Amex refreshes its UK small business cards

A couple of months ago, Amex was offering a very generous 40,000 Avios if you signed up for their Business Gold card. Sadly that offer has now ended, and there is currently no sign-up bonus at all.

However, Amex has recently relaunched its Business Platinum and Business Gold cards, so I thought it was worth running over the benefits.

Business Platinum

Full details of Business Platinum can be found here.

The key benefit is the travel insurance. Unlike the Amex Platinum personal card, the travel insurance policy for the Business card was not changed last year. It covers anyone up to 80 years of age (the personal card is now 70) and there is NO obligation to pay for the trip using the card.

You can have up to 5 supplementary cards, and those cardholders are also covered by the travel insurance.

The annual fee is £450.

You earn 1 Membership Rewards point per £1 spent.

You receive a full Priority Pass for lounge access at participating airports. Your main supplementary cardholder will also receive a Priority Pass.

Business Gold

Full details of Business Gold can be found here.

Apart from earning Membership Rewards at 1 point per £1 spent, the benefits are negligible.

The annual fee is £125.

Fundamentally, there is nothing exciting here. However, the cards are worth bearing in mind if you are a sole trader or own a small business – but only when a new sign-up bonus comes along!

Want to earn more points from credit cards? – December 2021 update

If you are looking to apply for a new credit or charge card, here are our November 2021 recommendations based on the current sign-up bonus. 

You can see our full directory of all UK cards which earn airline or hotel points here. Here are the top current deals:

British Airways American Express

5,000 Avios for signing up, no annual fee and an Economy 2-4-1 voucher for spending ….. Read our full review

British Airways American Express Premium Plus

25,000 Avios and the UK’s most valuable credit card perk – the 2-4-1 companion voucher Read our full review

American Express Preferred Rewards Gold

Your best beginner’s card – 20,000 points, FREE for a year & two airport lounge passes Read our full review

The Platinum Card from American Express

30,000 points and an unbeatable set of travel benefits – for a fee Read our full review

Earning miles and points from small business cards

If you are a sole trader or run a small company, you may also want to check out these offers.

American Express Business Gold

20,000 points sign-up bonus and free for a year Read our full review

American Express Business Platinum

40,000 points sign-up bonus and a long list of travel benefits Read our full review

British Airways Accelerating Business American Express

30,000 Avios sign-up bonus – plus annual bonuses of up to 30,000 Avios Read our full review

Capital On Tap Business Rewards Visa

The most generous Avios Visa or Mastercard for a limited company Read our full review

For a non-American Express option, we also recommend the Barclaycard Select Cashback card for sole traders and small businesses. It is FREE and you receive 1% cashback on your spending:

Barclaycard Select Cashback Credit Card

1% cashback and no annual fee Read our full review