lloyds TSB Duo Avios credit cards.  You will get 15,000 Avios for taking out the free cards, and 20,000 Avios for the ‘Premium’ cards with the £50 annual fee.

I mentioned in that post that Quidco was offering £20 cashback for the free card.  It turns out that the Premier card is also on Quidco at £20.

Cashback site TopCashback also offers cashback on these cards, but it is not as high (£5 and £10) as Quidco.

As I posted last month, TopCashback now lets you take your cashback as Tesco Clubcard points!  Instead of receiving a £10 cashback payment into your bank account, they will send it to Tesco and issue it as Clubcard points, whilst giving you a 5% bonus on top to boot.

What I forgot when I wrote yesterdays post is that TopCashBack has a cashback guarantee that promises to match any other site (ie Quidco!).

So … this is how you should apply for the Lloyds Avios cards:

1.  Join TopCashback!  If you use this link here, Head for Points receives £10 cashback when you join.  (Unfortunately, there is nothing extra in it for you, but I do appreciate it – remember that you receive Head for Points totally free!  There is no other referral offer which gives you a sign-up bonus.)

2.  Use their cashback links here to apply for the Lloyds Avios cards

3.  Take a screenshot of the Quidco cashback rates here and here

4.  Follow the cashback guarantee process to get your cashback increased to £20 once it has tracked

5.  Once you have received the £20, have TopCashBack pay it to Tesco instead of your bank account

6.  Your £20 cashback will become, with the 5% Tesco conversion bonus, £21 of Clubcard points

7.  You will be able to convert your £21 of Clubcard points into 5,040 Avios points or 5,250 Virgin Flying Club miles!  If you save your vouchers for the next conversion bonus, you will receive 40%-50% more Avios on top!

If you missed my original posts about TopCashBack and how you can convert your cashback to Tesco Clubcard vouchers, read this article and this article from last month.

Want to earn more points from credit cards? – December 2021 update

If you are looking to apply for a new credit or charge card, here are our November 2021 recommendations based on the current sign-up bonus. 

You can see our full directory of all UK cards which earn airline or hotel points here. Here are the top current deals:

British Airways American Express

5,000 Avios for signing up, no annual fee and an Economy 2-4-1 voucher for spending ….. Read our full review

British Airways American Express Premium Plus

25,000 Avios and the UK’s most valuable credit card perk – the 2-4-1 companion voucher Read our full review

American Express Preferred Rewards Gold

Your best beginner’s card – 20,000 points, FREE for a year & two airport lounge passes Read our full review

The Platinum Card from American Express

30,000 points and an unbeatable set of travel benefits – for a fee Read our full review

Earning miles and points from small business cards

If you are a sole trader or run a small company, you may also want to check out these offers.

American Express Business Gold

20,000 points sign-up bonus and free for a year Read our full review

American Express Business Platinum

40,000 points sign-up bonus and a long list of travel benefits Read our full review

British Airways Accelerating Business American Express

30,000 Avios sign-up bonus – plus annual bonuses of up to 30,000 Avios Read our full review

Capital On Tap Business Rewards Visa

The most generous Avios Visa or Mastercard for a limited company Read our full review

For a non-American Express option, we also recommend the Barclaycard Select Cashback card for sole traders and small businesses. It is FREE and you receive 1% cashback on your spending:

Barclaycard Select Cashback Credit Card

1% cashback and no annual fee Read our full review