Maximise your Avios, air miles and hotel points

TopCashback now convertible to Tesco Clubcard (and Avios) – Part 2

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Yesterday, I outlined the exciting new partnership between online shopping cashback site TopCashBack and Tesco Clubcard.  You can now convert your TopCashBack money into Clubcard points, giving you up to 360% more value for your cashback!

You could just slowly build up to your annual £50 limit for Tesco transfers by doing all of your normal online shopping on TopCashBack.  However, there are some gambling sites which pay large amounts of cashback in return for signing up and making a modest deposit.

If you are impatient to earn your £50, then these are worth a look.  Of course, there is a decent risk that you will lose some of your initial stake.

How do I join TopCashBack?

Before trying any of these sites, you need to join TopCashback.

Use this link here, please!

TopCashBack offers a £10 referral bonus if you refer a friend, payable when your friend earns over £10.  The link above includes my referral code.

I am grateful to anyone who chooses to help support the blog by using this link.  You will not get a better deal if you sign-up directly on the TopCashBack website.

Potential sites to generate £50 of cashback quickly

TopCashback has a range of ‘No Purchase’ offers you can access.  These include, for example, being paid £1 for getting an insurance quote.

O2 will pay you £5.05 for activating a free SIM card on your mobile phone.

Lovefilm offers £12.12 for taking a free trial of their DVD rental service.

CreditExpert pays £5.15 for a taking a free trial of the credit record management service.

The National Lottery pays £3.03 if you buy your next batch of tickets online.

However, it is the gambling sites which offer the most potential, although there is a real risk of the loss of your stake.

Paddy Power offers £20-£30 for making an initial £10 bet.

Prestige Casino offers £39.99 for wagering £20.

Gala Bingo pay £20.20 for playing through £20.

BetFair offers £15.15 for betting £10.

William Hill Casino offers £45.45 although you must play through £35.

And there are others.

There are two ways to ensure that your losses are kept to a minimum.

Open sports betting accounts with two different companies, and offset your opening bets.  At one firm, bet on Person A to beat Person B.  With the other firm, bet on Person B to beat Person A.  As long as the sport does not allow draws, you are guaranteed some return.

On bingo or roulette, play through all of your minimum stake on something with a 50/50 chance of success, ie red or black with roulette.  You should therefore emerge with most of your stake intact.

Other ways to generate cashback

Have you changed your gas or electricity supplier recently?  You should, of course, use a comparison site first to see who is cheapest for your usage.  Most of the gas and electricity firms are on TopCashBack, and most pay out in the £40 range, luckily.

Taking out a new credit card is also an option.  The Vanquis card (for those with poor credit) pays £40.40.  The Post Office cashback credit card pays £18.18.  There are a couple of AA credit cards paying £20.20.

Life insurance is also an option if you cancel as soon as the cashback hits.  Legal & General offers £45.45, for example, with premiums for £6 per month.

There is also Snap & Save, a slightly wacky scheme which gets you cashback for in-store supermarket purchases.  You need to take a photo of your till receipt on your smartphone and email it to TopCashBack!  For example, buy 2 Cadbury Creme Eggs and get 50p cashback!

Remember that you should NOT go for anything that pays out more than £50, as you cannot convert more than this to Clubcard.

These are only a few ideas.  Please post your own experiences and ideas below. I have started a ‘TopCashBack’ category for the site, since I imagine this will become a popular topic.


How to earn Avios points from UK credit cards

How to earn Avios from UK credit cards (December 2021)

As a reminder, there are various ways of earning Avios points from UK credit cards.  Many cards also have generous sign-up bonuses!

There are two official British Airways American Express cards with attractive sign-up bonuses:

British Airways BA Amex American Express card

British Airways American Express

5,000 Avios for signing up, no annual fee and an Economy 2-4-1 voucher for spending ….. Read our full review

British Airways BA Premium Plus American Express Amex credit card

British Airways American Express Premium Plus

25,000 Avios and the UK’s most valuable credit card perk – the 2-4-1 companion voucher Read our full review

You can also get generous sign-up bonuses by applying for American Express cards which earn Membership Rewards points, such as:

Nectar American Express

American Express Preferred Rewards Gold

Your best beginner’s card – 20,000 points, FREE for a year & two airport lounge passes Read our full review

American Express Platinum card Amex

The Platinum Card from American Express

30,000 points and an unbeatable set of travel benefits – for a fee Read our full review

Run your own business?

We recommend Capital On Tap for limited companies. You earn 1 Avios per £1 which is impressive for a Visa card, along with a sign-up bonus worth 10,500 Avios:

Capital On Tap Business Rewards Visa

The most generous Avios Visa or Mastercard for a limited company Read our full review

You should also consider the British Airways Accelerating Business credit card. This is open to sole traders as well as limited companies and has a 30,000 Avios sign-up bonus:

British Airways Accelerating Business American Express card

British Airways Accelerating Business American Express

30,000 Avios sign-up bonus – plus annual bonuses of up to 30,000 Avios Read our full review

Click here to read our detailed summary of all UK credit cards which earn Avios. This includes both personal and small business cards.

(Want to earn more Avios?  Click here to visit our home page for our latest articles on earning and spending your Avios points and click here to see how to earn more Avios this month from offers and promotions.)

Comments (8)

This article is closed to new posts. Discussion continues in the HfP Forums.

  • xcalx says:

    A temporary CC number is sent via email when you sign up online with the physical card arriving within 10 days

  • Rob says:

    Thank you!

    • Michael Christie says:

      Ditto here – just joined using your referral ….love this site !!

  • Andy Lea (@andyandy) says:

    Nice post Raffles -keep up the good work!
    Just signed up with your referral – have persuaded 3 people to read your HFP site in the past week alone! Great fun to follow your antics!

    • Rob says:

      Thanks Andy. Readership is definitely up since the relaunch. I think it is a combo of a) people being happier to recommend a more ‘professional’ looking site to friends, b) having more posts on the home page, c) possibly the Big G liking me more now the site is off wordpress.com – and perhaps even because I run their advertising and d) it looks better and people are happier to spend time on it. Whatever the answer, I am happy to have them all here.

  • Mike says:

    The O2 SIM requires a £10 topup to get £5.05

    Another one to try is applying for the Lloyds Avios cards, I have now applied for the cards 10 times and have received £80! (Sometimes they give out £10 instead of £5.) They pay within 2 months.

    Signing up for MySurvey also gets you £1.71 in 3 months and can be done repeatedly with different details.

    Things like actual insurance (not comparison), utility switching and credit cards can take forever to pay out so are not useful if you’re looking to get tesco points quickly.

  • John says:

    You cancel when you get the money, which could be as late as month 8, or never. I wouldn’t risk it unless I actually wanted the insurance.

  • Rob says:

    I reckon month 4, and ignore the validation period – if only because you may well have the vouchers and have redeemed them before the 6 months comes round!

This article is closed to new posts. Discussion continues in the HfP Forums.